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Insolvency · early signals

Bankruptcy radar

An early-warning system: where are bankruptcies clustering right now? We compare openings in the last 90 days to the prior 90 days, by NACE sector and by province.

openings (90 d) 2,282
prior 90 days 2,810
vs prior period ▼ 19%

Geographic clustering

Per province · office

Bankruptcy openings per province, last 90 days · based on the registered office.

fewer moremax 361

Showing 1,774 of 2,282 openings, for 508 no province could (yet) be resolved from the registered office.

Heating sectors

NACE · 90 d vs 90 d

NACE divisions (2 digits) ranked by bankruptcies over the last 90 days, with the change vs the prior 90 days.

# Sector 90 d Δ
1 Food & beverage service
NACE 56
314 ▼ 18%
2 Specialised construction
NACE 43
286 ▼ 16%
3 Retail trade
NACE 47
224 ▼ 9%
4 Construction of buildings
NACE 41
119 ▼ 11%
5 Land transport
NACE 49
102 ▼ 10%
6 Wholesale trade
NACE 46
96 -
7 Personal services
NACE 96
75 ▲ 14%
8 Cleaning & landscape services
NACE 81
66 ▲ 3%
9 Real estate activities
NACE 68
59 ▲ 26%
10 Head offices & management consulting
NACE 70
54 ▼ 10%
11 Computer programming & consultancy
NACE 62
47 ▲ 4%
12 NACE division 82
NACE 82
47 ▲ 2%
13 NACE division 95
NACE 95
39 ▲ 5%
14 NACE division 53
NACE 53
21 ▼ 16%
15 Food manufacturing
NACE 10
18 ▼ 18%

Comparison window: the last 90 days (since 09-05-2026) vs the prior 90 days. Source: bankruptcy openings in the Belgisch Staatsblad, sector via current main NACE activity (not the NACE at the time of bankruptcy), province via the registered office. Methodology