Raga
ActiveRaga has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €88k and a net result of €21k. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 82% of 2283 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
93
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 2.95 in 2023), and 14.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
9 d early
2022
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€88k▲ 31.4%
2023 · €67k
2022: €42k
2023: €67k
2022 → 2024
Total assets
€103k▲ 15.3%
2023 · €90k
2022: €69k
2023: €90k
2022 → 2024
Net result
€21k▼ 16.9%
2023 · €25k
2022: €39k
2023: €25k
2022 → 2024
Working capital
€27k▼ 37.3%
2023 · €44k
2022: €15k
2023: €44k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€42k-€67k▲ 60.6%€88k▲ 31.4%
Operating result€54k-€37k▼ 32.1%€30k▼ 18.6%
Net result€39k-€25k▼ 34.7%€21k▼ 16.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 19% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €103k
Fixed assets
€61k▲ 161%
Current assets
€43k▼ 35.7%
Equity and liabilities €103k
Equity
€88k▲ 31.4%
Debt
€15k▼ 32.6%
The debt ratio falls from 25.1% to 14.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€37k▼
2023 · €40k
Cash flow
€28k▼
2023 · €29k
Solvency
85.4%▲
2023 · 74.9%
Current ratio
2.82▼
2023 · 2.95
Quick ratio
2.82▼
2023 · 2.95
Debt / equity
0.17▼
2023 · 0.33
ROE
23.9%▼
2023 · 37.7%
ROA
20.4%▼
2023 · 28.3%
Interest coverage
288.31▼
2023 · 332.95
Debt
€15k▼
2023 · €22k
Debt ≤ 1 year
€15k▼
2023 · €22k
Income taxes
€9k▼
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€90k€103k▲
Fixed assets21/28€23k€61k▲
Intangible fixed assets21€21k€18k▼
Tangible fixed assets22/27€2k€42k▲
Land and buildings22-€17k
Plant, machinery and equipment23-€11k
Furniture and vehicles24€2k€14k▲
Current assets29/58€66k€43k▼
Amounts receivable after more than one year29€15k€11k▼
Other amounts receivable291€15k€11k▼
Amounts receivable within one year40/41€7k€14k▲
Trade receivables40€2k€10k▲
Other amounts receivable41€4k€4k=
Cash at bank and in hand54/58€42k€16k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€90k€103k▲
Equity10/15€67k€88k▲
Contributions10/11€3k€3k=
Reserves13€64k€85k▲
Distributable reserves133€64k€85k▲
Amounts payable17/49€22k€15k▼
Amounts payable within one year42/48€22k€15k▼
Trade debts44€8k€13k▲
Suppliers440/4€8k€13k▲
Taxes, remuneration and social security45€9k€73▼
Taxes450/3€9k€73▼
Other amounts payable47/48€5k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k▲
Other operating charges640/8€109€118▲
Gross operating margin9900€40k€37k▼
Operating profit (loss)9901€37k€30k▼
Financial charges65/66B€120€129▲
Recurring financial charges65€120€129▲
Profit (loss) for the period before taxes9903€36k€30k▼
Income taxes67/77€11k€9k▼
Profit (loss) for the period9904€25k€21k▼
Profit (loss) for the period to be appropriated9905€25k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€21k▼
Transfer to equity691/2€25k€21k▼
To other reserves6921€25k€21k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €21k ▼16.9%
Net result drops to €21k, the lowest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klaverheide 1532930 BrasschaatGround area
1,166 m²
Building footprint
141 m²
Volume, LiDAR
979 m³
Parcel 11008A0347/00K004, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Raga
since 20212.323.919.169
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008A0347/00K004 | Flanders | 1,166 m² | 1 · 141 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,150 companies in sector 63920 we hold annual accounts for 1,522. 1,251 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2021
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.