Insurance, reinsurance and pension funding, except compulsory social security

NACE 65

Current registrations450

Starters, 12 months8

Employment (FTE)917

Median age14.9 years

In NACE division 65, 1.8 companies per 100 started in the past twelve months, against 7.5 nationally; that is lower than that of 93% of the 86 other NACE divisions. Comparison: as of 09-10-2026 05:30.

Key figures for NACE division 65

financial year 2025 · median over 171 filed annual accounts

Median solvency

48.7%

higher than 73% of 78 divisions

Median equity

€188,113

higher than 65% of 78 divisions

Median net result

€45,104

higher than 94% of 78 divisions

Annual accounts in sample

171

Foreign control in NACE division 65

423 registered companies

Companies with a foreign parent

4.7%

20 of 423; Belgium 0.3%

Staff at those companies

22%

165 of 735 FTE; Belgium 14%

Mostly from Germany (6), Luxembourg (3) and France (2).Show on the map by municipality

Staff cost per FTE in NACE division 65

46 employers

Median

€72,600

Belgium €61,300

Middle half

€60,900 to €89,200

half of the employers lie between

Place among sectors

21 of 78

by median staff cost per FTE

By size class
Size	Median	Middle half	Employers
fewer than 10 FTE	€68,300	€60,100 to €85,200	36

Employers with the highest staff cost per FTE in this division All sectors by staff cost In the Analysis workbench

Bankruptcies

past five years

Bankruptcies (5y)

Historical share

0.22%

Nationally, 1.61% of current registrations have a published bankruptcy opening in the past five years. This sector's historical share is lower than that of 85% of the 87 other NACE divisions. Comparison: as of 09-10-2026 05:30.

Regional split

by region · 439 of 450 enterprises with a registered office on file

Flanders 181 · 41.2%

Brussels 134 · 30.5%

Wallonia 112 · 25.5%

Unknown 12 · 2.7%

Recent bankruptcies in this sector

Date	Company
04-09-2026	FIDUCIA BE 0474.568.441

Geographic distribution

by province · based on the establishment address

West Flanders WVL 30

East Flanders OVL 39

Antwerp ANT 46

Flemish Brabant VLB 35

Limburg LIM 31

Brussels BRU 134

Hainaut HAI 32

Walloon Brabant WBR 18

Namur NAM 13

Liège LIE 45

Luxembourg LUX 4

fewer moremax 134

Where are this sector's balance sheets registered? By municipality, down to the address

Subsidies in this sector

per register · legal entities with an enterprise number

Flemish subsidies €1.7m awarded 49 recipients · 2022 to 2025 · largest: Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Federal transfers 29,057 amount as published 1 recipient · 2023 to 2024 · largest: Bijdragen van België aan internationale organismen (cf. art.2.14.6 van de wetsbepalingen)
EU budget €165.5m attributed share 11 recipients · 2021 to 2025 · largest: Rents and purchases
EU research €3.0m eu contribution 2 recipients · 2015 to 2026 · largest: Horizon 2020

Explore every recipient in this sector

How these figures are counted

Current enterprise registrations are counted through their registered main activities; establishment units are excluded. Counted in the KBO's NACE 2025 nomenclature, the one in which code 65 exists.

Share of currently registered companies with a published bankruptcy opening in the past five years. Registered main activities in the selected classification can overlap. This retrospective share is not a future bankruptcy probability.

The comparison with the country and with the other NACE divisions comes from a nightly overview of every division, each counted in the nomenclature in which it exists. A standing such as "higher than 80%" counts the other divisions that have the figure. The bankruptcy probability is the median of our nightly score over the division's companies that have one; the count is stated.

The middle company of the sector, based on all filed annual accounts.