5 Oceans
Active5 Oceans has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €1k. Equity is growing by ~116.7% per year across the filed fiscal years. Its solvency ranks better than 56% of 473 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-93
Solvency96▲+1
Growth78=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.77 in 2024), and 46.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.2%
Return on assets
0.7%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
24 d early
2023
174 d early
2022
34 d early
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€89k▲ 1.3%
2024 · €87k
2021: €-27k
2022: €-6k
2023: €26k
2024: €87k
2021 → 2025
Total assets
€166k▲ 37.2%
2024 · €121k
2021: €4k
2022: €11k
2023: €32k
2024: €121k
2021 → 2025
Net result
€1k▼ 98.1%
2024 · €61k
2021: €-42k
2022: €20k
2023: €33k
2024: €61k
2021 → 2025
Working capital
€77k▲ 193%
2024 · €26k
2021: €-27k
2022: €-6k
2023: €24k
2024: €26k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-27k-€-6k▲ 75.9%€26k€87k▲ 234%€89k▲ 1.3%
Operating result€-41k-€23k€36k▲ 57.8%€19k▼ 47.8%€9k▼ 51.8%
Net result€-42k-€20k€33k▲ 59.5%€61k▲ 87.7%€1k▼ 98.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €166k
Fixed assets
€16k▼ 73.6%
Current assets
€150k▲ 150%
Equity and liabilities €166k
Equity
€89k▲ 1.3%
Debt
€78k▲ 129%
The debt ratio rises from 28.0% to 46.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€12k▼
2024 · €28k
Cash flow
€4k▼
2024 · €71k
Solvency
53.2%▼
2024 · 72.0%
Current ratio
2.05▲
2024 · 1.77
Quick ratio
2.05▲
2024 · 1.77
Debt / equity
0.88▲
2024 · 0.39
ROE
1.3%▼
2024 · 70.1%
ROA
0.7%▼
2024 · 50.4%
Interest coverage
28.48▼
2024 · 49.46
Debt
€78k▲
2024 · €34k
Debt ≤ 1 year
€73k▲
2024 · €34k
Income taxes
€7k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€166k▲
Fixed assets21/28€61k€16k▼
Tangible fixed assets22/27€61k€12k▼
Furniture and vehicles24€61k€12k▼
Financial fixed assets28-€4k
Current assets29/58€60k€150k▲
Amounts receivable within one year40/41€60k€134k▲
Trade receivables40€36k€78k▲
Other amounts receivable41€24k€57k▲
Cash at bank and in hand54/58€112€16k▲
Equity and liabilities
Total equity and liabilities10/49€121k€166k▲
Equity10/15€87k€89k▲
Contributions10/11€15k€15k=
Reserves13€72k€74k▲
Distributable reserves133€72k€74k▲
Amounts payable17/49€34k€78k▲
Amounts payable within one year42/48€34k€73k▲
Trade debts44€5k€29k▲
Suppliers440/4€5k€29k▲
Taxes, remuneration and social security45€29k€44k▲
Taxes450/3€29k€44k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€3k▼
Other operating charges640/8€199€53▼
Non-recurring operating charges66A-€15k
Gross operating margin9900€28k€27k▼
Operating profit (loss)9901€19k€9k▼
Financial income75/76B€69k€3▼
Recurring financial income75€69k€3▼
Financial charges65/66B€571€423▼
Recurring financial charges65€571€423▼
Profit (loss) for the period before taxes9903€87k€9k▼
Income taxes67/77€25k€7k▼
Profit (loss) for the period9904€61k€1k▼
Profit (loss) for the period to be appropriated9905€61k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€1k▼
Transfer to equity691/2€61k€1k▼
To other reserves6921€61k€1k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2021net €61k ▲87.7%
Net result €61k, the highest in the series.
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity times 8current ratio 5.23
Current ratio from 0.63 to 5.23; short-term debt falls from €18k to €6k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ahornbomenlaan 281910 KampenhoutGround area
1,490 m²
Building footprint
118 m²
Volume, LiDAR
612 m³
Parcel 23055A0082/00T002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
5Oceans
since 20212.315.259.841
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23055A0082/00T002 | Flanders | 1,490 m² | 1 · 118 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKampenhout2.315.259.841
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Of 3,140 companies in sector 63920 we hold annual accounts for 1,516. 1,244 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2021
Fiscal year end31-12
Activities, NACEBEL
46323Wholesale trade
63920Other information service activities
10200Manufacture of food products
46389Wholesale of other food products
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
77110Renting and leasing of cars and light motor vehicles
77229Renting and leasing of other personal and household goods
78200Temporary employment agencies and other provision of personnel
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.5oceans.be
E-mail:info@5oceans.be