Summary
QOVER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €16.0m and a net result of -€8.5m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 55% of 45 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €16.0m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
44 d early
2022
12 d early
2021
48 d early
2020
9 d late
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 30 days before the deadline, and 27% of the sector filed late.
Checked, nothing found (1)
History
QOVER was incorporated on 31 March 2016 by two natural persons, with a starting capital of EUR 100,000.12 Between 2016 and 2026 the capital was increased 11 times, most recently to EUR 14 million.345 The registered office moved to Schaerbeek in 2018 and to Bruxelles in 2020.67 The board currently has 7 members; JCV CONSULT has served longest, since 2021.8 Total assets rose from EUR 3.9 million in 2018 to EUR 36 million in 2024 and headcount from 25.2 to 108 full-time equivalents.9
- 1Crossroads Bank for Enterprises
- 2Belgian State Gazette, 04-04-2016
- 3Belgian State Gazette, 25-05-2016
- 4Belgian State Gazette, 31-07-2024
- 5Belgian State Gazette, 04-03-2026
- 6Belgian State Gazette, 20-06-2018
- 7Belgian State Gazette, 26-03-2020
- 8Belgian State Gazette, 02-06-2021
- 9National Bank, annual accounts 2018 and 2024
Go further with this company
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Financials · fiscal year 2024, full schema
In the rankings
#2 employer in Belgium, Insurance and pension funding sector#3 company by total assets in Belgium, Insurance and pension funding sector#3 company by equity in Belgium, Insurance and pension funding sector
Equity
€16.0m▲ 60.5%
2023 · €10.0m
Net result
-€8.5m▼ 12.9%
2023 · -€7.5m
Total assets
€36.1m▲ 23.1%
2023 · €29.3m
Solvency
44.3%▲ 10.3pp
2023 · 34.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 65, Insurance, reinsurance and pension funding, except compulsory social security, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€6.4m€9.0m▲ 41.2%
Operating result-€3.5m▼ 14.0%-€5.0m▼ 40.7%-€11.6m▼ 133%-€7.2m▲ 37.6%-€8.4m▼ 16.2%
Net result-€3.5mbelow the sector's middle half▼ 15.1%-€5.0mbelow the sector's middle half▼ 43.5%-€11.7mbelow the sector's middle half▼ 136%-€7.5mbelow the sector's middle half▲ 36.0%-€8.5mbelow the sector's middle half▼ 12.9%
Equity€3.2mabove the sector's middle half▼ 52.3%€18.2mabove the sector's middle half▲ 461%€6.4mabove the sector's middle half▼ 64.8%€10.0mabove the sector's middle half▲ 55.6%€16.0mabove the sector's middle half▲ 60.5%
Total assets€5.1mabove the sector's middle half▼ 34.2%€23.3mabove the sector's middle half▲ 359%€13.8mabove the sector's middle half▼ 40.7%€29.3mabove the sector's middle half▲ 113%€36.1mabove the sector's middle half▲ 23.1%
Debt€1.8m▲ 101%€5.1m▲ 178%€7.4m▲ 45.6%€19.4m▲ 162%€20.1m▲ 3.9%
Working capital€2.6mabove the sector's middle half▼ 55.4%€17.6mabove the sector's middle half▲ 585%€6.2mabove the sector's middle half▼ 64.9%€11.3mabove the sector's middle half▲ 82.8%€16.1mabove the sector's middle half▲ 42.8%
Solvency64.0%above the sector's middle half▼ 24.2pp78.2%above the sector's middle half▲ 14.2pp46.4%within the sector's middle half▼ 31.8pp34.0%within the sector's middle half▼ 12.4pp44.3%within the sector's middle half▲ 10.3pp
Current ratio2.40within the sector's middle half▼ 4.914.48above the sector's middle half▲ 2.081.84within the sector's middle half▼ 2.641.64within the sector's middle half▼ 0.201.83within the sector's middle half▲ 0.18
Return on assets (ROA)-68.3%below the sector's middle half▼ 29.2pp-21.4%below the sector's middle half▲ 46.9pp-85.1%below the sector's middle half▼ 63.8pp-25.6%below the sector's middle half▲ 59.5pp-23.5%below the sector's middle half▲ 2.1pp
Staff (FTE)35.1above the sector's middle half▲ 21.9%60.2above the sector's middle half▲ 71.5%91.6▲ 52.2%83.6▼ 8.7%107.7above the sector's middle half▲ 28.8%
above
within
below
the middle half (P25 to P75) of NACE 65, Insurance, reinsurance and pension funding, except compulsory social security, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2023 Equity +56% on 2022. Capital increase of €1,181,652 (Official Gazette 25-07-2023).
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8.4m in 2024 against €7.2m in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €36.1m
Fixed assets
€420,580 ▲ 0.4%
Current assets
€35.7m ▲ 23.4%
Equity and liabilities €36.1m
Equity
€16.0m ▲ 60.5%
Debt
€20.1m ▲ 3.9%
Debt's share of the balance-sheet total falls from 66.0% to 55.7%. Equity and debt are higher.
Key figures and ratios
ROE
-53.1%▲
2023 · -75.5%
Debt ≤ 1 year
€19.5m▲
2023 · €17.6m
Debt > 1 year
€463,574▼
2023 · €1.5m
Income taxes
€201,453▲
2023 · €96,655
Staff costs
€10.0m▲
2023 · €7.7m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | €7.9m | €9.4m | ▲ 19.1% |
| Turnover70 | - | - | - | €6.4m | €9.0m | ▲ 41.2% |
| Own construction capitalised72 | - | - | - | €303,916 | €0 | ▼ 100% |
| Other operating income74 | - | - | - | €1.2m | €402,073 | ▼ 67.0% |
| Non-recurring operating income76A | - | €3,575 | €29,537 | €2,135 | €3,814 | ▲ 78.6% |
| Operating charges60/66A | - | - | - | €15.2m | €17.8m | ▲ 17.7% |
| Goods for resale, raw materials and consumables60 | - | - | - | €1.3m | €1.2m | ▼ 5.5% |
| Purchases600/8 | - | - | - | €1.3m | €1.2m | ▼ 5.5% |
| Services and other goods61 | - | - | - | €5.9m | €6.4m | ▲ 8.5% |
| Remuneration, social security and pensions62 | - | €4.8m | €7.9m | €7.7m | €10.0m | ▲ 30.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €410,002 | €447,144 | €333,249 | €166,809 | €192,304 | ▲ 15.3% |
| Other operating charges640/8 | - | €11,758 | €1,194 | €112,853 | €2,205 | ▼ 98.0% |
| Non-recurring operating charges66A | - | €1,192 | €19,977 | €0 | €13,536 | - |
| Gross operating margin9900 | -€397,299 | €247,042 | -€3.3m | - | - | - |
| Operating profit (loss)9901 | -€3.5m | -€5.0m | -€11.6m | -€7.2m | -€8.4m | ▼ 16.2% |
| Financial income75/76B | - | €116,999 | €69,449 | €177,391 | €481,164 | ▲ 171% |
| Recurring financial income75 | €90,275 | €116,341 | €63,334 | €177,072 | €480,992 | ▲ 172% |
| Income from financial fixed assets750 | - | - | - | €155,872 | €433,389 | ▲ 178% |
| Income from current assets751 | - | - | - | €377 | €405 | ▲ 7.5% |
| Other financial income752/9 | - | - | - | €20,823 | €47,198 | ▲ 127% |
| Non-recurring financial income76B | - | €658 | €6,115 | €319 | €172 | ▼ 46.1% |
| Financial charges65/66B | - | €109,675 | €219,483 | €362,509 | €362,530 | = |
| Recurring financial charges65 | €16,851 | €102,464 | €206,025 | €320,160 | €309,036 | ▼ 3.5% |
| Debt charges650 | - | - | - | €317,789 | €300,206 | ▼ 5.5% |
| Other financial charges652/9 | - | - | - | €2,371 | €8,830 | ▲ 272% |
| Non-recurring financial charges66B | - | €7,211 | €13,458 | €42,349 | €53,494 | ▲ 26.3% |
| Profit (loss) for the period before taxes9903 | -€3.5m | -€5.0m | -€11.7m | -€7.4m | -€8.3m | ▼ 11.7% |
| Income taxes67/77 | €2,925 | €5,705 | €8,725 | €96,655 | €201,453 | ▲ 108% |
| Taxes670/3 | - | - | - | €96,655 | €201,453 | ▲ 108% |
| Profit (loss) for the period9904 | -€3.5m | -€5.0m | -€11.7m | -€7.5m | -€8.5m | ▼ 12.9% |
| Profit (loss) for the period to be appropriated9905 | -€3.5m | -€5.0m | -€11.7m | -€7.5m | -€8.5m | ▼ 12.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.1m | €23.3m | €13.8m | €29.3m | €36.1m | ▲ 23.1% |
| Fixed assets21/28 | €678,180 | €629,718 | €245,363 | €418,783 | €420,580 | ▲ 0.4% |
| Intangible fixed assets21 | €581,739 | €202,317 | €5,150 | €282,110 | €221,327 | ▼ 21.5% |
| Tangible fixed assets22/27 | €42,566 | €241,024 | €237,813 | €134,272 | €196,854 | ▲ 46.6% |
| Plant, machinery and equipment23 | - | €114,357 | €159,529 | €101,082 | €184,648 | ▲ 82.7% |
| Furniture and vehicles24 | - | €759 | €4,533 | €11,598 | €12,205 | ▲ 5.2% |
| Other tangible fixed assets26 | - | €125,908 | €73,750 | €21,593 | €0 | ▼ 100% |
| Financial fixed assets28 | €53,875 | €186,377 | €2,400 | €2,400 | €2,400 | = |
| Other financial fixed assets284/8 | - | - | - | €2,400 | €2,400 | = |
| Amounts receivable and cash guarantees285/8 | - | - | - | €2,400 | €2,400 | = |
| Current assets29/58 | €4.4m | €22.6m | €13.5m | €28.9m | €35.7m | ▲ 23.4% |
| Stocks and contracts in progress3 | - | - | - | €0 | €0 | - |
| Amounts receivable within one year40/41 | €941,387 | €2.6m | €3.6m | €9.1m | €11.5m | ▲ 25.8% |
| Trade receivables40 | - | €2.6m | €3.6m | €8.4m | €11.5m | ▲ 37.4% |
| Other amounts receivable41 | - | - | - | €769,964 | €0 | ▼ 100% |
| Current investments50/53 | - | - | - | €8.0m | €14.6m | ▲ 82.4% |
| Other investments51/53 | - | - | - | €8.0m | €14.6m | ▲ 82.4% |
| Cash at bank and in hand54/58 | €3.4m | €19.9m | €9.7m | €11.5m | €9.4m | ▼ 18.3% |
| Deferred charges and accrued income490/1 | - | €127,716 | €173,845 | €248,624 | €179,184 | ▼ 27.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.1m | €23.3m | €13.8m | €29.3m | €36.1m | ▲ 23.1% |
| Equity10/15 | €3.2m | €18.2m | €6.4m | €10.0m | €16.0m | ▲ 60.5% |
| Contributions10/11 | €8.8m | €33.6m | €33.6m | €44.7m | €59.2m | ▲ 32.5% |
| Capital10 | - | €11.0m | €11.0m | €12.2m | €13.7m | ▲ 12.0% |
| Issued capital100 | - | €11.0m | €11.0m | €12.2m | €13.7m | ▲ 12.0% |
| Outside capital11 | - | €22.6m | €22.6m | €32.4m | €45.5m | ▲ 40.2% |
| Share premium1100/10 | - | €22.6m | €22.6m | €32.4m | €45.5m | ▲ 40.2% |
| Profit (loss) carried forward14 | -€10.5m | -€15.5m | -€27.2m | -€34.7m | -€43.2m | ▼ 24.4% |
| Investment grants15 | - | €38,612 | - | - | - | - |
| Amounts payable17/49 | €1.8m | €5.1m | €7.4m | €19.4m | €20.1m | ▲ 3.9% |
| Amounts payable after more than one year17 | - | - | - | €1.5m | €463,574 | ▼ 69.1% |
| Financial debts170/4 | - | - | - | €1.5m | €463,574 | ▼ 69.1% |
| Other loans174 | - | - | - | €1.5m | €463,574 | ▼ 69.1% |
| Amounts payable within one year42/48 | €1.8m | €5.0m | €7.4m | €17.6m | €19.5m | ▲ 11.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €940,452 | €1.0m | ▲ 10.5% |
| Trade debts44 | €295,893 | €1.6m | €890,354 | €1.0m | €1.3m | ▲ 24.6% |
| Suppliers440/4 | - | €1.6m | €890,354 | €1.0m | €1.3m | ▲ 24.6% |
| Advances received on contracts in progress46 | - | - | - | €179,483 | €348,458 | ▲ 94.1% |
| Taxes, remuneration and social security45 | - | €612,892 | €928,155 | €1.1m | €1.4m | ▲ 33.0% |
| Taxes450/3 | - | €104,382 | €77,861 | €94,792 | €147,256 | ▲ 55.3% |
| Remuneration and social security454/9 | - | €508,509 | €850,294 | €976,439 | €1.3m | ▲ 30.8% |
| Other amounts payable47/48 | - | €2.9m | €5.6m | €14.4m | €15.4m | ▲ 7.4% |
| Accrued charges and deferred income492/3 | - | €28,925 | €22,954 | €251,505 | €103,675 | ▼ 58.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3.5m | -€5.0m | -€11.7m | -€7.5m | -€8.5m | ▼ 12.9% |
| + Depreciation and write-downs630 | €410,002 | €447,144 | €333,249 | €166,809 | €192,304 | ▲ 15.3% |
| Operating cash flow (approximation) | -€3.1m | -€4.5m | -€11.4m | -€7.3m | -€8.3m | ▼ 12.9% |
| Investment in fixed assets (approximation) | - | -€398,682 | €51,106 | -€340,229 | -€194,102 | ▲ 42.9% |
| Change in cash | - | €16.5m | -€10.1m | €1.8m | -€2.1m | ▼ 219% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
13-03
State Gazette act
Permanent representative: Emel Can2 facts ▸
State Gazette act
Permanent representative: Emel Can
2 facts ▸
- Board meeting
- Permanent representative, Emel Can
04-03
State Gazette act
Capital & sharesCapital increase · Bank account · Capital6 facts ▸
State Gazette act
Capital & shares
Capital increase · Bank account · Capital6 facts ▸
- Capital increase, €3.314,4
- Bank account, Belfius
- Capital, €13.695.681,29
- Statutes amendment
- Power of attorney, Conseil d'administration de QOVER
- Power of attorney, Laurent DEJEMEPPE
2025
21-10
State Gazette act
Reappointment: EY Réviseurs d'entreprises (statutory auditor)Power of attorney3 facts ▸
State Gazette act
Reappointment: EY Réviseurs d'entreprises (statutory auditor)
Power of attorney3 facts ▸
- General meeting, 20-05-2025
- Auditor reappointment, EY Réviseurs d'entreprises (statutory auditor)
- Power of attorney, Cresco
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
19-05
State Gazette act
Permanent representative: Stephan BeinResignation: Margaret Perchik (director) · Appointment: Joost Holleman (director) · Power of attorney7 facts ▸
State Gazette act
Permanent representative: Stephan Bein
Resignation: Margaret Perchik (director) · Appointment: Joost Holleman (director) · Power of attorney7 facts ▸
- Board meeting, 05/12/2024
- Permanent representative, Stephan Bein
- Power of attorney, Cresco Advocaten BV
- General meeting, 25/03/2025
- Director resignation, Margaret Perchik (director)
- Director appointment, Joost Holleman (director)
- Power of attorney, Caroline Hanotiau
2024
31-12
Financial
Equity above €10mEq €16.0m ▲60.5%
Equity rises from €10.0m to €16.0m.
11-09
State Gazette act
Resignation: JCV CONSULT sri. (day-to-day manager)Power of attorney3 facts ▸
State Gazette act
Resignation: JCV CONSULT sri. (day-to-day manager)
Power of attorney3 facts ▸
- Board meeting, 14-08-2024
- Director resignation, JCV CONSULT sri. (day-to-day manager)
- Power of attorney, Cresco
31-07
State Gazette act
Capital & shares · Statutes amendment · Resignations & appointmentsShare issue · Capital increase · Capital6 facts ▸
State Gazette act
Capital & shares · Statutes amendment · Resignations & appointments
Share issue · Capital increase · Capital6 facts ▸
- General meeting, 02-07-2024
- Share issue, Suppression des 30 droits de souscription anti-dilutifs de Classe B et des 30 droits de souscription anti-dilutifs de Classe C
- Capital increase, €1.461.041,58
- Share issue, Class F Anti-Dilution
- Statutes amendment
- Capital, €13.692.366,89
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
28-05
State Gazette act
Capital & sharesCapital increase · Share issue · Bank account7 facts ▸
State Gazette act
Capital & shares
Capital increase · Share issue · Bank account7 facts ▸
- Capital increase, €3.742,06
- Share issue, A, 700
- Bank account, Belfius
- Capital, €12.231.325,31
- Statutes amendment
- Power of attorney, Conseil d'administration de QOVER
- Power of attorney, Gérard Indekeu
2023
25-07
State Gazette act
Resignation: DEEP FOREST (director)Appointment: ZURICH INSURANCE COMPANY LTD (director) · Permanent representative: Jan HINRICHS · Capital increase14 facts ▸
State Gazette act
Resignation: DEEP FOREST (director)
Appointment: ZURICH INSURANCE COMPANY LTD (director) · Permanent representative: Jan HINRICHS · Capital increase14 facts ▸
- General meeting, 29-06-2023
- Capital increase, €1.181.651,66
- Share issue, actions de classe E1, E1
- Share issue, Class E Anti-Dilution
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Capital, €12.227.583,25
- Director resignation, DEEP FOREST (director)
- Director appointment, ZURICH INSURANCE COMPANY LTD (director)
- Permanent representative, Jan HINRICHS
- Power of attorney, administrateurs-délégués
- +2 further facts in this act
19-07
State Gazette act
Capital & sharesCapital increase · Capital · Statutes amendment4 facts ▸
State Gazette act
Capital & shares
Capital increase · Capital · Statutes amendment4 facts ▸
- Capital increase, €1.068
- Capital, €11.026.686,7
- Statutes amendment
- Power of attorney, Conseil d'administration de QOVER
Show earlier events
19-07
State Gazette act
Capital & sharesCapital increase · Capital · Statutes amendment4 facts ▸
State Gazette act
Capital & shares
Capital increase · Capital · Statutes amendment4 facts ▸
- Capital increase, €19.244,88
- Capital, €11.045.931,58
- Statutes amendment
- Power of attorney, Conseil d'administration de QOVER
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
20-04
State Gazette act
Capital & sharesCapital increase · Bank account · Capital6 facts ▸
State Gazette act
Capital & shares
Capital increase · Bank account · Capital6 facts ▸
- Capital increase, €14.000
- Bank account, BELFIUS
- Capital, €11.025.618,7
- Statutes amendment
- Power of attorney, Conseil d'administration de QOVER
- Power of attorney, Florence BAJOL
2022
31-12
Financial
Weakest financial yearnet -€11.7m
Net result drops to -€11.7m, the lowest in the series; recovery starts the following year.
24-11
State Gazette act
Resignation: Grégoire de STREEL (director)Appointments: DEEP FOREST SRL (director) and Ernst et Young Reviseurs d'Entreprises (statutory auditor) · Permanent representative: Laurent Coppieters 't Wallant · Share issue11 facts ▸
State Gazette act
Resignation: Grégoire de STREEL (director)
Appointments: DEEP FOREST SRL (director) and Ernst et Young Reviseurs d'Entreprises (statutory auditor) · Permanent representative: Laurent Coppieters 't Wallant · Share issue11 facts ▸
- General meeting, 10-11-2022
- Share issue, droits de souscription, D ou E
- Director resignation, Grégoire de STREEL (director)
- Director appointment, DEEP FOREST SRL (director)
- Permanent representative, Laurent Coppieters 't Wallant
- Auditor appointment, Ernst et Young Reviseurs d'Entreprises
- Power of attorney, Administrateurs-délégués de QOVER
- Share class creation, nouvelle classe d'actions E, droits et obligations correspondant à ceux des actions à émettre lors d'une augmentation future
- Warrant agreement, warrant agreement relating to the issue of warrants entitling the holders to subscribe for shares in the capital of Qover SA
- Representation, souscription de 4.301 droits de souscription
- Share issue condition, en dessous du pair comptable des actions existantes
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €10mEq €18.2m ▲461%
Equity rises from €3.2m to €18.2m.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 9 days late
02-06
State Gazette act
Resignations: QC Consult SRL, JCV Consult SRL and 4 othersAppointments: QC Consult SRL, JCV Consult SRL and 4 others · Permanent representatives: Quentin Colmant and Jean-Charles Velge · Share issue26 facts ▸
State Gazette act
Resignations: QC Consult SRL, JCV Consult SRL and 4 others
Appointments: QC Consult SRL, JCV Consult SRL and 4 others · Permanent representatives: Quentin Colmant and Jean-Charles Velge · Share issue26 facts ▸
- General meeting, 23-04-2021
- Share issue, Class C 2019 Anti-Dilution Warrants, 15
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Share issue, Création d'une nouvelle classe d'actions D
- Capital increase, €2.202.340,45
- Share issue, Class D Anti-Dilution Warrants, 20
- Share transfer, Jean-Charles Velge → PRIME V HOLDING 9 B.V.
- Share transfer, Quentin Colmant → PRIME V HOLDING 9 B.V.
- Capital, €11.011.618,7
- Director resignation, QC Consult SRL (director)
- +14 further facts in this act
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
11-05
State Gazette act
Registered office · Resignations & appointments · MiscellaneousRegistered-office move · Power of attorney4 facts ▸
State Gazette act
Registered office · Resignations & appointments · Miscellaneous
Registered-office move · Power of attorney4 facts ▸
- Board meeting, 19-12-2019
- Registered-office move, Rue du Commerce 31, B-1000 Bruxelles
- Power of attorney, Olivier Van Raemdonck
- Power of attorney, Pauline Geentjens
26-03
State Gazette act
Registered office · Capital & shares · Statutes amendmentRegistered-office move · Share issue · Capital increase11 facts ▸
State Gazette act
Registered office · Capital & shares · Statutes amendment
Registered-office move · Share issue · Capital increase11 facts ▸
- General meeting, 05-03-2020
- Board meeting, 19-12-2019
- Registered-office move, Rue du Commerce 31, 1000 Bruxelles
- Share issue, droits de souscription, 125262
- Share issue, Plan 2020, droits de souscription
- Capital increase
- Power of attorney, deux administrateurs agissant conjointement
- Statutes amendment
- Capital, €8.809.278,25
- Power of attorney, chaque administrateur
- Power of attorney, le conseil d'administration
2019
31-12
Financial
Equity above €5mEq €6.8m ▲100%
Equity rises from €3.4m to €6.8m.
12-07
State Gazette act
Appointments: Rodolphe MENEGAUX (administrateur supplémentaire) and Hélène Marie FALCHIER (observateur)Capital increase · Bank account · Statutes amendment21 facts ▸
State Gazette act
Appointments: Rodolphe MENEGAUX (administrateur supplémentaire) and Hélène Marie FALCHIER (observateur)
Capital increase · Bank account · Statutes amendment21 facts ▸
- General meeting, 12/06/2019
- Capital increase, €1.709.278,25
- Bank account, compte spécial ouvert au nom de la société auprès de la banque Belfius
- Statutes amendment
- Share issue, 15, Class C 2019 Anti-Dilution Warrants
- Share cancellation, 30, Indemnification Warrants
- Share conversion, 10826, C
- Share conversion, 17683, C
- Share conversion, 17683, C
- Share conversion, 6496, C
- Share conversion, 17322, C
- Capital, €8.809.278,25
- +9 further facts in this act
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
20-06
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 03/01/2018
- Registered-office move, rue des Palais 44 - 1030 Schaerbeek
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 52 days late
19-06
State Gazette act
Appointments: JCV Consult (managing director) and QC Consult (managing director)Permanent representatives: Jean-Charles Velge and Quentin Colmant · Power of attorney6 facts ▸
State Gazette act
Appointments: JCV Consult (managing director) and QC Consult (managing director)
Permanent representatives: Jean-Charles Velge and Quentin Colmant · Power of attorney6 facts ▸
- Board meeting, 23-05-2017
- Director appointment, JCV Consult (managing director)
- Permanent representative, Jean-Charles Velge
- Director appointment, QC Consult (managing director)
- Permanent representative, Quentin Colmant
- Power of attorney, Cresco Advocaten CVBA
06-04
State Gazette act
Resignations: QC CONSULT, JCV CONSULT and 2 othersAppointments: QC CONSULT, JCV CONSULT and 3 others · Permanent representatives: Quentin Colmant, Jean-Charles Velge and Didier de Callatay · Capital increase28 facts ▸
State Gazette act
Resignations: QC CONSULT, JCV CONSULT and 2 others
Appointments: QC CONSULT, JCV CONSULT and 3 others · Permanent representatives: Quentin Colmant, Jean-Charles Velge and Didier de Callatay · Capital increase28 facts ▸
- General meeting, 17-03-2017
- Capital increase, €750.000
- Bank account, Belfius
- Capital increase, €5.500.000
- Share issue, Class B Anti-Dilution Warrants, 25
- Share issue, Class C Anti-Dilution Warrants, 30
- Share issue, Indemnification Warrants, 30
- Share issue, Warrants additionnels sous le Plan Global, 33951
- Share issue, Parts bénéficiaires, 76348
- Capital, €7.100.000
- Statutes amendment
- Director resignation, QC CONSULT (director)
- +16 further facts in this act
2016
25-05
State Gazette act
Appointments: Callatay & Wouters Ventures, Grégoire de STREEL and JCV CONSULTPermanent representatives: Didier de CALLATAY and Jean-Charles VELGE · Share issue · Capital increase17 facts ▸
State Gazette act
Appointments: Callatay & Wouters Ventures, Grégoire de STREEL and JCV CONSULT
Permanent representatives: Didier de CALLATAY and Jean-Charles VELGE · Share issue · Capital increase17 facts ▸
- General meeting, 19-04-2016
- Share issue, 1 pour 75, division
- Capital increase
- Share issue, 111111, sous condition suspensive de l'exercice
- Capital, €850.000
- Director appointment, Callatay & Wouters Ventures (director)
- Director appointment, Grégoire de STREEL (director)
- Director appointment, JCV CONSULT (chair)
- Permanent representative, Didier de CALLATAY
- Permanent representative, Jean-Charles VELGE
- Mandate compensation, Callatay & Wouters Ventures
- Mandate compensation, Grégoire de STREEL
- +5 further facts in this act
04-04
State Gazette act
IncorporationAppointments: QC CONSULT (director) and JCV CONSULT (director) · Permanent representatives: COLMANT Quentin and VELGE Jean-Charles Léon · Founding capital13 facts ▸
State Gazette act
Incorporation
Appointments: QC CONSULT (director) and JCV CONSULT (director) · Permanent representatives: COLMANT Quentin and VELGE Jean-Charles Léon · Founding capital13 facts ▸
- Incorporation, 29-03-2016
- Founding capital, €100.000
- Bank account, BE02 0689 0508 8940
- Director appointment, QC CONSULT (director)
- Director appointment, JCV CONSULT (director)
- Permanent representative, COLMANT Quentin
- Permanent representative, VELGE Jean-Charles Léon
- Director appointment, QC CONSULT (managing director)
- Director appointment, JCV CONSULT (managing director)
- Mandate compensation, QC CONSULT
- Mandate compensation, JCV CONSULT
- No auditor
- +1 further facts in this act
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
21 of 22 acts read
About the unread acts
Of the 22 Belgian State Gazette acts we know for this company, 21 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 directors, last change in 2025
Board 7
JCV CONSULT
CurrentDirector · since 23-04-2021 · Private limited company · perm. rep.: Jean-Charles VELGE
Margaret Percik
CurrentDirector · since 23-04-2021
QC CONSULT
CurrentDirector · since 23-04-2021 · Private limited company (pre-2019) · perm. rep.: COLMANT Quentin
Rodolphe Menegaux
CurrentDirector · since 23-04-2021
Yann Ranchère
CurrentDirector · since 23-04-2021
Zurich Insurance Company Ltd
CurrentDirector · since 29-06-2023 · Legal entity · perm. rep.: Jan HINRICHS
Joost Holleman
CurrentDirector · since 25-03-2025
2 not recently confirmed
Still in office according to the acts, but no act of the last six years confirms the mandate. It has often ended since, in an act we have not read.
JCV CONSULT
Not recently confirmedDirector · since 29-03-2016 · Legal entity · perm. rep.: VELGE Jean-Charles Léon
CALLATAY & WOUTERS VENTURES
Not recently confirmedDirector · since 19-04-2016 · Legal entity · perm. rep.: Didier de CALLATAY
Day-to-day management 1
JCV CONSULT
Not recently confirmedManaging director · since 29-03-2016 · Legal entity · perm. rep.: VELGE Jean-Charles Léon
Permanent representatives 3
COLMANT Quentin
CurrentPermanent representative · since 23-04-2021 · for QC CONSULT
Jean-Charles VELGE
CurrentPermanent representative · since 23-04-2021 · for JCV CONSULT
Jan HINRICHS
CurrentPermanent representative · since 29-06-2023 · for Zurich Insurance Company Ltd
1 not recently confirmed
Still in office according to the acts, but no act of the last six years confirms the mandate. It has often ended since, in an act we have not read.
Didier de CALLATAY
Not recently confirmedPermanent representative · since 19-04-2016 · for CALLATAY & WOUTERS VENTURES
Statutory auditor 1
Ernst et Young Reviseurs d'Entreprises
CurrentStatutory auditor · since 10-11-2022 · perm. rep.: Sarah Dupuis
Other functions 1
Hélène Marie FALCHIER
Not recently confirmedObservateur · since 12-06-2019
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 22 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2016
Ground area
1,204 m²
Building footprint
920 m²
Volume, LiDAR
21,042 m³
Parcel 21805E0462/00V002, Brussels · tallest building 34.0 m, ±9 floors. Linked by address, not a title deed.
64
companies at this address
See who is registered here
1 establishment unit
QOVER
since 20162.252.939.717
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0462/00V002 | Brussels | 1,204 m² | 1 · 920 m² | 34.0 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
16 people since 2016, 11 in office
- Board
- Day-to-day management
- Statutory auditor
- Other function
- not recently confirmed
- began earlier
| Name | Functions and periods |
|---|---|
| QC CONSULT |
|
| JCV CONSULT |
|
| Yann Ranchère |
|
| Rodolphe Menegaux |
|
| Margaret Percik |
|
| Zurich Insurance Company Ltd |
|
| Joost Holleman |
|
| Ernst et Young Reviseurs d'Entreprises |
|
| JCV CONSULT |
|
| CALLATAY & WOUTERS VENTURES |
|
| Hélène Marie FALCHIER |
|
| Margaret Perchik |
|
| DEEP FOREST |
|
| BDO-réviseurs d'entreprises |
|
| Gregoire de Streel |
|
| Madame Hélène Marie Faichier |
|
Articles of association
Purpose
Intermédiation en assurances de toute sorte; développement, recherche fondamentale, distribution et vente de solutions informatiques; négociation, distribution et vente de divers…
Full purpose
Intermédiation en assurances de toute sorte; développement, recherche fondamentale, distribution et vente de solutions informatiques; négociation, distribution et vente de divers services et biens; caution et sûretés; opérations commerciales, industrielles, financières, mobilières ou immobilières; participation dans d'autres sociétés; exercice de fonctions d'administrateur, gérant ou liquidateur.
Structure & network
Connections & network
7 current directorsThe group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Capital and shareholders
Shareholders according to the acts
After the capital increase
act of 02-06-2021 ↗
- Anthemis Venture Fund I LP 67,084 shares · 3,040,783.55 EUR
- Alven Capital V 55,835 shares · 2,530,888.88 EUR
- PRIME V HOLDING 9 B.V. 296,247 shares · 13,428,284.02 EUR
- C. ENTREPRENEURS 2 FPCI 22,061 shares · 999,981.01 EUR
Share transfer
act of 02-06-2021 ↗
- Jean-Charles Velge to PRIME V HOLDING 9 B.V. 11,031 shares
- Quentin Colmant to PRIME V HOLDING 9 B.V. 11,031 shares
At incorporation
act of 04-04-2016 ↗
- COLMANT Quentin 5,000 shares (50%) · 50,000 EUR
- VELGE Jean-Charles Léon 5,000 shares (50%) · 50,000 EUR
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 04-03-2026 Capital increase of 3,314.40 EUR · to 13,695,681.29 EUR · 620 new shares
- 31-07-2024 Capital increase of 1,461,041.58 EUR · to 13,692,366.89 EUR · 273,306 new shares · in cash
- 28-05-2024 Capital increase of 3,742.06 EUR · to 12,231,325.31 EUR · 700 new shares
- 25-07-2023 Capital increase of 1,181,651.66 EUR · to 12,227,583.25 EUR · 221,043 new shares
- 19-07-2023 Capital increase of 19,244.88 EUR · to 11,045,931.58 EUR · 3,600 new shares
- 19-07-2023 Capital increase of 1,068 EUR · to 11,026,686.70 EUR · 200 new shares
- 20-04-2023 Capital increase of 14,000 EUR · to 11,025,618.70 EUR · 1,400 new shares
- 02-06-2021 Capital increase of 2,202,340.45 EUR · to 11,011,618.70 EUR · 441,227 new shares
Show 6 older capital entries
- 26-03-2020 Capital stated in the act · 8,809,278.25 EUR · 1,619,853 shares
- 12-07-2019 Capital increase of 1,709,278.25 EUR · to 8,809,278.25 EUR · 314,298 new shares
- 06-04-2017 Capital increase of 750,000 EUR · to 1,600,000 EUR · 250,000 new shares
- 06-04-2017 Capital increase of 5,500,000 EUR · to 7,100,000 EUR · 305,555 new shares
- 25-05-2016 Capital increase · 250,000 new shares
- 04-04-2016 Incorporation · 100,000 EUR · 10,000 shares
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Of 128 companies in sector 65122 we hold annual accounts for 59. 6 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded31-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
65122Insurance, reinsurance and pension funding, except compulsory social security
66220Insurance agents and brokers
62100Computer programming
62200Computer consultancy and computer facilities management
63920Other information service activities
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0650939878
Registered
06-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.