BOU
ActiveBOU has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €361. Equity is growing by ~36.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 1897 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-37
Solvency55▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.68 in 2024; short-term debt: 24.3% and cash: 3.2% of total assets), but 69.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.5%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
122 d late
2023
31 d late
2022
32 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k▲ 0.4%
2024 · €87k
2021: €25k
2022: €47k
2023: €65k
2024: €87k
2021 → 2025
Total assets
€288k▼ 15.2%
2024 · €339k
2021: €69k
2022: €115k
2023: €352k
2024: €339k
2021 → 2025
Net result
€361▼ 98.4%
2024 · €23k
2021: €23k
2022: €22k
2023: €18k
2024: €23k
2021 → 2025
Working capital
€61k▼ 11.1%
2024 · €69k
2021: €18k
2022: €18k
2023: €82k
2024: €69k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€47k▲ 90.1%€65k▲ 38.2%€87k▲ 34.7%€88k▲ 0.4%
Operating result€31k-€30k▼ 4.2%€31k▲ 4.5%€39k▲ 26.7%€7k▼ 82.3%
Net result€23k-€22k▼ 1.9%€18k▼ 19.4%€23k▲ 25.5%€361▼ 98.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €288k
Fixed assets
€156k▼ 7.2%
Current assets
€131k▼ 23.2%
Equity and liabilities €288k
Equity
€88k▲ 0.4%
Debt
€200k▼ 20.6%
The debt ratio falls from 74.3% to 69.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €58k
Cash flow
€13k▼
2024 · €41k
Solvency
30.5%▲
2024 · 25.7%
Current ratio
1.87▲
2024 · 1.68
Quick ratio
1.87▲
2024 · 1.68
Debt / equity
2.28▼
2024 · 2.88
ROE
0.4%▼
2024 · 25.8%
ROA
0.1%▼
2024 · 6.6%
Interest coverage
2.54▼
2024 · 7.18
Debt
€200k▼
2024 · €252k
Debt ≤ 1 year
€70k▼
2024 · €102k
Debt > 1 year
€130k▼
2024 · €150k
Income taxes
€3k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€339k€288k▼
Fixed assets21/28€169k€156k▼
Tangible fixed assets22/27€169k€156k▼
Land and buildings22€161k€156k▼
Furniture and vehicles24€7k€57▼
Current assets29/58€171k€131k▼
Amounts receivable within one year40/41€170k€119k▼
Trade receivables40€89k€44k▼
Other amounts receivable41€81k€75k▼
Cash at bank and in hand54/58€1k€9k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€339k€288k▼
Equity10/15€87k€88k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€85k€86k▲
Amounts payable17/49€252k€200k▼
Amounts payable after more than one year17€150k€130k▼
Financial debts170/4€150k€130k▼
Amounts payable within one year42/48€102k€70k▼
Current portion of amounts payable after more than one year42€19k€20k▲
Trade debts44€61k€31k▼
Suppliers440/4€61k€31k▼
Taxes, remuneration and social security45€22k€19k▼
Taxes450/3€22k€19k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€13k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€61k€24k▼
Operating profit (loss)9901€39k€7k▼
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€36k€3k▼
Income taxes67/77€13k€3k▼
Profit (loss) for the period9904€23k€361▼
Profit (loss) for the period to be appropriated9905€23k€361▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€86k▲
Profit (loss) brought forward from the previous period14P€63k€85k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €361 ▼98.4%
Net result drops to €361, the lowest in the series.
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 122 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Limburgstraat 58400 OostendeGround area
146 m²
Building footprint
146 m²
Volume, LiDAR
1,768 m³
Parcel 35384A0089/00R031, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BOU
since 20202.304.672.587
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35384A0089/00R031 | Flanders | 146 m² | 1 · 146 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MANDECON
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Security Hills
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Of 3,152 companies in sector 63920 we hold annual accounts for 1,522. 1,249 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2020
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@bou.international