SALARY SOLUTION
ActiveSALARY SOLUTION has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €701k and a net result of €104k. Equity is growing by ~38.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 2252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
66
/ 100
Healthy▲ +41 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+74
Solvency37▲+19
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.95 in 2024), and 72.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.5%
Return on assets
4.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
91 d late
2023
16 d early
2022
26 d early
2021
5 d early
2020
24 d early
2019
117 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€104k
2024 · €-61k
2018: €20k
2019: €14k
2020: €26k
2021: €106k
2022: €102k
2023: €170k
2024: €-61k
2018 → 2025
Working capital
€-266k▼ 416%
2024 · €-51k
2018: €-75k
2019: €-62k
2020: €39k
2021: €29k
2022: €80k
2023: €-121k
2024: €-51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€177k-€239k▲ 34.8%€339k▲ 41.9%€278k▼ 18.0%€701k▲ 152%
Operating result€121k-€125k▲ 3.6%€340k▲ 171%€122k▼ 64.0%€590k▲ 383%
Net result€106k-€102k▼ 4.3%€170k▲ 67.1%€-61k€104k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 383% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.55M
Fixed assets
€1.82M▲ 37.3%
Current assets
€729k▼ 24.7%
Equity and liabilities €2.55M
Equity
€701k▲ 152%
Debt
€1.85M▼ 8.2%
The debt ratio falls from 87.9% to 72.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€715k▲
2024 · €242k
Cash flow
€228k▲
2024 · €59k
Solvency
27.5%▲
2024 · 12.1%
Current ratio
0.73▼
2024 · 0.95
Quick ratio
0.73▼
2024 · 0.95
Debt / equity
2.64▼
2024 · 7.25
ROE
14.8%▲
2024 · -21.9%
ROA
4.1%▲
2024 · -2.7%
Interest coverage
8.29▲
2024 · 3.15
Debt
€1.85M▼
2024 · €2.02M
Debt ≤ 1 year
€994k▼
2024 · €1.02M
Debt > 1 year
€800k▼
2024 · €952k
Income taxes
€156k▲
2024 · €138k
Staff costs
€3.02M▲
2024 · €2.41M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.30M€2.55M▲
Fixed assets21/28€1.33M€1.82M▲
Intangible fixed assets21€698k€1.07M▲
Tangible fixed assets22/27€417k€728k▲
Land and buildings22€303k€606k▲
Plant, machinery and equipment23-€16k
Furniture and vehicles24€8k€13k▲
Leasing and similar rights25€13k€9k▼
Other tangible fixed assets26€94k€84k▼
Financial fixed assets28€213k€24k▼
Current assets29/58€968k€729k▼
Amounts receivable within one year40/41€359k€466k▲
Trade receivables40€269k€347k▲
Other amounts receivable41€91k€118k▲
Current investments50/53€182k€62k▼
Cash at bank and in hand54/58€393k€133k▼
Deferred charges and accrued income490/1€34k€68k▲
Equity and liabilities
Total equity and liabilities10/49€2.30M€2.55M▲
Equity10/15€278k€701k▲
Contributions10/11€19k€19k=
Revaluation surpluses12-€296k
Reserves13€42k€42k=
Non-distributable reserves130/1€42k€42k=
Reserves not available under the articles1311€42k€42k=
Profit (loss) carried forward14€218k€291k▲
Investment grants15-€53k
Amounts payable17/49€2.02M€1.85M▼
Amounts payable after more than one year17€952k€800k▼
Financial debts170/4€952k€800k▼
Amounts payable within one year42/48€1.02M€994k▼
Current portion of amounts payable after more than one year42€337k€344k▲
Financial debts43€109k€42k▼
Other loans439€109k€42k▼
Trade debts44€297k€70k▼
Suppliers440/4€297k€70k▼
Advances received on contracts in progress46€782€782=
Taxes, remuneration and social security45€260k€509k▲
Taxes450/3€43k€229k▲
Remuneration and social security454/9€218k€280k▲
Other amounts payable47/48€16k€29k▲
Accrued charges and deferred income492/3€47k€58k▲
Income statement
Code20242025
Non-recurring operating income76A-€42k
Remuneration, social security and pensions62€2.41M€3.02M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€120k€124k▲
Other operating charges640/8€14k€14k▼
Non-recurring operating charges66A€65k€73k▲
Gross operating margin9900€2.73M€3.82M▲
Operating profit (loss)9901€122k€590k▲
Financial income75/76B€32k€11k▼
Recurring financial income75€32k€11k▼
Financial charges65/66B€77k€342k▲
Recurring financial charges65€77k€86k▲
Non-recurring financial charges66B-€256k
Profit (loss) for the period before taxes9903€77k€260k▲
Income taxes67/77€138k€156k▲
Profit (loss) for the period9904€-61k€104k▲
Profit (loss) for the period to be appropriated9905€-61k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€218k€321k▲
Profit (loss) brought forward from the previous period14P€279k€218k▼
Profit to be distributed694/7-€30k
Employees696-€30k
Social balance
Average headcount (FTE)908732.335.9▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Back to profitnet €104k
Net result €104k after one loss-making year.
31-12
Financial
Equity above €500kEq €701k ▲152%
Equity rises from €278k to €701k.
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 91 days late
2024
31-12
Financial
Weakest financial yearnet €-61k ▼136%
Net result drops to €-61k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €170k ▲67.1%
Net result €170k, the highest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €200kEq €239k ▲34.8%
5 profitable years in a row build equity to €239k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €150kEq €177k ▲82.6%
4 profitable years in a row build equity to €177k.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 117 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 50 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-12-2025
Roca Casali Dominique: Resigned as Director
29-05-2020
TECHY Jérome Christian Ghislain: Resigned as Managing director
Location & real-estate footprint
Registered office, Anderlecht · 5 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spinnerijstraat 141070 AnderlechtGround area
1.8 ha
Building footprint
5,585 m²
Volume, LiDAR
78,005 m³
4 parcels, Brussels, Flanders, Wallonia · tallest building 28.4 m, ±7 floors. Linked by address, not a title deed.
5 establishment units
SALARY SOLUTION
since 20082.168.515.073
SALARY SOLUTION
since 20142.233.753.513
Rue de Venise 21, 6040 Charleroi
since 20202.296.675.631
Salary Solution Liege
since 20222.335.373.780
Salary Solution Ternat
since 20252.379.613.205
4 parcels
Flanders
1
(25%)
Wallonia
2
(50%)
Brussels
1
(25%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0289/00B004 | Brussels | 9,782 m² | 1 · 4,538 m² | 28.4 m · 7 fl. |
| 23086B0225/00N000 | Flanders | 4,916 m² | 1 · 451 m² | 10.5 m · 3 fl. |
| 62095A0238/00Y000 | Wallonia | 1,669 m² | 1 · 179 m² | 7.5 m · 2 fl. |
| 92253D0314/00G000 | Wallonia | 1,339 m² | 1 · 416 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GROUP S - ONDERNEMINGSLOKET
BE 0480.605.997
Brussel · Eq €702k
GLOBIS Europe
BE 0788.604.357
Machelen (Brab.) · Eq €702k
UNICOP
BE 0885.708.483
Seraing · Eq €700k
REVISAVIS
BE 0661.565.932
Sprimont · Eq €703k
Trium Invest
BE 0478.113.889
Verviers · Eq €703k
Of 11,175 companies in sector 82100 we hold annual accounts for 3,489. 1,755 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2008
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.