AML client file
For bookkeepers, accountants, tax advisers and lawyers: the customer due diligence on a company under the Belgian anti-money-laundering law, documented and dated. Identification with a source per fact, the screening, the risk factors and a reasoned indication, ready to print or to file.
What is in the file?
- Identification: name and other names, enterprise number, legal form, seat, incorporation, legal situation, activity and who binds the company under its articles, each with its source.
- Directors and permanent representatives, with their other mandates, insolvencies there and director bans.
- Known shareholders and parent companies, with the honest note that the UBO register is not public.
- EU, UN, US and UK sanctions lists on the company's name, and what is not screened.
- Risk factors (sector, age, address, foreign parent, recent changes, FPS Economy measures) and a reasoned indication.
- A checklist for what you must record yourself: purpose of the relationship, identity check, UBO register, PEP check, your own assessment and the next review.
The indication supports your own risk assessment; it is not legal advice. Building and printing the file needs no account; filing it in your archive needs a sign-in.