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CREDE

Active
Boulevard Fulgence Masson 5 ·7000 Mons, Belgium
KBO/BCE: BE 0418.671.497
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Age48 yrs
Board2
Connections5
Real estate2 parcels · 3,679 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CREDE is 0.2% (very low). The company has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 14-07-2025 17 d early 2025-00272613
31-12-2023 31-07-2024 04-07-2024 27 d early 2024-00214994
31-12-2022 31-07-2023 04-08-2023 4 d late 2023-00313395
31-12-2021 31-07-2022 08-09-2022 39 d late 2022-20427538
31-12-2020 31-07-2021 03-08-2021 3 d late 2021-45700473
31-12-2019 31-07-2020 01-02-2021 185 d late 2021-04100298
31-12-2018 31-07-2019 02-12-2019 124 d late 2019-74900418
31-12-2017 31-07-2018 26-10-2018 87 d late 2018-70100421
31-12-2016 31-07-2017 29-08-2017 29 d late 2017-49000269
31-12-2015 31-07-2016 26-09-2016 57 d late 2016-60900223

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1978, 48 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Lower-failure-rate sector −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 14-07-2025 2025-00272613
31-12-2023 micro 04-07-2024 2024-00214994
31-12-2022 micro 04-08-2023 2023-00313395
31-12-2021 micro 08-09-2022 2022-20427538
31-12-2020 micro 03-08-2021 2021-45700473
31-12-2019 micro 01-02-2021 2021-04100298
31-12-2018 micro 02-12-2019 2019-74900418
31-12-2017 volledig 26-10-2018 2018-70100421
31-12-2016 volledig 29-08-2017 2017-49000269
31-12-2015 volledig 26-09-2016 2016-60900223

Directors

Directors & mandates

4 directors
Current directors & mandates
  • LEISTEDT Samuël
    Director
    State Gazette act 26099524 (04-08-2026)
    Current
    19-05-2026 → present
  • D'HAENE Pierre-Henri
    Director
    State Gazette act 26099524 (04-08-2026)
    Current
    21-04-2026 → present
Former directors (2)
  • DUBOIS Philippe
    Director
    State Gazette act 26099524 (04-08-2026)
    Former
    - → 10-02-2026
  • Damien de DORLODOT
    Director
    State Gazette act 26099524 (04-08-2026)
    Former
    - → 16-12-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen(68201)
Legal form Public limited company(014)
Incorporation01-06-1978
StatusActive
Postal code7000

Structure & network

Connections & network

5 connected companies
D'HAENE Pierre-Henri, Shared director, links 4 companies DP D'HAENE …HenriCHU HELORA, via D'HAENE Pierre-Henri CHCHU HELORAHELORA IMMO, via D'HAENE Pierre-Henri HIHELORA IMMOHELORA Réseau Hospitalier, via D'HAENE Pierre-Henri HRHELORA RéseauHospitalierInstituut voor Bestuurders - l'Institut des Administrateurs, via D'HAENE Pierre-Henri IVInstituut voorBestuurd…teursLEISTEDT Samuël, Shared director LS LEISTEDT…amuëlCREDE CREDE0418.671.497
Shared directors
Linked via shared directors
CHU HELORA
viaD'HAENE Pierre-Henri · Administrateur indépendant
→
CHU HELORA
viaLEISTEDT Samuël · Administrateur représentant l'umons
→
HELORA IMMO
viaD'HAENE Pierre-Henri · Administrateur indépendant
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Boulevard Fulgence Masson 57000 Mons

Establishment units

1 location
CREDE SA
Avenue B. de Constantinople 10, 7000 Monshet al dan niet permanent verwerken van gegevens met behulp van een eigen programma of een programma van de klant : - invoeren van gegevens - volledige verwerking van gegevens
since 19882.129.767.929
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area3,679 m²
Buildings2
Building footprint647 m²
Volume (LiDAR)8,626 m³
Tallest building17.6 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53405C0001/00Z040 Wallonia 1,971 m² 1 · 381 m² 17.6 m · 5 fl.
53404B0706/00H072 Wallonia 1,708 m² 1 · 266 m² 13.9 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

1 verified act

What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.

2026
04-08-2026 General meeting · Director resignation · Director appointment
6 facts
  • General meeting , 16/06/2026
  • Director resignation, DE DORLODOT Damien (administrateur)
  • Director resignation, DUBOIS Philippe (administrateur)
  • Director appointment, D'HAENE Pierre-Henri (administrateur)
  • Director appointment, LEISTEDT Samuël (administrateur)
  • Auditor appointment, Deloitte (commissaire)

Analysis

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur van woningen, exclusief sociale woningen70201
Primary activity highlighted.
Names & trade names
Legal nameFR CREDE
AbbreviationFR Crede
Registered office
Boulevard Fulgence Masson 5
7000 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.