CONSULTANCY SOLUTION
ActiveSummary
The computed 12-month bankruptcy probability of CONSULTANCY SOLUTION is 1.5% (moderate). The 2025 annual accounts show negative equity (€-21k) and a net result of €-25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 7750 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-3
Solvency0▼-29
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.52 against 0.99 in 2024; short-term debt: 169.9% and cash: 28.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-69.9%
Return on assets
-82.4%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-21k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
4 d late
2023
14 d early
2022
6 d early
2021
4 d early
2020
31 d late
2019
87 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-21k
2024 · €4k
2018: €-973
2019: €2k
2020: €-672
2021: €1k
2022: €9k
2023: €15k
2024: €4k
2018 → 2025
Total assets
€30k▼ 65.7%
2024 · €87k
2018: €2k
2019: €5k
2020: €6
2021: €50k
2022: €57k
2023: €113k
2024: €87k
2018 → 2025
Net result
€-25k▼ 127%
2024 · €-11k
2018: €-16k
2019: €3k
2020: €-3k
2021: €2k
2022: €20k
2023: €26k
2024: €-11k
2018 → 2025
Working capital
€-24k▼ 2,357%
2024 · €-984
2018: €-973
2019: €2k
2020: €-672
2021: €-1k
2022: €846
2023: €8k
2024: €-984
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1k-€9k▲ 574%€15k▲ 63.1%€4k▼ 74.4%€-21k
Operating result€2k-€25k▲ 1,146%€37k▲ 47.8%€-11k€-17k▼ 59.9%
Net result€2k-€20k▲ 883%€26k▲ 30.8%€-11k€-25k▼ 127%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €11k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€3k ▼ 28.5%
Current assets
€26k ▼ 67.8%
Key figures and ratios
EBITDA
€-16k▼
2024 · €-9k
Cash flow
€-23k▼
2024 · €-9k
Solvency
-69.9%▼
2024 · 4.3%
Current ratio
0.52▼
2024 · 0.99
Debt to equity
-2.43▼
2024 · 22.30
ROA
-82.4%▼
2024 · -12.4%
Interest coverage
-122.07▲
2024 · -189.64
Debt
€51k▼
2024 · €83k
Debt ≤ 1 year
€51k▼
2024 · €83k
Income taxes
€7k▲
2024 · €140
Staff costs
€71k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€87k€30k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€376€0▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€300€300=
Current assets29/58€82k€26k▼
Amounts receivable within one year40/41€68k€14k▼
Trade receivables40€68k€10k▼
Other amounts receivable41-€4k
Current investments50/53€4k€4k=
Cash at bank and in hand54/58€10k€8k▼
Deferred charges and accrued income490/1€265€0▼
Equity and liabilities
Total equity and liabilities10/49€87k€30k▼
Equity10/15€4k€-21k▼
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-11k€-35k▼
Amounts payable17/49€83k€51k▼
Amounts payable within one year42/48€83k€51k▼
Trade debts44€67k€19k▼
Suppliers440/4€67k€19k▼
Advances received on contracts in progress46€908€21k▲
Taxes, remuneration and social security45€15k€9k▼
Taxes450/3€12k€272▼
Remuneration and social security454/9€3k€9k▲
Other amounts payable47/48€672€672=
Income statement
Code20242025
Remuneration, social security and pensions62€20k€71k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€557€72▼
Gross operating margin9900€12k€55k▲
Operating profit (loss)9901€-11k€-17k▼
Financial income75/76B€85€9▼
Recurring financial income75€85€9▼
Financial charges65/66B€48€129▲
Recurring financial charges65€48€129▲
Profit (loss) for the period before taxes9903€-11k€-17k▼
Income taxes67/77€140€7k▲
Profit (loss) for the period9904€-11k€-25k▼
Profit (loss) for the period to be appropriated9905€-11k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-35k▼
Profit (loss) brought forward from the previous period14P€250€-11k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €26k ▲30.8%
Operating result €37k, net result €26k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.60
Current ratio from 0.61 to 1.60.
Show earlier events
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 4801050 ElseneGround area
1.1 ha
Building footprint
2,095 m²
Volume, LiDAR
101,626 m³
2 parcels, Brussels, Wallonia · tallest building 106.8 m, ±30 floors. Linked by address, not a title deed.
2 establishment units
CONSULTANCY SOLUTION
since 20132.219.528.066
Regus
since 20242.364.422.609
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25744D0293/00R003 | Wallonia | 7,876 m² | 1 · 860 m² | 17.9 m · 5 fl. |
| 21822R0227/00V003 | Brussels | 2,791 m² | 1 · 1,235 m² | 106.8 m · 30 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DELY CROC
BE 0518.956.829
Machelen (Brab.) · Eq €3,724
ARASERVICES
BE 0772.530.665
Les Bons Villers · Eq €3,702
VALAURE
BE 0653.960.934
Harelbeke · Eq €3,699
SW10
BE 0756.745.302
Antwerpen · Eq €3,746
PHARMIMPULSE
BE 0634.979.024
Lasne · Eq €3,750
Of 11,222 companies in sector 82100 we hold annual accounts for 3,510. 1,146 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2013
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.