BC Consultancy
ActiveSummary
BC Consultancy has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €88k and a net result of €10k. Equity is growing by ~25.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2026
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability82▼-9
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.87 against 3.18 in 2025; short-term debt: 7.7% and cash: 16.8% of total assets), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
92.3%
Return on assets
10.2%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-07-2026, 108 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
108 d early
2025
8 d early
2024
31 d early
2023
31 d early
2022
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€88k▼ 11.1%
2025 · €99k
2022: €26k
2023: €59k
2024: €79k
2025: €99k
2022 → 2026
Total assets
€95k▼ 14.5%
2025 · €112k
2022: €36k
2023: €74k
2024: €100k
2025: €112k
2022 → 2026
Net result
€10k▼ 52.0%
2025 · €20k
2022: €21k
2023: €36k
2024: €20k
2025: €20k
2022 → 2026
Working capital
€21k▼ 23.0%
2025 · €28k
2022: €24k
2023: €57k
2024: €77k
2025: €28k
2022 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€26k-€59k▲ 128%€79k▲ 34.5%€99k▲ 25.8%€88k▼ 11.1%
Operating result€27k-€47k▲ 69.7%€27k▼ 42.6%€27k▲ 2.2%€15k▼ 46.0%
Net result€21k-€36k▲ 73.2%€20k▼ 43.6%€20k▲ 0.5%€10k▼ 52.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 46% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €95k
Fixed assets
€67k ▼ 6.4%
Current assets
€29k ▼ 28.8%
Equity and liabilities €95k
Equity
€88k ▼ 11.1%
Debt
€7k ▼ 41.5%
Debt's share of the balance-sheet total falls from 11.3% to 7.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€15k▼
2025 · €28k
Cash flow
€10k▼
2025 · €21k
Current ratio
3.87▲
2025 · 3.18
Debt to equity
0.08▼
2025 · 0.13
ROE
11.1%▼
2025 · 20.5%
ROA
10.2%▼
2025 · 18.2%
Interest coverage
108.88▼
2025 · 181.00
Debt ≤ 1 year
€7k▼
2025 · €13k
Income taxes
€5k▼
2025 · €7k
Staff costs
€0▼
2025 · €7
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 39 lines
Balance sheet
Code20252026
Assets
Total assets20/58€112k€95k▼
Fixed assets21/28€71k€67k▼
Tangible fixed assets22/27€1k€873▼
Furniture and vehicles24€1k€873▼
Financial fixed assets28€70k€66k▼
Current assets29/58€40k€29k▼
Amounts receivable within one year40/41€8k€11k▲
Trade receivables40€8k€7k▼
Other amounts receivable41€46€4k▲
Cash at bank and in hand54/58€31k€16k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€112k€95k▼
Equity10/15€99k€88k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€94k€83k▼
Amounts payable17/49€13k€7k▼
Amounts payable within one year42/48€13k€7k▼
Trade debts44€482€751▲
Suppliers440/4€482€751▲
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€7k▼
Other amounts payable47/48€2k€0▼
Income statement
Code20252026
Remuneration, social security and pensions62€7€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€567€567=
Other operating charges640/8€386€371▼
Gross operating margin9900€28k€16k▼
Operating profit (loss)9901€27k€15k▼
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€154€141▼
Recurring financial charges65€154€141▼
Profit (loss) for the period before taxes9903€27k€15k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€20k€10k▼
Profit (loss) for the period to be appropriated9905€20k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€104k▲
Profit (loss) brought forward from the previous period14P€74k€94k▲
Profit to be distributed694/7-€21k
Other beneficiaries697-€21k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Weakest financial yearnet €10k ▼52%
Net result drops to €10k, the lowest in the series.
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2022net €36k ▲73.2%
Operating result €47k, net result €36k, both a record.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helleblok 422440 GeelGround area
1,324 m²
Building footprint
204 m²
Volume, LiDAR
626 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BC Consultancy
since 20212.313.462.470
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13374F0581/00V003 | Flanders | 724 m² | 1 · 93 m² | - |
| 13374E0290/00Y000 | Flanders | 600 m² | 1 · 110 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 65 EUR awarded · 65 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 65 EUR | 65 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,152 companies in sector 63920 we hold annual accounts for 1,523. 1,250 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2021
Fiscal year end31-03
Activities, NACEBEL 2025
63920Other information service activities
70200Business and other management consultancy
82910Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.