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La Charmille

Active
Non-profit associationfounded 1976active for 50 yearsRue des Vignobles(THI) 2, 6230 Pont-à-Celles, BelgiumKBO/BCE: BE 0416.116.637
Summary

La Charmille has been active since 1976 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66,812 and a net result of -€185,148. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 694 sector peers (NACE 87, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
La CharmilleActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Residential care activities
NACE 87301
Largest employer in Pont-à-Celles1 site
Size
€4.2mturnover 2025
Staff
67.2 FTE
Equity
€66,812
Deficit
-€185,148
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
14 members
Auditor: Deloitte2025 accounts 24 days early5 of 9 deeds summarised
Why 90raises riskEquity €66,812 (1.8% of total assets)Loss of €185,148, the second in a row (financial year 2025)lowers riskLegal form: non-profit associationSector: Residential care activities (NACE 87)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 23% of its sector peers (NACE 87, medium-sized)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 27+11
equity 1.8% of total assets
Liquidity 19+5
short-term debt 82.2% · cash 11.0%
Profitability 12+4
return on assets -5.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (536 companies, NACE 87, medium-sized)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.53, compared with 0.46 in 2024, below 1; short-term debt: 82.2% and cash: 11% of total assets), and 98.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, medium-sized): better than 13% on solvency, 10% on liquidity, 10% on profitability and 58% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Sector: Residential care activities (NACE 87)
KBO
raises risk · Equity €66,812 (1.8% of total assets)
NBB · annual accounts
raises risk · Loss of €185,148, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 694 sector peers (2025).
NBB · sector comparison
Position among 694 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 days early
2024
6 days early
2023
20 days early
2022
23 days late
2021
31 days late
2020
9 days early
2019
189 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days after the deadline; the sector median (NACE 87) for financial year 2024 is 27 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Withdrawals: DEHAME Pierre (member) and GRAUX…Resignations: DEHAME Pierre (director) and…
  2. Annual accounts filedfinancial year 2025 · full…
  3. Resignations & appointmentsBoard composition

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2025 -€185,148 View
  • Positive: Largest employer in Pont-à-Cellesin the Checked rankings No. 1 View
  • Board changedlatest change 11-06-2026 · 14 in office 12 joined · 2 left View
  • Active since 1976founded 20-04-1976 50 years View

By topic

Financials

Financial year
2025
Turnover
€4.2m
Loss
-€185,148
Solvency
1.8%
Turnover▲ 0.4%
Net result
20232025
Go to Financials

Board & ownership

Board
14 members
Auditor
Deloitte
  • DE GROX JoëlleDirector
  • BRYSKERE, FabienneDirector
  • CAUDRON Anne-SophieDirector
  • COULIE, BernardDirector
  • DESCLEE de MAREDSOUS IsalineDirector

and 9 other directors

Go to Board & ownership

Timeline

Events
26
Since
2009
Next accounts
by 31-07-2027
  1. 25-07-2025Annual accounts filed
  2. 19-06-2025Withdrawals: MERCIER Stéphan, Dehaspe Philippe and 3…
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Residential care activitiesNACE 87301
Founded
20-04-1976
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
104
Purpose
“La promotion, la construction, l'acquisition, l'organisation et la gestion de toutes…” (deed in French)
Go to Articles of association

Key facts about La Charmille

What is the company number of La Charmille?
0416.116.637. In Belgium the VAT number is the company number with BE in front: BE 0416.116.637.
Where is La Charmille based?
The registered office is at Rue des Vignobles(THI) 2, 6230 Pont-à-Celles.Company details
What does La Charmille do?
According to the KBO register, the main activity is residential care activities (NACE 87301).
What is the legal form of La Charmille?
Non-profit association (VZW).
When was La Charmille founded?
On 20-04-1976.
Is La Charmille still active?
Yes, La Charmille is an active enterprise in the KBO register.
How many employees does La Charmille have?
On average 67.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of La Charmille?
€4.2m in financial year 2025, according to the filed annual accounts.
Is La Charmille profitable?
In financial year 2025, La Charmille made a loss of €185,148.
Where can I find the annual accounts of La Charmille?
La Charmille filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of La Charmille due?
By 31-07-2027, for financial year 2026.Timeline

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