VICOQ
ActiveSummary
VICOQ has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,066 and a net result of €3,953. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 73% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+84
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 3.94 against 9.32 in 2024; short-term debt: 25.4% and cash: 58.1% of total assets), and 25.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.6%
Return on assets
14%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
42 d early
2023
47 d early
2022
45 d early
2021
53 d early
2020
46 d early
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€21,066▲ 23.1%
2024 · €17,113
Total assets
€28,228▲ 47.3%
2024 · €19,157
Net result
€3,953
2024 · -€2,502
Working capital
€21,066▲ 23.8%
2024 · €17,014
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€12,154€6,153-€6,771-€2,262▲ 66.6%€4,193
Net result-€10,351below the sector's middle half€6,012within the sector's middle half-€6,977below the sector's middle half-€2,502below the sector's middle half▲ 64.1%€3,953within the sector's middle half
Equity€20,495within the sector's middle half▼ 87.0%€26,591within the sector's middle half▲ 29.7%€19,615within the sector's middle half▼ 26.2%€17,113within the sector's middle half▼ 12.8%€21,066within the sector's middle half▲ 23.1%
Total assets€203,818within the sector's middle half▼ 39.5%€38,855below the sector's middle half▼ 80.9%€21,051below the sector's middle half▼ 45.8%€19,157below the sector's middle half▼ 9.0%€28,228below the sector's middle half▲ 47.3%
Debt€183,323▲ 2.2%€12,264▼ 93.3%€1,437▼ 88.3%€2,044▲ 42.3%€7,162▲ 250%
Working capital€11,386within the sector's middle half▼ 93.9%€23,541within the sector's middle half▲ 107%€19,017within the sector's middle half▼ 19.2%€17,014within the sector's middle half▼ 10.5%€21,066within the sector's middle half▲ 23.8%
Solvency10.1%below the sector's middle half▼ 36.7pp68.4%within the sector's middle half▲ 58.4pp93.2%above the sector's middle half▲ 24.7pp89.3%above the sector's middle half▼ 3.8pp74.6%within the sector's middle half▼ 14.7pp
Current ratio1.06within the sector's middle half▼ 1.292.92within the sector's middle half▲ 1.8614.24above the sector's middle half▲ 11.329.32above the sector's middle half▼ 4.913.94within the sector's middle half▼ 5.38
Return on assets (ROA)-5.1%below the sector's middle half▼ 45.4pp15.5%within the sector's middle half▲ 20.6pp-33.1%below the sector's middle half▼ 48.6pp-13.1%below the sector's middle half▲ 20.1pp14.0%within the sector's middle half▲ 27.1pp
Staff (FTE)1.81.1
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4,193 after a loss of €2,262 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €28,228
Equity
€21,066 ▲ 23.1%
Debt
€7,162 ▲ 250%
Debt's share of the balance-sheet total rises from 10.7% to 25.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4,291▲
2024 · -€1,762
Cash flow
€4,051▲
2024 · -€2,002
Debt to equity
0.34▲
2024 · 0.12
ROE
18.8%▲
2024 · -14.6%
Interest coverage
17.87▲
2024 · -7.34
Debt ≤ 1 year
€7,162▲
2024 · €2,044
Staff costs
€31,007▲
2024 · -€650
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €78,760 | €55,715 | €3,482 | -€650 | €31,007 | ▲ 4,869% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €3,116 | €2,452 | €500 | €99 | ▼ 80.3% |
| Other operating charges640/8 | €1,052 | €615 | €384 | €642 | €527 | ▼ 17.9% |
| Gross operating margin9900 | €67,658 | €65,599 | -€452 | -€1,770 | €35,825 | ▲ 2,124% |
| Operating profit (loss)9901 | -€12,154 | €6,153 | -€6,771 | -€2,262 | €4,193 | ▲ 285% |
| Financial income75/76B | - | - | - | - | €1 | - |
| Recurring financial income75 | - | - | - | - | €1 | - |
| Financial charges65/66B | €270 | €141 | €206 | €240 | €240 | = |
| Recurring financial charges65 | €270 | €141 | €206 | €240 | €240 | = |
| Profit (loss) for the period before taxes9903 | -€12,424 | €6,012 | -€6,977 | -€2,502 | €3,953 | ▲ 258% |
| Income taxes67/77 | -€2,073 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€10,351 | €6,012 | -€6,977 | -€2,502 | €3,953 | ▲ 258% |
| Profit (loss) for the period to be appropriated9905 | -€10,351 | €6,012 | -€6,977 | -€2,502 | €3,953 | ▲ 258% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €203,818 | €38,855 | €21,051 | €19,157 | €28,228 | ▲ 47.3% |
| Fixed assets21/28 | €9,282 | €3,050 | €598 | €99 | - | - |
| Tangible fixed assets22/27 | €9,282 | €3,050 | €598 | €99 | - | - |
| Plant, machinery and equipment23 | €3,790 | €1,558 | €598 | €99 | - | - |
| Furniture and vehicles24 | €5,492 | €1,492 | - | - | - | - |
| Current assets29/58 | €194,536 | €35,805 | €20,453 | €19,059 | €28,228 | ▲ 48.1% |
| Amounts receivable within one year40/41 | €28,325 | €2,443 | €2,308 | €3,125 | €11,839 | ▲ 279% |
| Trade receivables40 | €8,325 | €2,443 | €2,308 | €2,913 | €10,803 | ▲ 271% |
| Other amounts receivable41 | €20,000 | - | - | €212 | €1,036 | ▲ 389% |
| Cash at bank and in hand54/58 | €166,211 | €33,362 | €18,145 | €15,934 | €16,389 | ▲ 2.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €203,818 | €38,855 | €21,051 | €19,157 | €28,228 | ▲ 47.3% |
| Equity10/15 | €20,495 | €26,591 | €19,615 | €17,113 | €21,066 | ▲ 23.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €35 | €6,131 | -€845 | -€3,347 | €606 | ▲ 118% |
| Amounts payable17/49 | €183,323 | €12,264 | €1,437 | €2,044 | €7,162 | ▲ 250% |
| Amounts payable after more than one year17 | €173 | - | - | - | - | - |
| Financial debts170/4 | €173 | - | - | - | - | - |
| Amounts payable within one year42/48 | €183,150 | €12,264 | €1,437 | €2,044 | €7,162 | ▲ 250% |
| Trade debts44 | €33,391 | - | - | €158 | - | - |
| Suppliers440/4 | €33,391 | - | - | €158 | - | - |
| Taxes, remuneration and social security45 | €31,864 | €10,838 | €10 | - | €5,200 | - |
| Taxes450/3 | €23,653 | €3,520 | €10 | - | €5,200 | - |
| Remuneration and social security454/9 | €8,211 | €7,318 | - | - | - | - |
| Other amounts payable47/48 | €117,895 | €1,427 | €1,427 | €1,887 | €1,962 | ▲ 4.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€10,351 | €6,012 | -€6,977 | -€2,502 | €3,953 | ▲ 258% |
| + Depreciation and write-downs630 | - | €3,116 | €2,452 | €500 | €99 | ▼ 80.3% |
| Operating cash flow (approximation) | -€10,351 | €9,128 | -€4,525 | -€2,002 | €4,051 | ▲ 302% |
| Investment in fixed assets (approximation) | - | €3,116 | €0 | €0 | - | - |
| Change in cash | - | -€132,849 | -€15,217 | -€2,211 | €455 | ▲ 121% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3,953
Net result €3,953 after 2 loss-making years.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 14.24
Current ratio from 2.92 to 14.24; short-term debt falls from €12,264 to €1,437.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €6,012
Net result €6,012 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.92
Current ratio from 1.06 to 2.92; short-term debt falls from €183,150 to €12,264.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€10,351
Net result drops to -€10,351, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €135,630 ▲233%
Operating result €180,800, net result €135,630, both a record.
Show earlier events
31-12
Financial
Equity above €150,000Eq €157,246 ▲627%
2 profitable years in a row build equity to €157,246.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €40,776
Net result €40,776 after one loss-making year.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuze-en-Hainaut · 1 establishment unit since 2016
Ground area
94 m²
Building footprint
68 m²
Volume, LiDAR
888 m³
Parcel 57048D0652/00B000, Wallonia · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Vicoq
since 20162.249.121.677
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57048D0652/00B000 | Wallonia | 94 m² | 1 · 68 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MELANOT
BE 0798.334.249
Gent · Eq €21,072
Graphic Art
BE 0681.952.362
Waasmunster · Eq €21,076
Artsenpraktijk Houtvenne
BE 0645.583.203
Hulshout · Eq €21,000
Publi@home
BE 0463.374.542
Kortrijk · Eq €20,980
JEC management
BE 0633.993.384
Brussel · Eq €20,952
Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. 2,288 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0644884110
Also
9925:BE0644884110
Registered
17-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.