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EPSYMMO

Active
Non-profit associationfounded 1995active for 30 yearsWinston Churchilllaan 149, 1180 Ukkel, Belgium17 active companies are registered at this addressKBO/BCE: BE 0457.132.690
Summary

EPSYMMO has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €717,918 and a net result of €113,665. Equity is growing by about 42% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
“Acquérir tous biens immeubles bâtis ou non bâtis et tous droits réels immobiliers, ainsi…” (deed in French)
From the articles, 4 activitiesNo NACE code in the KBO yet
Size
€408,021turnover 2025
Equity
€717,918
Surplus
€113,665
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Board
10 members
Holdings
1
Accounts 2 days early
Why 95raises risk1 change of registered office in 24 monthslowers riskLegal form: non-profit associationSize: turnover €408,021, total assets €10.7mFigures for financial year 2025 (filed 29-07-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 65% of its sector peers (no NACE code, medium-sized)
Financial strength · tick = 2024
Average
Solvency 32+2
equity 6.7% of total assets
Liquidity 55+1
short-term debt 6.1% · cash 3.6%
Profitability 68+8
return on assets 1.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.2%▲ +0.1 percentage points vs 11-2024 01-2025: 0.4%▲ +0.2 percentage points vs 12-2024highest value 02-2025: 0.4%● unchanged vs 01-2025highest value 03-2025: 0.1%▼ -0.3 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.4%▲ +0.3 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.1%▼ -0.3 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.61, compared with 0.93 in 2024, below 1; short-term debt: 6.1% and cash: 3.6% of total assets), and 93.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, medium-sized): better than 14% on solvency, 81% on liquidity, 85% on profitability and 81% on growth.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Size: turnover €408,021, total assets €10.7m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed 29-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
1 day early
2023
205 days late
2022
142 days late
2021
31 days late
2020
25 days late
2019
76 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 68 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 111 days of that day).
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Reappointments: Marjorie GOBERT (director and member)…Gazette deed
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Appointment: Valentine DELWART (director and member)Admissions: Eric DEBERSAQUES, Philippe DEHASPE…

Key points

  • Positive: Result rose in 2025from €7,008 to €113,665 ▲ 1,522% View
  • Positive: 5 profitable years in a rowprofit 2025: €113,665 5 years View
  • Board10 directors in office 10 View

By topic

Financials

Financial year
2025
Turnover
€408,021
Profit
€113,665
Solvency
6.7%
Turnover▲ 15.3%
Net result
20182025
Go to Financials

Board & ownership

Board
10 members
  • Vincent DuboisManaging director
  • Jean-François GOSSEDirector
  • Caroline DEPUYDTManaging director
  • Marjorie GOBERTDirector
  • Philippe DEHASPEDirector

and 5 other directors

Go to Board & ownership

Timeline

Events
46
Since
2004
Next accounts
by 31-07-2027
  1. 30-07-2025Annual accounts filed
  2. 12-06-2025Registered office
  3. 24-03-2025Reappointment: Caroline DEPUYDT (director)
Go to Timeline

Company details

Legal form
Non-profit association
Founded
05-12-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
42
Purpose
“Acquérir tous biens immeubles bâtis ou non bâtis et tous droits réels immobiliers, ainsi…” (deed in French)
Go to Articles of association

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