Equity
€135,184 from €323,171 in 2021
Equity fell by 58% in 4 years.
Envia Waas
Lifetime
5 annual accounts with figures on one time axispeak €550,315 (2025)
€550,315▲ 22.0%
lowest -€134,177 (2022)
€40,820▲ 281%
peak €323,171 (2021)
€135,184▲ 43.3%
€117,224▼ 43.1%
peak 10.6 FTE (2025)
10.6 FTE▲ 51.4%
Board33 names since 2010all names
12 directorsFrank Robben and 11 others
Documentsfilings and deeds
14-07-202617 days before the deadline
2025financial year
Gross margin from €451,124 to €550,315Result from €10,707 to €40,820Staff from 7 FTE to 10.6 FTE1 director resigning, 2 reappointments 28-07Equity from €94,364 to €135,184Debts from €206,029 to €117,224
Key points
from the 2025 annual accountsTurnover
≈ €630,000 estimated
The accounts state no turnover.
Staff
10.6 FTE ▲ 51.4%
More staff in 2025 from 7 FTE to 10.6 FTE.
Filings
5 annual accounts since 2021
The last five annual accounts were filed 17 to 29 days before the end of the period.
Board
3 joined · 3 left
Board changed. Latest change 18-06-2026 · 12 in office.
Public support
€1.2m awarded from 2022 to 2025
Flemish support, mostly Subsidies aan diensten voor gezinszorg en diensten voor logistieke hulp.
Checked score
96
Excellent
Financially stronger than 68% of small companies in social work without accommodation (NACE 88)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 589 companies (NACE 88, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Legal form: non-profit association
Liquidity: current ratio 1.93, cash €77,011
Equity €135,184 (53.6% of total assets)
Sector: Social work activities without accommodation (NACE 88)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, small). It does better than 49% of them on solvency, 48% on liquidity, 89% on profitability and 87% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as Envia Waas has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of Envia Waas itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for Envia Waas. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.93 (1.91 in 2024), above the usual 1.5. Short-term debt is 46.3% and cash 30.5% of total assets. 46.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
6 signals, none raises the risk
Six signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €135,184
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
17 days early
2024
22 days early
2023
29 days early
2022
27 days early
2021
26 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 24 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
1 director appointed, 1 resignation, 5 reappointments
Resignation: BV Tom De Gendt Advocaat · Permanent representatives: Tom De Gendt and Marc Michils · Appointment: Hildegard Hermans · General meeting of 18-06-2026 · Gazette deed
2 directors appointed, 2 resignations
Resignations: Sonja Becq and Toon Vanhoutteghem · Appointments: Jeanique Van Den Heede and Peter Wouters · Permanent representatives: Tom De Gendt and Marc Michils · General meeting of 11-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0877036782
1 director resigning, 2 reappointments
Resignation: Saloua Berdai Chaouni · Reappointments: Sonja Becq and Toon Vanhoutteghem · Permanent representatives: Tom De Gendt and Marc Michils · General meeting of 18-06-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Envia Waas Saint-Josse-ten-Noode | - | - | 53.6% | 10.6 |
| Onafhankelijke Thuiszorg Vlaanderen- Dienstengroep Willebroek | - | - | 67.5% | 7.3 |
| OTV Thuiszorg Limburg Willebroek | €1.0m | 2.9% | 75.3% | 17 |
| AIDES FAMILIALES ET AIDES SENIORS DE GANSHOREN Ganshoren | €0 | - | 66.3% | 7.5 |
| Gezinszorg Ronse Ronse | - | - | -118.8% | 14.2 |
| Inter-Santé Herstal | €0.06m | - | -328.3% | 10.5 |
| Solidarité et Sécurité Tournai | - | - | 100.0% | 12.6 |
These companies have the same main activity as Envia Waas: social work activities without accommodation (NACE 88101). They are comparable in size and age: total assets between €52,500 and €545,000, founded between 1970 and 2017.
Official details
Source: KBO- Status
- Active since 15-11-2005Normal situation
- Activity
- Social work activities without accommodationNACE 88101
- Joint committee
- 318.02Family and elderly care services · annual accounts 2025
- Establishment unit
- 2.328.871.8129100 Sint-Niklaas, since 17-03-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Annual accounts 2025
- €252,407▼ 16.0%
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on Envia Waas
Envia Waas has existed since 2005. In 2022 the gross margin rose from €11,739 to €155,220 and staff from 2.2 to 7 full-time equivalents. On 17 March 2022 a site was added.
The gross margin has grown every year since. Solvency rose in 2025 from 31.4% to 53.6% because of the retained profit and lower debts.
In 2026, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Envia Waas
- What is the company number of Envia Waas?
- The company number of Envia Waas is 0877.036.782. The VAT number is the same number with BE in front: BE 0877.036.782.
- Where is Envia Waas based?
- The registered office is at Koningsstraat 294, 1210 Saint-Josse-ten-Noode.Company details
- What does Envia Waas do?
- According to the KBO register, the main activity is social work activities without accommodation (NACE 88101).
- What is the legal form of Envia Waas?
- Envia Waas is a non-profit association (VZW).
- When was Envia Waas founded?
- Envia Waas was founded on 15-11-2005.
- Is Envia Waas still active?
- Yes, Envia Waas is an active enterprise in the KBO register.
- How many employees does Envia Waas have?
- Envia Waas had an average of 10.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Envia Waas fall under?
- In its 2025 annual accounts, Envia Waas states joint committee 318.02 (Family and elderly care services).
- What is the turnover of Envia Waas?
- The turnover in financial year 2025 is ≈ €630,000. This figure is estimated from the gross margin of €550,315 and 37 comparable companies (NACE 88). It probably lies between €600,000 and €730,000. In financial year 2021 turnover was €5,635.
- Is Envia Waas profitable?
- In financial year 2025, Envia Waas made a profit of €40,820.
- Where can I find the annual accounts of Envia Waas?
- Envia Waas filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Envia Waas due?
- Envia Waas must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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