Equity
€27,888 from €149,609 in 2021
Equity fell by 81% in 4 years.
WISEFOOLS
Lifetime
14 annual accounts with figures on one time axispeak €328,555 (2021)
-€9,025▼ €71,511
lowest -€79,989 (2023)
-€27,029▼ €74,240
peak €149,609 (2021)
€27,888▼ 49.2%
€72,929▲ 122%
peak 4.9 FTE (2018)
-not published
Board2 names since 2011
1 directorVAN hAVER Dries Patrik Eli
Documentsfilings and deeds
19-05-202673 days before the deadline
2025micro format
Gross margin from €62,487 to -€9,025Loss of €27,029Resignation: Pieter Langeraert (director) 13-02Equity from €54,916 to €27,888Debts from €32,835 to €72,929Investments €56,825
Key points
from the 2025 annual accountsResult
-€27,029 -€27,029
From profit to loss in 2025, after a profit of €47,212 in 2024.
Investments
€57,059 3.4 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.42 was 1.75 in 2024
Short-term debts rose from €32,835 to €72,929.
Filings
14 annual accounts since 2012
The last five annual accounts were filed 7 to 73 days before the end of the period.
Position in the sector
-€27,029
Lower net result than 93% of companies in advertising and market research. Sector median €14,755 · 8,616 companies.
Turnover not published (micro format)
Checked score
80
Excellent
Financially stronger than 17% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.0%highest value
01-2025: 1.9%▼ -0.1 percentage points vs 12-2024
02-2025: 1.9%● unchanged vs 01-2025
03-2025: 1.9%● unchanged vs 02-2025
04-2025: 1.9%● unchanged vs 03-2025
05-2025: 1.8%▼ -0.1 percentage points vs 04-2025
06-2025: 1.7%▼ -0.1 percentage points vs 05-2025
07-2025: 1.9%▲ +0.2 percentage points vs 06-2025
08-2025: 0.6%▼ -1.3 percentage points vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.7%▲ +0.1 percentage points vs 04-2026
06-2026: 0.4%▼ -0.3 percentage points vs 05-2026lowest value
07-2026: 0.4%● unchanged vs 06-2026lowest value
08-2026: 0.4%● unchanged vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €27,029 (financial year 2025)
lowers risk
Size: total assets €100,816
Founded in 2011
Liquidity: current ratio 0.42, cash €14,226
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 32% of them on solvency, 16% on liquidity, 6% on profitability and 14% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,294 companies had the same profile as WISEFOOLS has now. Each dot stands for 4 companies, two years later.
89.6%
were still trading
5.9%
stopped another way
4.1%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of WISEFOOLS itself is lower: 0.4% within 12 months. It rests on far more data about WISEFOOLS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,294 companies, not a prediction for WISEFOOLS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.42 (1.75 in 2024), below 1. Short-term debt is 72.3% and cash 14.1% of total assets. 72.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 days early
2024
7 days early
2023
34 days early
2022
60 days early
2021
45 days early
2020
61 days early
2019
67 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 50 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0838495021
Resignation: Pieter Langeraert (director)
Director discharge: Pieter Langeraert · General meeting of 07-01-2025 · Gazette deed
Registered office moved within Ghent
New registered office: Begijnhofiaan 87, 9000 Gent · Previous registered office: Nekkersputstraat 255 bus G, 9000 Gent · Board meeting of 07-02-2024 · Gazette deed
Company renamed from LAVAGRAPHICS to WISEFOOLS
Changes of role: VAN hAVER Dries Patrik Eli (director) and LANGERAERT Pieter Clement Agnes (director) · General meeting of 12-05-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WISEFOOLS Ghent | €100,816 | -€9,025 | 27.7% | - |
| PIERREPOLJACK Ittre | €95,660 | -€8,628 | 19.8% | - |
| People's Vision Wommelgem | €119,486 | €468 | 3.4% | - |
| BIZARRE COMPANY BRUSSELS Dilbeek | €84,309 | -€9,053 | 95.3% | - |
| LOCKSLEY Antwerp | €113,603 | -€7,254 | 99.4% | - |
| DOTS AGENCY Ghent | €84,621 | €1,294 | 15.6% | - |
| Omygod Dendermonde | €115,746 | -€16,054 | 57.8% | - |
These companies have the same main activity as WISEFOOLS: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €84,300 and €119,000, founded between 2007 and 2016.
Official details
Source: KBO- Status
- Active since 09-08-2011Normal situation
- Activity
- Advertising agenciesNACE 73110and 4 others
- Establishment unit
- 2.202.899.2969000 Ghent, since 11-08-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Annual accounts 2025
- €100,816▲ 14.9%
- Filing
- Filed on 19-05-2026, 73 days before the end of the filing period
Insights on WISEFOOLS
WISEFOOLS files the micro format. That format states no turnover. The gross margin fell from €41,633 in 2012 to -€9,025 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WISEFOOLS
- What is the company number of WISEFOOLS?
- The company number of WISEFOOLS is 0838.495.021. The VAT number is the same number with BE in front: BE 0838.495.021.
- Where is WISEFOOLS based?
- The registered office is at Begijnhoflaan 87, 9000 Ghent.Company details
- What does WISEFOOLS do?
- According to the KBO register, the main activity is advertising agencies (NACE 73110).
- What is the legal form of WISEFOOLS?
- WISEFOOLS is a private limited company (BV).
- When was WISEFOOLS founded?
- WISEFOOLS was founded on 09-08-2011.
- Is WISEFOOLS still active?
- Yes, WISEFOOLS is an active enterprise in the KBO register.
- How many employees does WISEFOOLS have?
- WISEFOOLS had an average of 4.7 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of WISEFOOLS?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
- Is WISEFOOLS profitable?
- In financial year 2025, WISEFOOLS made a loss of €27,029.
- Where can I find the annual accounts of WISEFOOLS?
- WISEFOOLS filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of WISEFOOLS due?
- WISEFOOLS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.