BC Consultancy
ActiveBC Consultancy has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €88k and a net result of €10k. Equity is growing by ~25.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2026
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability82▼-9
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.87 against 3.18 in 2025; short-term debt: 7.7% and cash: 16.8% of total assets), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
92.3%
Return on assets
10.2%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-07-2026, 108 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
108 d early
2025
8 d early
2024
31 d early
2023
31 d early
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€88k▼ 11.1%
2025 · €99k
2022: €26k
2023: €59k
2024: €79k
2025: €99k
2022 → 2026
Total assets
€95k▼ 14.5%
2025 · €112k
2022: €36k
2023: €74k
2024: €100k
2025: €112k
2022 → 2026
Net result
€10k▼ 52.0%
2025 · €20k
2022: €21k
2023: €36k
2024: €20k
2025: €20k
2022 → 2026
Working capital
€21k▼ 23.0%
2025 · €28k
2022: €24k
2023: €57k
2024: €77k
2025: €28k
2022 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€26k-€59k▲ 128%€79k▲ 34.5%€99k▲ 25.8%€88k▼ 11.1%
Operating result€27k-€47k▲ 69.7%€27k▼ 42.6%€27k▲ 2.2%€15k▼ 46.0%
Net result€21k-€36k▲ 73.2%€20k▼ 43.6%€20k▲ 0.5%€10k▼ 52.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 46% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €95k
Fixed assets
€67k▼ 6.4%
Current assets
€29k▼ 28.8%
Equity and liabilities €95k
Equity
€88k▼ 11.1%
Debt
€7k▼ 41.5%
The debt ratio falls from 11.3% to 7.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€15k▼
2025 · €28k
Cash flow
€10k▼
2025 · €21k
Solvency
92.3%▲
2025 · 88.7%
Current ratio
3.87▲
2025 · 3.18
Quick ratio
3.87▲
2025 · 3.18
Debt / equity
0.08▼
2025 · 0.13
ROE
11.1%▼
2025 · 20.5%
ROA
10.2%▼
2025 · 18.2%
Interest coverage
108.88▼
2025 · 181.00
Debt
€7k▼
2025 · €13k
Debt ≤ 1 year
€7k▼
2025 · €13k
Income taxes
€5k▼
2025 · €7k
Staff costs
€0▼
2025 · €7
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€112k€95k▼
Fixed assets21/28€71k€67k▼
Tangible fixed assets22/27€1k€873▼
Furniture and vehicles24€1k€873▼
Financial fixed assets28€70k€66k▼
Current assets29/58€40k€29k▼
Amounts receivable within one year40/41€8k€11k▲
Trade receivables40€8k€7k▼
Other amounts receivable41€46€4k▲
Cash at bank and in hand54/58€31k€16k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€112k€95k▼
Equity10/15€99k€88k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€94k€83k▼
Amounts payable17/49€13k€7k▼
Amounts payable within one year42/48€13k€7k▼
Trade debts44€482€751▲
Suppliers440/4€482€751▲
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€7k▼
Other amounts payable47/48€2k€0▼
Income statement
Code20252026
Remuneration, social security and pensions62€7€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€567€567=
Other operating charges640/8€386€371▼
Gross operating margin9900€28k€16k▼
Operating profit (loss)9901€27k€15k▼
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€154€141▼
Recurring financial charges65€154€141▼
Profit (loss) for the period before taxes9903€27k€15k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€20k€10k▼
Profit (loss) for the period to be appropriated9905€20k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€104k▲
Profit (loss) brought forward from the previous period14P€74k€94k▲
Profit to be distributed694/7-€21k
Other beneficiaries697-€21k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Weakest financial yearnet €10k ▼52%
Net result drops to €10k, the lowest in the series.
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2022net €36k ▲73.2%
Operating result €47k, net result €36k, both a record.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helleblok 422440 GeelGround area
1,324 m²
Building footprint
204 m²
Volume, LiDAR
626 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BC Consultancy
since 20212.313.462.470
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13374F0581/00V003 | Flanders | 724 m² | 1 · 93 m² | - |
| 13374E0290/00Y000 | Flanders | 600 m² | 1 · 110 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 65 EUR awarded · 65 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 65 EUR | 65 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,152 companies in sector 63920 we hold annual accounts for 1,522. 1,250 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2021
Fiscal year end31-03
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82910Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.