Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Short-term debts fell from €82,978 to €50,595.
Six of the last ten came late. The 2019 accounts came latest: 87 days after the end of the period.
Lower net result than 93% of companies in office administrative support. Sector median €16,218 · 9,681 companies.
Negative equity caps the score at 59.
The dashed line is the sector median: 0.2% across 12,668 companies (NACE 82, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 5% of them on solvency, 20% on liquidity, 5% on profitability and 0% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,907 companies had the same profile as CONSULTANCY SOLUTION has now. Each dot stands for 18 companies, two years later.
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CONSULTANCY SOLUTION itself is lower: 0.8% within 12 months. It rests on far more data about CONSULTANCY SOLUTION than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,907 companies, not a prediction for CONSULTANCY SOLUTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.52 (0.99 in 2024), below 1. Short-term debt is 169.9% and cash 28.1% of total assets. Equity is negative.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| CONSULTANCY SOLUTION Anderlecht | €29,775 | €55,077 | -69.9% | - |
| SERSOL - SERVICES AND SOLUTIONS Braine-l'Alleud | €25,259 | €60,113 | 30.9% | 1.4 |
| V&V Vastgoed Bouw en Immo Oostkamp | €39,150 | €46,579 | -2.4% | - |
| TS Academy Namur | €37,265 | €67,641 | 64.7% | - |
| UNIQUE DECO La Calamine | €23,806 | €43,653 | -388.7% | - |
| VICOQ Leuze-en-Hainaut | €28,228 | €35,825 | 74.6% | - |
| SECRETARIAT CONCEPT Lasne | €42,809 | €80,537 | 69.9% | - |
These companies have the same main activity as CONSULTANCY SOLUTION: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €23,800 and €42,800, founded between 2008 and 2016.
CONSULTANCY SOLUTION files the micro format. That format states no turnover. The gross margin rose from -€1,329 in 2013 to €55,077 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €91,000 and €160,000.
Higher than 7% of 9,685 companies in 2025.
Higher than 14% of 9,305 companies in 2025.
Lower than 95% of 9,429 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Staff costs divided by the average number of full-time equivalents.
In 2025, 2 people joined and 1 left.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||
20/58 |
29,775 | 86,699 | 112,773 | 57,285 | 49,545 | 6 | 4,916 | 1,547 | 21,420 | 9,049 | 23,457 | 18,141 | 12,507 | |
21/28 |
3,363 | 4,705 | 6,379 | 8,053 | 2,618 | - | - | - | - | - | - | - | - | |
22/27 |
3,063 | 4,405 | 6,079 | 8,053 | 2,618 | - | - | - | - | - | - | - | - | |
24 |
0 | 376 | 1,084 | 1,792 | 454 | - | - | - | - | - | - | - | - | |
26 |
3,063 | 4,029 | 4,995 | 5,961 | 1,864 | - | - | - | - | - | - | - | - | |
27 |
- | - | - | 300 | 300 | - | - | - | - | - | - | - | - | |
28 |
300 | 300 | 300 | - | - | - | - | - | - | - | - | - | - | |
29/58 |
26,412 | 81,994 | 106,394 | 49,232 | 46,927 | 6 | 4,916 | 1,547 | 21,420 | 9,049 | 23,457 | 18,141 | 12,507 | |
40/41 |
13,927 | 67,747 | 86,038 | 22,997 | - | 6 | 6 | - | 620 | 6,864 | 3,099 | 4,994 | 7,000 | |
40 |
9,807 | 67,747 | 86,038 | 22,997 | - | - | - | - | 620 | 3,304 | - | 1,994 | 4,000 | |
41 |
4,119 | - | - | - | - | 6 | 6 | - | - | 3,560 | 3,099 | 3,000 | 3,000 | |
50/53 |
4,120 | 4,120 | 4,120 | 4,120 | - | - | - | - | - | - | - | - | - | |
54/58 |
8,365 | 9,862 | 16,236 | 22,115 | 46,927 | - | 4,910 | 1,547 | 20,800 | 2,185 | 20,358 | 13,147 | 5,507 | |
490/1 |
0 | 265 | - | - | - | - | - | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||
10/49 |
29,775 | 86,699 | 112,773 | 57,285 | 49,545 | 6 | 4,916 | 1,547 | 21,420 | 9,049 | 23,457 | 18,141 | 12,507 | |
10/15 |
-20,820 | 3,721 | 14,510 | 8,899 | 1,320 | -672 | 1,834 | -973 | 14,638 | 4,438 | 20,397 | 13,440 | 10,669 | |
10/11 |
12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
13 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,040 | - | |
130/1 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,040 | - | |
1311 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | |
14 |
-35,080 | -10,539 | 250 | -5,361 | -12,940 | -14,932 | -12,426 | -15,233 | 378 | -9,822 | 6,137 | - | -1,731 | |
17/49 |
50,595 | 82,978 | 98,263 | 48,386 | 48,225 | 678 | 3,082 | 2,520 | 6,782 | 4,611 | 3,060 | 4,701 | 1,838 | |
42/48 |
50,595 | 82,978 | 98,263 | 48,386 | 48,225 | 678 | 3,082 | 2,520 | 6,782 | 4,611 | 3,060 | 4,701 | 1,838 | |
44 |
19,462 | 66,705 | 61,469 | 14,219 | 34,735 | - | - | 58 | 876 | 155 | 792 | 919 | 36 | |
440/4 |
19,462 | 66,705 | 61,469 | 14,219 | 34,735 | - | - | 58 | 876 | 155 | 792 | 919 | 36 | |
46 |
21,339 | 908 | - | - | 1,482 | - | - | - | - | - | - | - | - | |
45 |
9,123 | 14,694 | 22,123 | 21,495 | 11,336 | - | 439 | 380 | 3,824 | 2,538 | 1,064 | 3,246 | 1,720 | |
450/3 |
272 | 12,148 | 22,123 | 21,495 | 11,336 | - | 439 | 380 | 2,574 | 1,538 | 248 | 2,246 | 720 | |
454/9 |
8,851 | 2,546 | - | - | - | - | - | - | 1,250 | 1,000 | 816 | 1,000 | 1,000 | |
47/48 |
672 | 672 | 14,672 | 12,672 | 672 | 678 | 2,643 | 2,082 | 2,082 | 1,918 | 1,204 | 536 | 82 | |
| Income statement | ||||||||||||||
9900 |
55,077 | 11,854 | 38,967 | 50,741 | 21,388 | -2,063 | 3,218 | -14,624 | 12,980 | -15,158 | 7,973 | 3,637 | -1,329 | |
62 |
70,748 | 20,310 | - | 2,954 | 2,795 | - | - | 126 | 139 | 150 | 80 | - | 40 | |
630 |
1,342 | 1,674 | 1,674 | 1,689 | 920 | - | - | - | - | - | - | - | - | |
640/8 |
72 | 557 | 457 | 21,173 | 15,672 | 347 | 348 | 622 | 579 | 574 | 572 | 572 | 347 | |
9901 |
-17,085 | -10,687 | 36,837 | 24,925 | 2,001 | -2,410 | 2,870 | -15,372 | 12,262 | -15,882 | 7,321 | 3,065 | -1,716 | |
75/76B |
9 | 85 | - | 1 | - | - | - | 3 | 1 | 3 | 204 | 1 | 7 | |
75 |
9 | 85 | - | 1 | - | - | - | 3 | 1 | 3 | 204 | 1 | 7 | |
65/66B |
129 | 48 | 43 | 313 | 9 | 96 | 63 | 125 | 48 | 80 | 86 | 295 | 22 | |
65 |
129 | 48 | 43 | 313 | 9 | 96 | 63 | 125 | 48 | 80 | 86 | 295 | 22 | |
9903 |
-17,205 | -10,650 | 36,794 | 24,613 | 1,992 | -2,506 | 2,807 | -15,494 | 12,215 | -15,959 | 7,439 | 2,771 | -1,731 | |
67/77 |
7,336 | 140 | 11,183 | 5,034 | - | - | - | 117 | 2,015 | - | 482 | - | - | |
9904 |
-24,541 | -10,789 | 25,611 | 19,579 | 1,992 | -2,506 | 2,807 | -15,611 | 10,200 | -15,959 | 6,957 | 2,771 | -1,731 | |
9905 |
-24,541 | -10,789 | 25,611 | 19,579 | 1,992 | -2,506 | 2,807 | -15,611 | 10,200 | -15,959 | 6,957 | 2,771 | -1,731 | |
| Appropriation of the result | ||||||||||||||
9906 |
-35,080 | -10,539 | 20,250 | 6,639 | -12,940 | -14,932 | -12,426 | -15,233 | 378 | -9,822 | 6,957 | 1,040 | -1,731 | |
14P |
-10,539 | 250 | -5,361 | -12,940 | -14,932 | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | - | 820 | 1,040 | - | |
6920 |
- | - | - | - | - | - | - | - | - | - | 820 | 1,040 | - | |
694/7 |
- | - | 20,000 | 12,000 | - | - | - | - | - | - | - | - | - | |
694 |
- | - | - | 12,000 | - | - | - | - | - | - | - | - | - | |
695 |
- | - | 20,000 | - | - | - | - | - | - | - | - | - | - | |
| Social balance sheet | ||||||||||||||
9087 |
1.8 | - | - | - | - | - | - | - | - | - | - | - | - | |
Hours worked1013 |
1,860 | - | - | - | - | - | - | - | - | - | - | - | - | |
| Document | ||||||||||||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 11-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 11-06-2026 | 2026-00153966 | |
| 31-12-2024 | micro format | 04-08-2025 | 2025-00364727 | |
| 31-12-2023 | micro format | 17-07-2024 | 2024-00258262 | |
| 31-12-2022 | micro format | 25-07-2023 | 2023-00266935 | |
| 31-12-2021 | micro format | 27-07-2022 | 2022-20229511 | |
| 31-12-2020 | micro format | 31-08-2021 | 2021-58300218 | |
| 31-12-2019 | micro format | 26-10-2020 | 2020-62800370 | |
| 31-12-2018 | micro format | 27-08-2019 | 2019-51900004 | |
| 31-12-2017 | micro format | 28-09-2018 | 2018-65500432 | |
| 31-12-2016 | micro format | 24-08-2017 | 2017-52900387 | |
| 31-12-2015 | full format | 31-08-2016 | 2016-58600017 | |
| 31-12-2014 | full format | 24-08-2015 | 2015-46800514 | |
| 31-12-2013 | full format | 25-08-2014 | 2014-47300538 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -15,743 | -9,013 | 38,511 | 26,614 | 2,921 | - | - | - | - | - | - | - | - | ||
| -23,199 | -9,115 | 27,285 | 21,268 | 2,912 | - | - | - | - | - | - | - | - | ||
| 0 | 0 | -0 | 6,204 | 3,538 | - | - | - | - | - | - | - | - | ||
| -1,497 | -6,374 | -5,879 | -24,812 | - | - | 3,363 | -19,253 | 18,615 | -18,173 | 7,211 | 7,640 | - | ||
| -24,183 | -984 | 8,131 | 846 | -1,298 | -672 | 1,834 | -973 | 14,638 | 4,438 | 20,397 | 13,440 | 10,669 | ||
| -69.9% | 4.3% | 12.9% | 15.5% | 2.7% | - | - | - | 68.3% | 49.0% | 87.0% | 74.1% | 85.3% | ||
| 0.52 | 0.99 | 1.08 | 1.02 | 0.97 | - | - | - | 3.16 | 1.96 | 7.67 | 3.86 | 6.80 | ||
| - | 22.30 | 6.77 | 5.44 | 36.53 | - | - | - | 0.46 | 1.04 | 0.15 | 0.35 | 0.17 | ||
| - | -290.0% | 176.5% | 220.0% | 150.9% | - | - | - | 69.7% | -359.6% | 34.1% | 20.6% | -16.2% | ||
| -82.4% | -12.4% | 22.7% | 34.2% | 4.0% | - | - | - | 47.6% | -176.4% | 29.7% | 15.3% | -13.8% | ||
| -122.07 | -189.64 | over 100 | 85.03 | over 100 | - | - | - | - | - | - | - | - |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 2 |
| full-time | 2 |
| part-time | 0 |
| in full-time equivalents | 2 |
| 1.8 | |
| On a permanent contract | 2 |
| Joined | 2 |
| Left | 1 |
Source: social balance sheet in the 2025 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | €6,204 | €3,538 |
| Financial fixed assets | €0 | - | - | - | - |
| €1,342 | €1,674 | €1,674 | €1,689 | €920 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €17,085, larger than the loss of €10,687 in 2024. It is the lowest result since 2013.
Equity is negative. Debt (€50,595) exceeds the balance-sheet total (€29,775).
CONSULTANCY SOLUTION has no parent and no holdings in its annual accounts. CONSULTANCY SOLUTION shares no director with another company.
| SALARY SOLUTION
registered office since 14-02-2008 · founded in 2008 |
36 FTE (2025) 0895.037.905 |
| CHURCH MISSIONARY SOCIETY - AUSTRALIA
establishment since 11-05-2022 |
founded in 2022 0786.504.308 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Spinnerijstraat 14 registered office 1070 Anderlecht | ||
| Louizalaan 480 1050 Ixelles | 22-05-2013 | 2.219.528.066 |
| Regus Boulevard de France 9, 1420 Braine-l'Alleud | 01-10-2024 | 2.364.422.609 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25744D0293/00R003 | Wallonia | 7,876 m² | 1 · 860 m² | 17.9 m · 5 |
| 21822R0227/00V003 | Brussels | 2,791 m² | 1 · 1,235 m² | 106.8 m · 30 |
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