SECRETARIAT CONCEPT
ActiveSECRETARIAT CONCEPT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €55k and a net result of €6k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 38% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▼-12
Solvency61▼-39
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 5.87 in 2023; short-term debt: 63.2% and cash: 64% of total assets), and 63.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36.1%
Return on assets
3.8%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
7 d early
2022
3 d early
2021
22 d late
2020
9 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€55k▼ 55.4%
2023 · €123k
2018: €97k
2019: €90k
2020: €116k
2021: €111k
2022: €107k
2023: €123k
2018 → 2024
Total assets
€152k▲ 4.4%
2023 · €146k
2018: €174k
2019: €154k
2020: €136k
2021: €166k
2022: €143k
2023: €146k
2018 → 2024
Net result
€6k▼ 71.8%
2023 · €21k
2018: €58k
2019: €41k
2020: €34k
2021: €30k
2022: €14k
2023: €21k
2018 → 2024
Working capital
€47k▼ 57.7%
2023 · €111k
2018: €75k
2019: €72k
2020: €90k
2021: €86k
2022: €92k
2023: €111k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€116k-€111k▼ 4.3%€107k▼ 3.4%€123k▲ 14.9%€55k▼ 55.4%
Operating result€44k-€40k▼ 9.9%€24k▼ 39.1%€32k▲ 30.4%€10k▼ 68.3%
Net result€34k-€30k▼ 10.8%€14k▼ 54.1%€21k▲ 48.4%€6k▼ 71.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 68% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €152k
Fixed assets
€9k▼ 23.7%
Current assets
€143k▲ 6.9%
Equity and liabilities €152k
Equity
€55k▼ 55.4%
Debt
€97k▲ 327%
The debt ratio rises from 15.6% to 63.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€13k▼
2023 · €35k
Cash flow
€9k▼
2023 · €24k
Solvency
36.1%▼
2023 · 84.4%
Current ratio
1.49▼
2023 · 5.87
Quick ratio
1.49▼
2023 · 5.87
Debt / equity
1.77▲
2023 · 0.19
ROE
10.6%▼
2023 · 16.8%
ROA
3.8%▼
2023 · 14.2%
Interest coverage
46.34▼
2023 · 158.92
Debt
€97k▲
2023 · €23k
Debt ≤ 1 year
€96k▲
2023 · €23k
Income taxes
€4k▼
2023 · €11k
Staff costs
€96k▲
2023 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€146k€152k▲
Fixed assets21/28€12k€9k▼
Tangible fixed assets22/27€12k€9k▼
Furniture and vehicles24€2k€591▼
Other tangible fixed assets26€10k€8k▼
Financial fixed assets28€175€175=
Current assets29/58€134k€143k▲
Amounts receivable within one year40/41€39k€45k▲
Trade receivables40€31k€27k▼
Other amounts receivable41€8k€17k▲
Cash at bank and in hand54/58€95k€98k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€146k€152k▲
Equity10/15€123k€55k▼
Contributions10/11€19k€19k=
Reserves13€36k€36k=
Distributable reserves133€36k€36k=
Profit (loss) carried forward14€68k-
Amounts payable17/49€23k€97k▲
Amounts payable within one year42/48€23k€96k▲
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€15k€25k▲
Taxes450/3€5k€16k▲
Remuneration and social security454/9€10k€9k▼
Other amounts payable47/48€4k€63k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Remuneration, social security and pensions62€78k€96k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€950€769▼
Gross operating margin9900€114k€109k▼
Operating profit (loss)9901€32k€10k▼
Financial income75/76B€84€274▲
Recurring financial income75€84€274▲
Financial charges65/66B€222€276▲
Recurring financial charges65€222€276▲
Profit (loss) for the period before taxes9903€31k€10k▼
Income taxes67/77€11k€4k▼
Profit (loss) for the period9904€21k€6k▼
Profit (loss) for the period to be appropriated9905€21k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€74k▼
Profit (loss) brought forward from the previous period14P€73k€68k▼
Transfer to equity691/2€21k-
To other reserves6921€21k-
Profit to be distributed694/7€5k€74k▲
Return on contributions (dividend)694€5k€74k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €6k ▼71.8%
Net result drops to €6k, the lowest in the series.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 5.48
Current ratio from 2.12 to 5.48; short-term debt falls from €64k to €20k.
31-12
Financial
Equity above €100kEq €116k ▲28.6%
3 profitable years in a row build equity to €116k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Strins 141380 LasneGround area
107 m²
Building footprint
150 m²
Volume, LiDAR
694 m³
Parcel 25076B0144/00V005, Wallonia · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SECRETARIAT CONCEPT
since 20142.230.654.758
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076B0144/00V005 | Wallonia | 107 m² | 1 · 150 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PAPERASSI
BE 0463.441.056
Izegem · Eq €55k
AS SOLUTIONS
BE 0746.919.103
Liège · Eq €55k
ALPHADEV
BE 0795.393.961
Sint-Jans-Molenbeek · Eq €55k
GECKO
BE 0717.792.971
Mortsel · Eq €55k
SPRINT
BE 0437.824.643
Leuven · Eq €55k
Of 11,216 companies in sector 82100 we hold annual accounts for 3,513. 2,553 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2014
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.