WISEFOOLS
ActiveSummary
WISEFOOLS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €-27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency53▼-35
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.42 against 1.75 in 2024; short-term debt: 72.3% and cash: 14.1% of total assets), and 72.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
-26.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
7 d early
2023
34 d early
2022
60 d early
2021
45 d early
2020
61 d early
2019
67 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 49.2%
2024 · €55k
2018: €44k
2019: €44k▲ +0.4% vs 2018
2020: €92k▲ +108% vs 2019
2021: €150k▲ +62.3% vs 2020highest in 8 years
2022: €75k▼ -49.7% vs 2021
2023: €3k▼ -95.6% vs 2022lowest in 8 years
2024: €55k▲ +1562% vs 2023
2025: €28k▼ -49.2% vs 2024
2018 → 2025
Total assets
€101k▲ 14.9%
2024 · €88k
2018: €174k
2019: €288k▲ +65.4% vs 2018
2020: €226k▼ -21.3% vs 2019
2021: €487k▲ +115% vs 2020highest in 8 years
2022: €201k▼ -58.7% vs 2021
2023: €90k▼ -55.5% vs 2022
2024: €88k▼ -2.1% vs 2023lowest in 8 years
2025: €101k▲ +14.9% vs 2024
2018 → 2025
Net result
€-27k
2024 · €47k
2018: €188
2019: €177▼ -5.7% vs 2018
2020: €50k▲ +28350% vs 2019
2021: €57k▲ +13.9% vs 2020highest in 8 years
2022: €-13k▼ -123% vs 2021
2023: €-80k▼ -518% vs 2022lowest in 8 years
2024: €47k▲ +159% vs 2023
2025: €-27k▼ -157% vs 2024
2018 → 2025
Working capital
€-43k
2024 · €25k
2018: €27k
2019: €18k▼ -32.4% vs 2018
2020: €70k▲ +288% vs 2019
2021: €120k▲ +71.6% vs 2020highest in 8 years
2022: €32k▼ -73.0% vs 2021
2023: €-26k▼ -180% vs 2022
2024: €25k▲ +195% vs 2023
2025: €-43k▼ -273% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€150k-€75k▼ 49.7%€3k▼ 95.6%€55k▲ 1,562%€28k▼ 49.2%
2021: €150khighest in 5 years
2022: €75k▼ -49.7% vs 2021
2023: €3k▼ -95.6% vs 2022lowest in 5 years
2024: €55k▲ +1562% vs 2023
2025: €28k▼ -49.2% vs 2024
Operating result€60k-€-13k€-78k▼ 517%€48k€-27k
2021: €60khighest in 5 years
2022: €-13k▼ -121% vs 2021
2023: €-78k▼ -517% vs 2022lowest in 5 years
2024: €48k▲ +161% vs 2023
2025: €-27k▼ -156% vs 2024
Net result€57k-€-13k€-80k▼ 518%€47k€-27k
2021: €57khighest in 5 years
2022: €-13k▼ -123% vs 2021
2023: €-80k▼ -518% vs 2022lowest in 5 years
2024: €47k▲ +159% vs 2023
2025: €-27k▼ -157% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €27k after €48k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€70k ▲ 132%
Current assets
€30k ▼ 47.2%
Equity and liabilities €101k
Equity
€28k ▼ 49.2%
Debt
€73k ▲ 122%
Debt's share of the balance-sheet total rises from 37.4% to 72.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-10k▼
2024 · €61k
Cash flow
€-10k▼
2024 · €60k
Current ratio
0.42▼
2024 · 1.75
Debt to equity
2.62▲
2024 · 0.60
ROE
-96.9%▼
2024 · 86.0%
ROA
-26.8%▼
2024 · 53.8%
Interest coverage
-25.98▼
2024 · 90.77
Debt ≤ 1 year
€73k▲
2024 · €33k
Income taxes
€272▲
2024 · €144
Staff costs
€0▲
2024 · €-177
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€88k€101k▲
Fixed assets21/28€30k€70k▲
Intangible fixed assets21€5k€0▼
Tangible fixed assets22/27€25k€70k▲
Furniture and vehicles24€25k€70k▲
Financial fixed assets28€234€0▼
Current assets29/58€57k€30k▼
Stocks and contracts in progress3€0-
Contracts in progress37€0-
Amounts receivable within one year40/41€48k€15k▼
Trade receivables40€47k€15k▼
Other amounts receivable41€1k€50▼
Cash at bank and in hand54/58€9k€14k▲
Deferred charges and accrued income490/1€0€831▲
Equity and liabilities
Total equity and liabilities10/49€88k€101k▲
Equity10/15€55k€28k▼
Contributions10/11€19k€19k=
Reserves13€36k€33k▼
Distributable reserves133€36k€33k▼
Profit (loss) carried forward14€0€-24k▼
Amounts payable17/49€33k€73k▲
Amounts payable within one year42/48€33k€73k▲
Financial debts43€921€410▼
Credit institutions430/8€0-
Other loans439€921€410▼
Trade debts44€21k€9k▼
Suppliers440/4€21k€9k▼
Advances received on contracts in progress46€0€975▲
Taxes, remuneration and social security45€11k€8k▼
Taxes450/3€8k€5k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€0€54k▲
Income statement
Code20242025
Remuneration, social security and pensions62€-177€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€17k▲
Other operating charges640/8€2k€930▼
Non-recurring operating charges66A€0-
Gross operating margin9900€62k€-9k▼
Operating profit (loss)9901€48k€-27k▼
Financial income75/76B€91€263▲
Recurring financial income75€91€263▲
Financial charges65/66B€669€383▼
Recurring financial charges65€669€383▼
Profit (loss) for the period before taxes9903€47k€-27k▼
Income taxes67/77€144€272▲
Profit (loss) for the period9904€47k€-27k▼
Profit (loss) for the period to be appropriated9905€47k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-51k▼
Profit (loss) brought forward from the previous period14P€-71k€-24k▲
Transfer from equity791/2€24k€27k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €15k | - | - | - | - | - |
| Remuneration, social security and pensions62 | €224k | €241k | €129k | €-177 | €0 | ▲ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €9k | €14k | €13k | €17k | ▲ 30.2% |
| Other operating charges640/8 | €624 | €469 | €517 | €2k | €930 | ▼ 51.6% |
| Non-recurring operating charges66A | €40k | - | - | €0 | - | - |
| Gross operating margin9900 | €329k | €237k | €66k | €62k | €-9k | ▼ 114% |
| Operating profit (loss)9901 | €60k | €-13k | €-78k | €48k | €-27k | ▼ 156% |
| Financial income75/76B | €173 | €306 | €65 | €91 | €263 | ▲ 188% |
| Recurring financial income75 | €173 | €306 | €65 | €91 | €263 | ▲ 188% |
| Financial charges65/66B | €-20k | €469 | €2k | €669 | €383 | ▼ 42.8% |
| Recurring financial charges65 | €311 | €469 | €999 | €669 | €383 | ▼ 42.8% |
| Non-recurring financial charges66B | €-20k | - | €601 | - | - | - |
| Profit (loss) for the period before taxes9903 | €80k | €-13k | €-80k | €47k | €-27k | ▼ 157% |
| Income taxes67/77 | €22k | €75 | €120 | €144 | €272 | ▲ 88.6% |
| Profit (loss) for the period9904 | €57k | €-13k | €-80k | €47k | €-27k | ▼ 157% |
| Profit (loss) for the period to be appropriated9905 | €57k | €-13k | €-80k | €47k | €-27k | ▼ 157% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €487k | €201k | €90k | €88k | €101k | ▲ 14.9% |
| Fixed assets21/28 | €30k | €43k | €29k | €30k | €70k | ▲ 132% |
| Intangible fixed assets21 | - | €19k | €12k | €5k | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €30k | €23k | €17k | €25k | €70k | ▲ 185% |
| Furniture and vehicles24 | €30k | €23k | €17k | €25k | €70k | ▲ 185% |
| Financial fixed assets28 | €234 | €234 | - | €234 | €0 | ▼ 100% |
| Current assets29/58 | €457k | €158k | €61k | €57k | €30k | ▼ 47.2% |
| Stocks and contracts in progress3 | €20k | €9k | €13k | €0 | - | - |
| Contracts in progress37 | €20k | €9k | €13k | €0 | - | - |
| Amounts receivable within one year40/41 | €342k | €117k | €45k | €48k | €15k | ▼ 68.3% |
| Trade receivables40 | €339k | €92k | €45k | €47k | €15k | ▼ 67.6% |
| Other amounts receivable41 | €2k | €25k | €75 | €1k | €50 | ▼ 95.5% |
| Cash at bank and in hand54/58 | €96k | €19k | €2k | €9k | €14k | ▲ 53.8% |
| Deferred charges and accrued income490/1 | €117 | €14k | €898 | €0 | €831 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €487k | €201k | €90k | €88k | €101k | ▲ 14.9% |
| Equity10/15 | €150k | €75k | €3k | €55k | €28k | ▼ 49.2% |
| Contributions10/11 | €6k | €6k | €14k | €19k | €19k | = |
| Reserves13 | €122k | €60k | €60k | €36k | €33k | ▼ 7.9% |
| Distributable reserves133 | €122k | €60k | €60k | €36k | €33k | ▼ 7.9% |
| Profit (loss) carried forward14 | €22k | €9k | €-71k | €0 | €-24k | - |
| Amounts payable17/49 | €338k | €126k | €86k | €33k | €73k | ▲ 122% |
| Amounts payable within one year42/48 | €338k | €126k | €86k | €33k | €73k | ▲ 122% |
| Financial debts43 | - | €5k | €5k | €921 | €410 | ▼ 55.5% |
| Credit institutions430/8 | - | €5k | €5k | €0 | - | - |
| Other loans439 | - | - | - | €921 | €410 | ▼ 55.5% |
| Trade debts44 | €46k | €38k | €37k | €21k | €9k | ▼ 55.2% |
| Suppliers440/4 | €46k | €38k | €37k | €21k | €9k | ▼ 55.2% |
| Advances received on contracts in progress46 | €242k | €19k | €12k | €0 | €975 | - |
| Taxes, remuneration and social security45 | €50k | €64k | €15k | €11k | €8k | ▼ 26.9% |
| Taxes450/3 | €5k | €20k | €7k | €8k | €5k | ▼ 37.0% |
| Remuneration and social security454/9 | €45k | €44k | €8k | €3k | €3k | = |
| Other amounts payable47/48 | - | - | €17k | €0 | €54k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57k | €-13k | €-80k | €47k | €-27k | ▼ 157% |
| + Depreciation and write-downs630 | €4k | €9k | €14k | €13k | €17k | ▲ 30.2% |
| Operating cash flow (approximation) | €62k | €-4k | €-66k | €60k | €-10k | ▼ 117% |
| Investment in fixed assets (approximation) | - | €-22k | €-263 | €-14k | €-57k | ▼ 303% |
| Change in cash | - | €-77k | €-17k | €8k | €5k | ▼ 34.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €47k
Net result €47k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.75
Current ratio from 0.70 to 1.75; short-term debt falls from €86k to €33k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-80k
Net result drops to €-80k, the lowest in the series; recovery starts the following year.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €57k ▲13.9%
Net result €57k, the highest in the series.
31-12
Financial
Equity above €100kEq €150k ▲62.3%
4 profitable years in a row build equity to €150k.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2011
Ground area
101 m²
Building footprint
66 m²
Volume, LiDAR
800 m³
Parcel 44815F2616/00C000, Flanders · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Wisefools
since 20112.202.899.296
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F2616/00C000 | Flanders | 100 m² | 1 · 66 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,753. 2,793 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-08-2011
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
46713Wholesale trade
63100Computing infrastructure, data processing, hosting and related activities
77110Renting and leasing of cars and light motor vehicles
77392Rental and leasing activities
Scores and ratios are computed by Checked and are not a credit decision.