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BANQUE CPH

Active Risk: not assessed
Cooperative companyfounded 193095 yrs activeRue Perdue(TOU) 7, 7500 Tournai, BelgiumKBO/BCE: BE 0402.487.939
Summary

BANQUE CPH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1930 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

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BANQUE CPHActive
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
80 d early
2024
83 d early
2023
79 d early
2022
83 d early
2021
87 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 82 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 October 1930, BANQUE CPH was incorporated.1 Of the 12 current board members, Luc François has served longest, since 2007.2 The company has filed 68 sets of annual accounts, the latest for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 12-07-2023
  3. 3National Bank, annual accounts 2025

Go further with this company

How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?BANQUE CPH · 2 companies What held for this company on a given day: board, seat, name?Company as of a date

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Investigating this company? Keep it with today's facts in a case file.

Financials · unclassified schema, statutory accounts

Annual accounts outside the standard scheme
The National Bank holds 68 filings for this company, the latest for fiscal year 2025. They follow a sector scheme (bank, insurer, association or foreign entity); Checked reads figures only from the full, abbreviated and micro schemes.
Latest 10 of 68 filings
Fiscal year Type Filed Reference
31-12-2025 unclassified schema 13-05-2026 2026-00113179
31-12-2025 consolidated 12-05-2026 2026-00110747
31-12-2024 consolidated 09-05-2025 2025-00095319
31-12-2024 unclassified schema 09-05-2025 2025-00093542
31-12-2023 unclassified schema 13-05-2024 2024-00088100
31-12-2023 consolidated 13-05-2024 2024-00093092
31-12-2022 consolidated 10-05-2023 2023-00085466
31-12-2022 unclassified schema 09-05-2023 2023-00085697
31-12-2021 consolidated 09-05-2022 2022-20024982
31-12-2021 unclassified schema 05-05-2022 2022-20024142

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
State Gazette act Reappointment: Mathieu DESMET (administrateur exécutif)
2 facts ▸
  • General meeting, 28/04/2026
  • Director reappointment, Mathieu DESMET (administrateur exécutif)
13-05
NBB filing Annual accounts filed
fiscal year 2025 · unclassified schema
12-05
NBB filing Annual accounts filed
fiscal year 2025 · consolidated
2025
06-11
State Gazette act Resignation: Christophe Carpentier de Changy (director)
1 fact ▸
  • Director resignation, Christophe Carpentier de Changy (director)
27-05
State Gazette act Reappointments: Philippe PIRE, Roland GILLET and 2 others
Appointment: SRL Forvis Mazars Réviseurs d'Entreprises (statutory auditor) · Permanent representative: Antoine VANCOPPERNOLLE7 facts ▸
  • General meeting, 22/04/2025
  • Director reappointment, Philippe PIRE (administrateur non exécutif indépendant)
  • Director reappointment, Roland GILLET (administrateur non exécutif indépendant)
  • Director reappointment, Jean-Luc MARTIN (administrateur non exécutif)
  • Director reappointment, Pierre RION (administrateur non exécutif)
  • Auditor appointment, SRL Forvis Mazars Réviseurs d'Entreprises
  • Permanent representative, Antoine VANCOPPERNOLLE
09-05
NBB filing Annual accounts filed
fiscal year 2024 · consolidated
09-05
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema
07-01
State Gazette act Appointment: Jean-Christophe WARNITZ (administrateur exécutif)
2 facts ▸
  • General meeting, 15-10-2024
  • Director appointment, Jean-Christophe WARNITZ (administrateur exécutif)
2024
26-08
State Gazette act Resignations & appointments
05-06
State Gazette act Reappointments: Gabriel LOMBET, Jean-Jacques CLOQUET and Bernard LIEBIN
Appointments: Christophe CARPENTIER DE CHANGY (administrateur exécutif) and Mathieu DESMET (président du comité de direction) · Resignation: Alain DECLERCQ (director)7 facts ▸
  • General meeting, 23/04/2024
  • Director reappointment, Gabriel LOMBET (administrateur exécutif)
  • Director reappointment, Jean-Jacques CLOQUET (administrateur non exécutif indépendant)
  • Director reappointment, Bernard LIEBIN (administrateur non exécutif)
  • Director appointment, Christophe CARPENTIER DE CHANGY (administrateur exécutif)
  • Director appointment, Mathieu DESMET (président du comité de direction)
  • Director resignation, Alain DECLERCQ (director)
13-05
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema
13-05
NBB filing Annual accounts filed
fiscal year 2023 · consolidated
Show earlier events
2023
12-07
State Gazette act Reappointments: Alain DECLERCQ (administrateur exécutif) and Luc FRANCOIS (administrateur exécutif)
Appointments: Gabriel LOMBET (administrateur exécutif coopté) and Mikael PETITJEAN (administrateur non exécutif indépendant) · Resignations: Yves KLEIN (director) and Muriel DE LATHOUWER (director)7 facts ▸
  • General meeting, 25/04/2023
  • Director reappointment, Alain DECLERCQ (administrateur exécutif)
  • Director reappointment, Luc FRANCOIS (administrateur exécutif)
  • Director appointment, Gabriel LOMBET (administrateur exécutif coopté)
  • Director resignation, Yves KLEIN (director)
  • Director appointment, Mikael PETITJEAN (administrateur non exécutif indépendant)
  • Director resignation, Muriel DE LATHOUWER (director)
31-05
State Gazette act Permanent representative: DESMET Mathieu, Germain, Marie
2 facts ▸
  • Board meeting, 11/04/2023
  • Permanent representative, DESMET Mathieu, Germain, Marie
10-05
NBB filing Annual accounts filed
fiscal year 2022 · consolidated
09-05
NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema
2022
27-06
State Gazette act Reappointment: Jean-Sébastien Belle (director)
Appointments: SRL Mazars Réviseurs d'Entreprises (commissaire agréé) and Gabriel Lombet (administrateur, membre du comité de direction) · Resignation: Yves Klein (director)6 facts ▸
  • General meeting, 26/04/2022
  • Director reappointment, Jean-Sébastien Belle (director)
  • Auditor appointment, SRL Mazars Réviseurs d'Entreprises (commissaire agréé)
  • Board meeting, 09/05/2022
  • Director appointment, Gabriel Lombet (administrateur, membre du comité de direction)
  • Director resignation, Yves Klein (director)
13-06
State Gazette act Resignation: Yves Klein (director)
1 fact ▸
  • Director resignation, Yves Klein (director)
10-05
State Gazette act Miscellaneous
Power of attorney24 facts ▸
  • General meeting, 26/04/2022
  • Power of attorney, BANQUE CPH
  • Power of attorney, BUDD Erik
  • Power of attorney, DECLERCQ Alain, Florent, Franz, Jules
  • Power of attorney, DESMET Mathieu
  • Power of attorney, FRANCOIS Luc, Pierre, Marie, Ghislain
  • Power of attorney, HOCHEPIED Valérie
  • Power of attorney, LOMBET Gabriel
  • Power of attorney, MARBAIX Nathalie
  • Power of attorney, THOREZ Vincent
  • Power of attorney, VANDERESSE Marie-Cécile
  • Power of attorney, VERCAUTEREN Séverine
  • +12 further facts in this act
09-05
State Gazette act Purpose · Statutes amendment · Legal-form change
Purpose change · Capital · Reserve change8 facts ▸
  • General meeting, 26 avril 2022
  • Purpose change, La Société a pour objet toutes opérations financières y compris bancaires dans le sens le plus large en Belgique et à l’étranger, permises par les législations…
  • Statutes amendment
  • Statutes amendment
  • Capital, €50.000.000
  • Reserve change, réserve légale convertie en compte de capitaux propres statutairement indisponible, 7.486.924,00
  • Registered-office move, Région Wallonne
  • Statutes amendment
09-05
NBB filing Annual accounts filed
fiscal year 2021 · consolidated
05-05
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema
28-04
State Gazette act Miscellaneous
2021
24-06
State Gazette act Reappointments: Pierre Rion, Roland Gillet and Jean-Luc Martin
Appointment: Philippe Pire (director)5 facts ▸
  • General meeting, 27/04/2021
  • Director reappointment, Pierre Rion (director)
  • Director reappointment, Roland Gillet (director)
  • Director reappointment, Jean-Luc Martin (director)
  • Director appointment, Philippe Pire (director)
2020
04-09
State Gazette act Resignations & appointments
Power of attorney42 facts ▸
  • Power of attorney, Erik BUDD
  • Power of attorney, Alain DECLERCQ
  • Power of attorney, Mathieu DESMET
  • Power of attorney, Luc FRANCOIS
  • Power of attorney, Yves KLEIN
  • Power of attorney, Valérie HOCHEPIED
  • Power of attorney, Bernard PICOU
  • Power of attorney, Vincent THOREZ
  • Power of attorney, Séverine VERCAUTEREN
  • Power of attorney, Giuseppe ATTARDO
  • Power of attorney, Maryse BARGERON
  • Power of attorney, Cédric CANNOOT
  • +30 further facts in this act
03-06
State Gazette act Reappointments: Jean-Jacques Cloquet, Bernard Liébin and Mathieu Desmet
4 facts ▸
  • General meeting, 28/04/2020
  • Director reappointment, Jean-Jacques Cloquet (director)
  • Director reappointment, Bernard Liébin (director)
  • Director reappointment, Mathieu Desmet (director)
2019
13-06
State Gazette act Appointments: Muriel De Lathouwer (director) and SCRL Mazars Réviseurs d'Entreprises (commissaire agréé)
Permanent representative: Xavier Doyen4 facts ▸
  • General meeting, 23/04/2019
  • Director appointment, Muriel De Lathouwer (director)
  • Auditor appointment, SCRL Mazars Réviseurs d'Entreprises (commissaire agréé)
  • Permanent representative, Xavier Doyen
2018
16-05
State Gazette act Reappointments: Yves Klein (director) and Jean-Sébastien Belle (director)
3 facts ▸
  • General meeting, 24/04/2018
  • Director reappointment, Yves Klein (director)
  • Director reappointment, Jean-Sébastien Belle (director)
2017
21-06
State Gazette act Reappointments: Alain DECLERCQ, Luc FRANCOIS and 2 others
Appointments: Pierre RION (director) and Roland GILLET (director) · Resignation: S.A. Accès Direct (director) · Permanent representatives: Pierre VANDERBEEK and Christel WEYMEERSCH10 facts ▸
  • General meeting, 25/04/2017
  • Director reappointment, Alain DECLERCQ (director)
  • Director reappointment, Luc FRANCOIS (director)
  • Director reappointment, Jean-Luc MARTIN (director)
  • Director reappointment, Vincent REUTER (director)
  • Director appointment, Pierre RION (director)
  • Director resignation, S.A. Accès Direct (director)
  • Director appointment, Roland GILLET (director)
  • Permanent representative, Pierre VANDERBEEK
  • Permanent representative, Christel WEYMEERSCH
19-05
State Gazette act Statutes amendment
Power of attorney · Approval5 facts ▸
  • General meeting, 25-04-2017
  • Statutes amendment
  • Statutes amendment
  • Power of attorney, conseil d'administration
  • Approval, Approbation du règlement d'ordre intérieur
22-03
State Gazette act Resignations & appointments
Power of attorney27 facts ▸
  • Power of attorney, BUDD Erik
  • Power of attorney, DECLERCQ Alain Florent Franz Jules
  • Power of attorney, DESMET Mathieu
  • Power of attorney, FRANCOIS Luc Pierre Marie Ghislain
  • Power of attorney, KLEIN Yves
  • Power of attorney, HOCHEPIED Valérie
  • Power of attorney, PICOU Bernard
  • Power of attorney, VISEUR Nathalie
  • Power of attorney, VERCAUTEREN Séverine
  • Power of attorney, ATTARDO Giuseppe
  • Power of attorney, BARGERON Maryse
  • Power of attorney, CANNOOT Cédric
  • +15 further facts in this act
22-03
State Gazette act Statutes amendment
Convocation · Shares represented · Meeting scheduled5 facts ▸
  • General meeting, 03/03/2017
  • Statutes amendment
  • Convocation, 20/02/2017
  • Shares represented, 33.989 parts sociales catégorie A et 466 parts sociales catégorie B
  • Meeting scheduled, 25/04/2017
2016
30-08
State Gazette act Resignation: Nemo Auditur (director)
Permanent representative: Jean-Dominique Desgaín2 facts ▸
  • Director resignation, Nemo Auditur (director)
  • Permanent representative, Jean-Dominique Desgaín
23-06
State Gazette act Appointments: Jean-Jacques Cloquet (director) and Mathieu Desmet (administrateur exécutif, membre du comité de direction)
3 facts ▸
  • General meeting, 26-04-2016
  • Director appointment, Jean-Jacques Cloquet (director)
  • Director appointment, Mathieu Desmet (administrateur exécutif, membre du comité de direction)
20-05
State Gazette act Resignations: SPRL Farber Consulting (director) and Philippe Maes (administrateur, membre du comité de direction)
Appointments: André Farber, Bernard Liébin and S.C.C. Ernst & Young, Réviseurs d'Entreprises · Reappointments: André Farber (director) and Bernard Liébin (director)9 facts ▸
  • General meeting, 26-04-2016
  • Director resignation, SPRL Farber Consulting (director)
  • Director appointment, André Farber (director)
  • Director resignation, Philippe Maes (administrateur, membre du comité de direction)
  • Director reappointment, André Farber (director)
  • Director appointment, André Farber (chair of the board)
  • Director reappointment, Bernard Liébin (director)
  • Director appointment, Bernard Liébin (vice président du conseil d'administration)
  • Auditor appointment, S.C.C. Ernst & Young, Réviseurs d'Entreprises (commissaire agréé)
2015
20-11
State Gazette act Statutes amendment
Power of attorney27 facts ▸
  • Power of attorney, Erik BUDD
  • Power of attorney, Alain DECLERCQ
  • Power of attorney, Luc FRANCOIS
  • Power of attorney, Philippe MAES
  • Power of attorney, Yves KLEIN
  • Power of attorney, Valérie HOCHEPIED
  • Power of attorney, Bernard PICOU
  • Power of attorney, Gaetano SALAMONE
  • Power of attorney, Séverine VERCAUTEREN
  • Power of attorney, Giuseppe ATTARDO
  • Power of attorney, Maryse BARGERON
  • Power of attorney, Cédric CANNOOT
  • +15 further facts in this act
19-05
State Gazette act Statutes amendment
Power of attorney3 facts ▸
  • General meeting, 28/04/2015
  • Statutes amendment, 9
  • Power of attorney, Conseil d'administration
28-04
State Gazette act Miscellaneous
Shares present · Meeting result4 facts ▸
  • General meeting, 30/03/2015
  • Shares present, 33.334 catégorie A, 1.026 catégorie B
  • Meeting result, carence
  • General meeting, 28/04/2015 11:00
2014
18-07
State Gazette act Resignation: Jean-Dominique Desgain (director)
1 fact ▸
  • Director resignation, Jean-Dominique Desgain (director)
13-05
State Gazette act Appointment: Jean-Sébastien BELLE (director)
Resignation: Claude Durieux (director)3 facts ▸
  • General meeting, 22/04/2014
  • Director appointment, Jean-Sébastien BELLE (director)
  • Director resignation, Claude Durieux
2013
31-12
State Gazette act Resignations & appointments
Power of attorney44 facts ▸
  • Power of attorney, Erik BUDD
  • Power of attorney, Alain DECLERCQ
  • Power of attorney, Luc FRANCOIS
  • Power of attorney, Philippe MAES
  • Power of attorney, Yves Klein
  • Power of attorney, Maryse BARGERON
  • Power of attorney, Valérie HOCHEPIED
  • Power of attorney, Bernard PICOU
  • Power of attorney, Gaetano SALAMONE
  • Power of attorney, Séverine VERCAUTEREN
  • Power of attorney, Giuseppe ATTARDO
  • Power of attorney, Michel BOMBEKE
  • +32 further facts in this act
22-05
State Gazette act Purpose · Statutes amendment
Purpose change · Power of attorney4 facts ▸
  • General meeting, 23/04/2013
  • Purpose change, La société a pour objet social toutes opérations financières y compris bancaires dans le sens le plus large en Belgique et à l'étranger, permises par les législ…
  • Statutes amendment
  • Power of attorney, conseil d'administration
21-05
State Gazette act Resignation: Michel Foucart (director)
Appointments: Jean-Dominique DESGAIN, Vincent Reuter and S.C.C. Emst & Young, Réviseurs d'Entreprises · Reappointment: Philippe MAES (administrateur, membre du comité de direction)6 facts ▸
  • General meeting, 23/04/2013
  • Director resignation, Michel Foucart (director)
  • Director appointment, Jean-Dominique DESGAIN (director)
  • Director appointment, Vincent Reuter (director)
  • Director reappointment, Philippe MAES (administrateur, membre du comité de direction)
  • Auditor appointment, S.C.C. Emst & Young, Réviseurs d'Entreprises (commissaire agréé)
2012
30-05
State Gazette act Appointment: Yves Klein (director)
Resignation: Michel Tromont (administrateur, président du conseil d'administration)3 facts ▸
  • General meeting, 24/04/2012
  • Director appointment, Yves Klein (director)
  • Director resignation, Michel Tromont (administrateur, président du conseil d'administration)
2011
12-05
State Gazette act Reappointments: Alain DECLERCQ, Luc FRANCOIS and Jean-Luc MARTIN
Appointments: ACCES DIRECT (director) and Michel FOUCART (director)6 facts ▸
  • General meeting, 26/04/2011
  • Director reappointment, Alain DECLERCQ (director)
  • Director reappointment, Luc FRANCOIS (director)
  • Director reappointment, Jean-Luc MARTIN (director)
  • Director appointment, ACCES DIRECT (director)
  • Director appointment, Michel FOUCART (director)
19-04
State Gazette act Resignations & appointments
Power of attorney39 facts ▸
  • Power of attorney, BUDD Erik
  • Power of attorney, DECLERCQ Alain, Florent, Franz, Jules
  • Power of attorney, FRANCOIS Luc, Pierre, Marie, Ghislain
  • Power of attorney, MAES Philippe
  • Power of attorney, BARGERON Maryse
  • Power of attorney, HOCHEPIED Valérie
  • Power of attorney, PICOU Bernard
  • Power of attorney, SALAMONE Gaetano
  • Power of attorney, VERCAUTEREN Séverine
  • Power of attorney, ATTARDO Giuseppe
  • Power of attorney, BOMBEKE Michel
  • Power of attorney, COOSEMANS Robin
  • +27 further facts in this act
2010
27-05
State Gazette act Resignation: Jean-Dominique Desgain (director)
Appointments: SPRL Nemo Auditur (director) and S.C.C. Ernst & Young, Réviseurs d'Entreprises (commissaire agréé) · Reappointments: Bernard LIEBIN (director) and SPRL FARBER CONSULTING (director)6 facts ▸
  • General meeting, 27/04/2010
  • Director resignation, Jean-Dominique Desgain (director)
  • Director appointment, SPRL Nemo Auditur (director)
  • Director reappointment, Bernard LIEBIN (director)
  • Director reappointment, SPRL FARBER CONSULTING (director)
  • Auditor appointment, S.C.C. Ernst & Young, Réviseurs d'Entreprises (commissaire agréé)
2007
08-06
State Gazette act Reappointment: Philippe MAES (director)
Appointments: Marc Meurant, Jean-Dominique DESGAIN and 2 others6 facts ▸
  • General meeting, 24/04/2007
  • Director reappointment, Philippe MAES (director)
  • Director appointment, Marc Meurant (director)
  • Director appointment, Jean-Dominique DESGAIN (director)
  • Auditor appointment, S.C.C. Enst & Young, Réviseurs d'Entreprises (commissaire agréé)
  • Director appointment, Luc François (director)
2004
05-07
State Gazette act Resignation: Philippe Langrand (director)
1 fact ▸
  • Director resignation, Philippe Langrand (director)
State Gazette actNBB filing
39 of 39 acts read

Directors · office · real estate

Directors
12 directors, 2 in day-to-day management, no change since 2026

Board 12

Bernard LIEBIN
Vice président du conseil d'administration · since 20-05-2016 · Administrateur non exécutif
Current
Luc François
Administrateur exécutif · since 08-06-2007
Current
Jean-Sébastien BELLE
Director · since 22-04-2014
Current
DESMET Mathieu
Administrateur exécutif · since 26-04-2016
Current
Jean-Jacques CLOQUET
Administrateur non exécutif indépendant · since 26-04-2016
Current
Jean-Luc MARTIN
Administrateur non exécutif · since 25-04-2017
Current
RION Pierre
Administrateur non exécutif · since 25-04-2017
Current
Roland GILLET
Administrateur non exécutif indépendant · since 25-04-2017
Current
Show all 12 directors
Philippe PIRE
Administrateur non exécutif indépendant · since 24-06-2021
Current
Gabriel Lombet
Administrateur exécutif · since 09-05-2022
Current
Mikael PETITJEAN
Administrateur non exécutif indépendant · since 25-04-2023
Current
Jean-Christophe WARNITZ
Administrateur exécutif · since 15-10-2024
Current
5 not recently confirmed
Still in office according to the acts, but no act of the last six years confirms the mandate. It has often ended since, in an act we have not read.
André Farber
Chair of the board · since 20-05-2016 · Director · since 01-01-2016
Not recently confirmed
Marc Meurant
Director · since 24-04-2007
Not recently confirmed
SPRL Nemo Auditur
Director · since 01-12-2009 · Legal entity
Not recently confirmed
Accès Direct
Director · since 12-05-2011 · Legal entity
Not recently confirmed
Vincent Reuter
Director · since 23-04-2013
Not recently confirmed

Day-to-day management 2

DESMET Mathieu
Président du comité de direction · since 01-01-2024 · Administrateur exécutif, membre du comité de direction · since 26-04-2016
Current
Gabriel Lombet
Administrateur, membre du comité de direction · since 09-05-2022
Current

Statutory auditor 1

FORVIS MAZARS REVISEURS D'ENTREPRISES SRL
Auditor · since 27-05-2025 · perm. rep.: Antoine VANCOPPERNOLLE
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Tournai · 25 establishment units since 1930
seat establishment approximate 24 of 25 establishment units on the map
Ground area
1.4 ha
Building footprint
6,468 m²
Volume, LiDAR
100,477 m³
24 parcels, Wallonia · tallest building 61.9 m, ±8 floors. Linked by address, not a title deed.
25 establishment units
Chaussée de Charleroi(FL) 208, 6220 Fleurus
Insurance, reinsurance and pension funding, except compulsory social security
since 19302.037.409.774
Place Albert Ier 8, 6041 Charleroi
NACE 65210
since 19302.037.409.873
Chaussée Impériale 31, 6060 Charleroi
NACE 65210
since 19302.037.409.972
Place de l'Hôtel de Ville -, 6200 Châtelet
NACE 65210
since 19302.037.410.071
Grand Place(BIN) 45, 7130 Binche
NACE 65210
since 19302.037.410.170
Rue du Grand Central 39, 6000 Charleroi
NACE 65210
since 19302.037.410.269
Show 19 more locations
Grand'Place 5, 7080 Frameries
NACE 65210
since 19302.037.410.665
Chaussée de Jolimont(PIE) 22, 7100 La Louvière
NACE 65210
since 19302.037.410.764
Rue Grande(SG) 85, 7330 Saint-Ghislain
NACE 65210
since 19302.037.410.863
Rue du Village 105, 7390 Quaregnon
NACE 65210
since 19302.037.411.061
Place des Chasseurs à Pied 1, 7000 Mons
NACE 65210
since 19302.037.411.160
Rue Sylvain Guyaux(L.L) 6, 7100 La Louvière
NACE 65210
since 19302.037.411.259
Porte d' Ogy(L) 2, 7860 Lessines
NACE 6713003
since 19302.037.411.853
Chaussée de Tournai(L) 15, 7900 Leuze-en-Hainaut
NACE 65210
since 19302.037.411.952
Rue Perdue(TOU) 7, 7500 Tournai
NACE 65210
since 19302.037.412.150
Esplanade 4, 7800 Ath
NACE 65210
since 19712.037.412.051
Chaussée Paul Houtart(H-A) 118, 7110 La Louvière
NACE 65210
since 19792.037.411.358
Chaussée de Louvain(BU) 471, 5004 Namur
NACE 6523601
since 19972.037.411.556
Rue Joseph Wauters 3, 6150 Anderlues
NACE 65210
since 19972.037.410.467
Rue de la Régence 8, 7060 Soignies
NACE 65210
since 19972.037.411.457
Boulevard Léopold III(PER) 122, 7600 Péruwelz
NACE 65210
since 19972.037.412.249
Square Gabrielle-Petit 7, 1400 Nivelles
NACE 6523601
since 19982.037.411.754
Marktplein 18, 7700 Mouscron
NACE 65120
since 20002.143.735.434
BANQUE CPH
Place Alphonse Bosch 38, 1300 WavreNACE 65120
since 20042.154.521.240
BANQUE CPH
Chaussée de Philippeville(GER) 223, 6280 GerpinnesNACE 65120
since 20052.154.520.448
24 parcels
Wallonia 24 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55402F0350/00A000indicative
ProtectedMonument
 Wallonia 2,958 m² 1 · 2,186 m² 45.4 m · 6 fl.
52012A1022/00B000indicative Wallonia 2,077 m² 1 · 1,422 m² 61.9 m · 6 fl.
57065A0223/00E000indicative Wallonia 1,458 m² - -
52025A0313/00Y046 Wallonia 815 m² 1 · 117 m² 9.9 m · 3 fl.
92021F0402/00_000 Wallonia 799 m² 1 · 82 m² 10.4 m · 3 fl.
54433E0724/00V000 Wallonia 742 m² 1 · 204 m² -
57081E0512/00A000 Wallonia 716 m² 1 · 129 m² 24.8 m · 8 fl.
53053D0025/00D048 Wallonia 659 m² 1 · 618 m² 20.7 m · 6 fl.
55020C0141/00Y009 Wallonia 620 m² 1 · 134 m² 11.7 m · 3 fl.
52026D0720/00D003 Wallonia 411 m² 1 · 64 m² 14.3 m · 4 fl.
53065B0672/00G000 Wallonia 390 m² 1 · 159 m² 15.4 m · 4 fl.
52011D0275/00E013 Wallonia 359 m² 1 · 166 m² -
55372D0039/00G003 Wallonia 328 m² 1 · 117 m² 12.2 m · 3 fl.
51004D0120/00X003 Wallonia 283 m² 1 · 153 m² 15.8 m · 5 fl.
55015A0010/00E004 Wallonia 267 m² 1 · 100 m² 15.1 m · 5 fl.
52021B0121/00G000 Wallonia 262 m² 1 · 34 m² -
25112M0868/00E000 Wallonia 201 m² 1 · 87 m² 14.3 m · 4 fl.
56001B0506/00A006 Wallonia 180 m² 1 · 91 m² 11.1 m · 3 fl.
25782D0099/00B000 Wallonia 177 m² 1 · 131 m² 12.8 m · 4 fl.
57064D0846/02F000 Wallonia 150 m² 1 · 90 m² 10.0 m · 3 fl.
56011B0183/00B000 Wallonia 146 m² 1 · 89 m² 15.6 m · 4 fl.
53070B0437/00T002 Wallonia 142 m² 1 · 96 m² 14.9 m · 4 fl.
52028B0378/00R007 Wallonia 126 m² 1 · 108 m² 16.6 m · 5 fl.
53028C0371/00R000 Wallonia 125 m² 1 · 91 m² -
Linked by address, not proof of ownership
Good to know
21 of 24 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Mandate history

35 people since 2004, 18 in office
Show
  • Board
  • Day-to-day management
  • Statutory auditor
  • not recently confirmed
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Luc François
  • Director, from 08-06-2007 to date
Bernard LIEBIN
  • Director, already before 27-05-2010 to date
  • Vice président du conseil d'administration, from 20-05-2016 not ended, last confirmed 20-05-2016
Jean-Luc MARTIN
  • Director, already before 12-05-2011 to date
Jean-Sébastien BELLE
  • Director, from 22-04-2014 to date
DESMET Mathieu
  • Administrateur exécutif, membre du comité de direction, from 26-04-2016 to date
  • Administrateur exécutif, membre du comité de direction, from 26-04-2016 not ended, last confirmed 23-06-2016
  • Président du comité de direction, from 01-01-2024 to date
Jean-Jacques CLOQUET
  • Director, from 26-04-2016 to date
RION Pierre
  • Director, from 25-04-2017 to date
Roland GILLET
  • Director, from 25-04-2017 to date
Philippe PIRE
  • Director, from 24-06-2021 to date
Gabriel Lombet
  • Administrateur, membre du comité de direction, from 09-05-2022 to date
  • Administrateur, membre du comité de direction, from 09-05-2022 to date
Mikael PETITJEAN
  • Administrateur non exécutif indépendant, from 25-04-2023 to date
Jean-Christophe WARNITZ
  • Administrateur exécutif, from 15-10-2024 to date
FORVIS MAZARS REVISEURS D'ENTREPRISES SRL
  • Auditor, from 27-05-2025 to date
Marc Meurant
  • Director, from 24-04-2007 not ended, last confirmed 08-06-2007
SPRL Nemo Auditur
  • Director, from 01-12-2009 not ended, last confirmed 27-05-2010
Accès Direct
  • Director, from 12-05-2011 not ended, last confirmed 12-05-2011
Vincent Reuter
  • Director, from 23-04-2013 not ended, last confirmed 21-06-2017
André Farber
  • Director, from 01-01-2016 not ended, last confirmed 20-05-2016
  • Chair of the board, from 20-05-2016 not ended, last confirmed 20-05-2016
Christophe Carpentier de Changy
  • Administrateur exécutif, from 23-04-2024 to 10-10-2025
Mazars Réviseurs d'entreprises SRL
  • Commissaire agréé, from 13-06-2019 to 27-05-2025
Alain DECLERCQ
  • Director, already before 12-05-2011 to 03-05-2024
Muriel DE LATHOUWER
  • Director, from 23-04-2019 to 12-07-2023
Yves Klein
  • Director, from 24-04-2012 to 30-04-2022
  • Director, until 30-04-2022
  • Director, until 12-07-2023
S.C.C. Emst & Young, Réviseurs d'Entreprises
  • Commissaire agréé, from 21-05-2013 to 13-06-2019
Acces Direct S.A.
  • Director, until 21-06-2017
Philippe Maes
  • Director, already before 24-04-2007 to 31-03-2016
  • Administrateur, membre du comité de direction, already before 23-04-2013 to 31-03-2016
SPRL FARBER CONSULTING
  • Director, already before 27-05-2010 to 31-12-2015
Jean-Dominique Desgain
  • Director, from 01-01-2008 to 30-11-2009
  • Director, from 23-04-2013 to 30-06-2014
Claude DURIEUX
  • Board, until 13-05-2014
Ernst & Young Reviseurs d'Entreprises s.c.
  • Commissaire agréé, from 27-05-2010 to 21-05-2013
Nemo Auditur
  • Director, until 23-04-2013
Michel Foucart
  • Director, from 12-05-2011 to 01-02-2013
Michel TROMONT
  • Administrateur, président du conseil d'administration, until 30-06-2012
Enst & Young Réviseurs d'Entreprises S.C.C
  • Commissaire agréé, from 08-06-2007 to 27-05-2010
Philippe Langrand
  • Director, until 05-07-2004
See the board, name and seat on a given date →

Articles of association

Purpose
La Société a pour objet toutes opérations financières y compris bancaires dans le sens le plus large en Belgique et à l’étranger, permises par les législations et réglementations…
Full purpose

La Société a pour objet toutes opérations financières y compris bancaires dans le sens le plus large en Belgique et à l’étranger, permises par les législations et réglementations applicables aux établissements de crédit. La Société vise, au travers de son activité d’établissement de crédit organisé sous la forme coopérative, à offrir un service financier et informatique sûr, efficace et durable à tous ses clients. Tout en visant à rester solide financièrement, gage de sa pérennité, la Société a pour but principal la satisfaction des besoins privés/professionnels et/ou le développement des activités économiques et/ou sociales de ses clients actionnaires ou bien de tiers intéressés notamment par la conclusion d’accords avec ceux-ci en vue de la fourniture de biens ou de services dans le cadre de l’activité que la Société exerce ou fait exercer. Dans le cadre de son offre de services et en particulier de ses services bancaires, la Société fait application des valeurs coopératives suivantes : - Adhésion volontaire et ouverte à ses clients-actionnaires ; - Participation démocratique exercée par les clients-actionnaires via notamment l’Assemblée ; - Autonomie et indépendance ; - Éducation, formation et information ; - Collaboration entre coopératives bancaires ; - Souci de la communauté via des politiques sociales et durables. Ces principes et les conditions de l’agrément, visé à l’article 2, font l’objet d’une justification annuelle dans le cadre du rapport spécial annexé au rapport de gestion. La Société peut traiter toutes opérations mobilières ou immobilières, conclure tous contrats, prendre des participations ou s’intéresser de toute autre manière dans d’autres entreprises et, de manière générale, effectuer toutes opérations utiles ou de nature à favoriser la réalisation de son objet.

according to the deed of 09-05-2022

Structure & network

Heads the group BANQUE CPH 2 companies Group, risk and exposure

Owners and holdings

1 owner · 4 holdings

Owners 1

Holdings 4

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

52 connected companies
Depth
Bernard LIEBIN, Shared director, links 12 companies BLBernard LIEBINBRASSERIE ST-FEUILLIEN, via Bernard LIEBIN BSBRASSERIEST-FEUILLIENL'Entraide, via Bernard LIEBIN LL'EntraideTEKER, via Bernard LIEBIN TTEKER"I.D.E.A. S.C", via Bernard LIEBIN S"I.D.E.A. S.C"Centre d'Informatique du Hainaut, via Bernard LIEBIN CDCentred'Informatique…IMBC 2020, via Bernard LIEBIN I2IMBC 2020IMBC CAPITAL RISQUE, via Bernard LIEBIN ICIMBC CAPITALRISQUENOVALLIA, via Bernard LIEBIN NNOVALLIASOCIETE D'INVESTISSEMENT DE MONS, DU BORINAGE ET DU CENTRE, via Bernard LIEBIN SDSOCIETED'INVESTISSEMENT…SOCIETE DE DEVELOPPEMENT ET DE LEASING DE LA REGION DE MONS, DU BORINAGE ET DU CENTRE, via Bernard LIEBIN SDSOCIETE DEDEVELOPPEMENT…SOCIETE DES CAUTIONS MUTUELLES DE WALLONIE, via Bernard LIEBIN SDSOCIETE DESCAUTIONS…Starter Fund, via Bernard LIEBIN SFStarter FundJean-Sébastien BELLE, Shared director, links 12 companies JBJean-SébastienBELLEBANQUE CPH BANQUE CPH0402.487.939
Shared directors
This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
ACCES DIRECT
via RION Pierre · Permanent representative
→
BRASSERIE ST-FEUILLIEN
via Bernard LIEBIN · Director
→
Centre d'Orientation et de Formation
via Jean-Luc MARTIN · Director
→
EPM ACADEMY
via RION Pierre · Director
→
Show 48 more companies with a shared director
FN HERSTAL
via Jean-Sébastien BELLE
→
Fonds et Services Sociaux - Réseau Solidaris
via Jean-Luc MARTIN · Daily management delegate
→
HOLDING FINANCIERE DU PONANT
via Jean-Sébastien BELLE · Director
→
IPM Group
via RION Pierre · Chair
→
L'Entraide
via Bernard LIEBIN · Director
→
Mutualité Solidaris Wallonie
via Jean-Luc MARTIN · Director
→
SOCIETE D'INVESTISSEMENT DE MONS, DU BORINAGE ET DU CENTRE
via Jean-Sébastien BELLE and Bernard LIEBIN
→
SOCIETE DE DEVELOPPEMENT ET DE LEASING DE LA REGION DE MONS, DU BORINAGE ET DU CENTRE
via Jean-Sébastien BELLE and Bernard LIEBIN · Director
→
Société digitale des Eaux de Wallonie
via RION Pierre · Director
→
Société pour le Progrès des Etudes philologiques et historiques
via Luc François · Director
→
Solidaris Coopérative
via Jean-Luc MARTIN · Director
→
Solidaris Immo
via Jean-Luc MARTIN · Director
→
TEKER
via Bernard LIEBIN · Administrateur non statutaire
→
Ukraine Voices Refugee Committee
via Luc François · Director
→
"I.D.E.A. S.C"
via Bernard LIEBIN · Director
former→
AKT - CCI HAINAUT
via Jean-Jacques CLOQUET · Director
former→
BRUSSELS SOUTH CHARLEROI AIRPORT
via Jean-Jacques CLOQUET · Administrateur classe a
former→
BRUSSELS SOUTH CHARLEROI AIRPORT-SECURITY
via Jean-Jacques CLOQUET · Managing director
former→
Centre d'Informatique du Hainaut
via Bernard LIEBIN · Administrateur, membre, vice président
former→
CinemaNext
via RION Pierre · Director
former→
CLASSDEAU
via Jean-Luc MARTIN · Director
former→
DARE LEADERSHIP
via Jean-Jacques CLOQUET · Permanent representative
former→
EUROPE TRAVAIL EMPLOI
via Jean-Sébastien BELLE · Représentant permanent de la sa invest borinage centre
former→
EVS BROADCAST EQUIPMENT
via RION Pierre · Director
former→
FN Browning Group
via Jean-Sébastien BELLE · Director
former→
FONDS DE LA RECHERCHE SCIENTIFIQUE-FNRS
via RION Pierre · Director
former→
FONDS FEDERAL DE LA RECHERCHE SCIENTIFIQUE
via RION Pierre · Director
former→
IMBC 2020
via Jean-Sébastien BELLE and Bernard LIEBIN
former→
IMBC CAPITAL RISQUE
via Jean-Sébastien BELLE and Bernard LIEBIN
former→
IMBC SPINNOVA
via Jean-Sébastien BELLE · Director
former→
Les Lacs de l'Eau d'Heure
via Jean-Jacques CLOQUET · Chair
former→
LES NEWS 24
via RION Pierre · Director
former→
NOVALLIA
via Jean-Sébastien BELLE and Bernard LIEBIN
former→
PAIRI DAIZA
via RION Pierre · Director
former→
SOCIETE DES CAUTIONS MUTUELLES DE WALLONIE
via Jean-Sébastien BELLE and Bernard LIEBIN
former→
SOCIETE PUBLIQUE DE GESTION DE L'EAU
via Jean-Luc MARTIN · Président du comité de direction
former→
Société d'Investissement du Bassin liégeois
via Jean-Luc MARTIN · Class A director
former→
Société Nationale de Construction Aérospatiale
via Jean-Sébastien BELLE · Director
former→
SOCIÉTÉ NATIONALE DES CHEMINS DE FER BELGES
via Jean-Jacques CLOQUET · Director
former→
Starter Fund
via Bernard LIEBIN · Observateur
former→
THOMAS & PIRON HOLDING
via Jean-Jacques CLOQUET · Director
former→
Wallonie Entreprendre
via RION Pierre · Director
former→
Yamabiko Europe
via RION Pierre · Director
former→
Groupe pour HEC-Ecole , Management School University of Liège
Shared director
→
ICC Belgique
Shared director
→
Mus-E Belgium
Shared director
→
PROXIMUS
Shared director
→
SOCIETE WALLONNE DES EAUX
Shared director
→

Capital and shareholders

Capital over the years
  1. 09-05-2022 Capital stated in the act · 50,000,000 EUR

Recognitions · licences · registrations

Legal Entity Identifier

549300GN1OZCOY5S7285
live in the LEI register

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The National Bank holds 68 filings for this company, in a sector scheme Checked reads no figures from, so a size comparison is not possible. These companies share only the sector and the region. Of 232 companies in sector 64190 we hold annual accounts for 110. See the whole sector

Identification & contact

Identification
Legal formCooperative company
Founded24-10-1930
Fiscal year end31-12
Abbreviation FR CPH
Activities, NACEBEL 2025
64190Financial service activities, except insurance and pension funding
Contact
Website www.cph.be
E-mail info@cph.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:0402487939
Also 9925:BE0402487939
Registered 18-11-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

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