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IMBC SPINNOVA

Active Risk: not assessed
Public limited companyfounded 2004active for 21 yearsRue des Quatre Fils Aymon 14, 7000 Mons, BelgiumKBO/BCE: BE 0870.661.013
Summary

IMBC SPINNOVA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.0m and a net result of -€155,931. Equity is shrinking by about 3.1% per year across the filed financial years. Its solvency ranks better than 7% of 2,997 sector peers (NACE 64, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of holding companies
NACE 64210
6th largest company by total assets in Mons, Finance and insurance sector1 site
Size
€52.1mtotal assets 2025
Equity
€2.0m
Loss
-€155,931
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Parent
IMBC CAPITAL RISQUE · 98.7%
Board
6 members
Holdings
13
Auditor: RSM INTERAUDITAccounts 71 days early
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 2997 sector peers (2025).
NBB · sector comparison
Position among 2997 sector peers
Solvency
better than 7%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-11-2025, 71 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
71 days early
2024
67 days early
2023
63 days early
2022
77 days early
2021
62 days early
2020
69 days early
2019
65 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 68 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end20-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Permanent representatives: Marc DEGAUTE and Léopold…Resignations: Amélie MATTON (director) and…
  2. Annual accounts filedfinancial year 2025 · full…
  3. Capital & shares · Amendment of…Capital increase · Capital contribution…

Key points

  • Caution: From profit to loss in 2025after €27,638 in 2024 -€155,931 View
  • Caution: Among the weakest 8% on solvencysector median 61.2% · 2,997 companies 3.8% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by IMBC CAPITAL RISQUEknown shareholders 99.93% 98.7% View

By topic

Financials

Financial year
2025
Total assets
€52.1m
Loss
-€155,931
Solvency
3.8%
Total assets▲ 6.3%
Net result
20192025
Go to Financials

Board & ownership

Board
6 members
Parent
IMBC CAPITAL RISQUE · 98.7%
Known shareholders
99.93%
Auditor
RSM INTERAUDIT
  • Serge ROLANDChair
  • Marc DEGAUTEDirector
  • Benoit AUTEMDirector
  • Damien de DORLODOTDirector
  • Fabrice BRIONDirector

and 1 other director

Go to Board & ownership

Network & group

Group
HOLDING FINANCIERE DU PONANT
Subsidiaries
1
Holdings
13
Connected companies
59

13 holdings

Go to Network & group

Timeline

Events
66
Since
2007
Next accounts
by 31-01-2027
  1. 24-07-2025Resignation: Michel MARTIN (director and chair)
  2. 03-03-2025Permanent representatives: Marc DEGAUTE and Léopold COLSON
  3. 25-11-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Activities of holding companiesNACE 64210
Founded
20-12-2004
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
“L’objet social de la S.A. IMBC Spinnova est de réaliser ou permettre de réaliser des…” (deed in French)
Go to Articles of association

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