Financials
- Fiscal year
- 2025
- Turnover
- €6.9m
- Loss
- -€2.3m
- Solvency
- 67.2%
Turnover▲ 2.2%
Net result
20182025
Summary
HOMERAS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.3m and a net result of -€2.3m. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 39 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance, reinsurance and pension funding, except compulsory social security
NACE 65122Risk and damage evaluation NACE 66210
#4 employer in Belgium, Insurance and pension funding sector1 site
Size
€6.9mturnover 2025
- Staff
- 55 FTE
- Equity
- €3.3m
- Loss
- -€2.3m
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
- Parent
- AG INSURANCE · 100%
Accounts 85 d early1 of 16 deeds read
SignalsLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
85 d early
2024
77 d early
2023
84 d early
2022
82 d early
2021
83 d early
2020
74 d early
2019
80 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 81 days before the deadline; the sector median for financial year 2024 is 29 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Registered officeRegistered-office move
- Weakest financial yearnet -€2.3m
Key points
- Risk: 6 loss-making years in a rowloss fiscal year 2025 -€2.3m View
- Caution: Among the weakest 5% on net resultsector median €157,795 · 39 companies -€2.3m View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Controlled by AG INSURANCEknown shareholders 100% 100% View
- Caution: Result fell in 2025from -€1.8m to -€2.3m ▼ 25.1% View
By topic
Board & ownership
- Parent
- AG INSURANCE · 100%
- Known shareholders
- 100%
Network & group
- Group
- AGEAS SA/NV
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 07-05-2026Annual accounts filed
- 19-03-2026Registered office
- 31-12-2025Weakest financial year
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Insurance, reinsurance and pension funding, except compulsory social…NACE 65122
- Founded
- 07-10-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?ageas SA/NV · 107 companies
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