Financials
- Financial year
- 2025
- Turnover
- €8.5m
- Profit
- €408,306
- Solvency
- 4.5%
Turnover▲ 40.3%
Net result
20192025
Summary
VISA BELGIUM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.1m and a net result of €408,306. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 7% of 2,974 sector peers (NACE 64, financial year 2025). The company has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Financial service activities, except insurance and pension funding
NACE 64921
10th oldest company in Sint-Joost-ten-Node, Finance and insurance sector1 site
Size
€8.5mturnover 2025
- Equity
- €3.1m
- Profit
- €408,306
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Largest shareholder
- BNP Paribas Fortis · 25.71%
- Board
- 16 members
Auditor: Kristof Van LindenAccounts 51 days early
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 2974 sector peers (2025).
NBB · sector comparisonPosition among 2974 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-03-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 days early
2024
50 days early
2023
132 days early
2022
142 days early
2021
131 days early
2020
127 days early
2019
132 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 109 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 20 December (4 of the last 5 filed years within 80 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end15-10-2026 today30-04-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Appointments: Jo Baetens, Kristof Van Daele…Reappointment: KPMG Bedrijfsrevisoren (statutory auditor)
- Amendment of the articlesShare cancellation
Key points
- Positive: Result rose in 2025from €149,164 to €408,306 ▲ 174% View
- Caution: Among the weakest 8% on solvencysector median 61.4% · 2,974 companies 4.5% View
- Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
- Positive: 3 years of growth in a rowturnover 2025: €8.5m 3 years View
- Known shareholderslargest: BNP Paribas Fortis 25.71% 99.41% View
By topic
Board & ownership
- Board
- 16 members
- Largest shareholder
- BNP Paribas Fortis · 25.71%
- Known shareholders
- 99.41%
- Auditor
- Kristof Van Linden
- Peter De WitDirector
- Joost VanautgaerdenDirector
- Hilde CoolensDirector
- Jo BaetensDirector
- Tom VerlindeDirector
and 11 other directors
Network & group
- Connected companies
- 25
Timeline
- Events
- 96
- Since
- 1990
- Next accounts
- by 30-04-2027
- 16-07-2025Resignation: Fimare Consulting BV (algemeen directeur /…
- 24-04-2025Appointments: Jo Baetens, Kristof Van Daele and…
- 11-03-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Financial service activities, except insurance and pension fundingNACE 64921
- Founded
- 11-10-1988
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 2
- Purpose
- “De vennootschap heeft tot voorwerp de promotie en/of het beheer van VISA programma’s ten…” (deed in Dutch)
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What were this company's board, registered office and name on a given date?Company as of a date
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.