Skip to content

FIDUCIA

Open bankruptcy
Private limited companyfounded 2001Rue des Fougères 10, 6110 Montigny-le-Tilleul, BelgiumKBO/BCE: BE 0474.568.441

A bankruptcy procedure is open for FIDUCIA according to publications in the Belgian Official Gazette; trustee: Philippe-Robert Schreder.

Summary

The 2025 annual accounts show equity of €82,138 and a net result of €15,812.

Follow Report
FIDUCIAOpen bankruptcy
Report

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Hainaut, Charleroi division
Declared bankrupt
31 August 2026
Supervising judge
Caroline Gaillard
Official Gazette
04-09-2026 (pdf) ↗search the document for 2026/136265

Deadlines

Provisional date payments stopped
31 August 2026A later judgment can change the date.art. XX.105, Code of Economic Law
Appeal or third-party opposition until
passed on 19 September 2026Fifteen days after the publication in the Official Gazette.art. XX.108, Code of Economic Law
File the claim in RegSol, the Belgian insolvency register, until
passed on 30 September 2026art. XX.104 and XX.155, Code of Economic Law
First verification report
28 October 2026Reclaim goods that are still yours, such as goods delivered under retention of title, before this day.art. XX.104 and XX.194, Code of Economic Law
Late claim until
31 August 2027A late claim shares only in what has not yet been paid out, and you bear its costs.art. XX.165, Code of Economic Law

Trustee

What to do now

  1. Stop delivering on credit unless the trustee agrees.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered, subject to conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the trustee's reports appear there.

These deadlines come from the publication of the judgment. Check them in RegSol before you file anything; once a deadline has passed, it is too late for that step.

File a claim in RegSol ↗ Follow Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the trustee, your lawyer or your accountant can help.Creditor guide for this company

Embed in an article

Writing about this bankruptcy? Embed the FIDUCIA company card in your article: name, enterprise number, its status in the KBO and the latest annual accounts, with a link to this dossier.

Preview
The preview appears here.
  • Stays current: the status follows the register, the figures are those of the latest filed accounts. No Checked score or verdict.
  • Light on your page: one small script and one data request, also answered from a cache; no cookies, no tracking.
  • Where scripts do not run (a newsletter, a feed reader) a plain link remains.

Overview

Activity
Insurance, reinsurance and pension funding, except compulsory social security
NACE 65121Roofing work NACE 43410
1 site
Size
€271,820total assets 2025
Equity
€82,138
Profit
€15,812
Turnover not published (micro format)
Financial health
Open bankruptcy: no score
Structure
1 of 3 deeds summarised
Signalsraises riskOpen bankruptcyneutralLatest accounts filed on timeShow the evidence

Signals

Two signals.
raises riskneutral
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgian Official Gazette. Claims are handled by the appointed trustee. The KBO register also records: open bankruptcy.
Belgian Official Gazette
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
3 days late
2023
601 days late
2022
on the day
2021
85 days late
2020
309 days late
2019
5 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 143 days after the deadline; the sector median (NACE 65) for financial year 2024 is 29 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. OpeningEnterprise Court of Hainaut, Charleroi…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: Declared bankrupttrustee: Philippe-Robert Schreder 31-08-2026 View
  • Positive: 6 profitable years in a rowprofit 2025: €15,812 6 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€271,820
Profit
€15,812
Solvency
30.2%
Total assets▼ 8.6%
Net result
20192025
Go to Financials

Timeline

Events
28
Since
2003
  1. 03-02-2025Annual accounts filed
  2. 07-12-2023Amendment of the articles · Legal-form change…
  3. 31-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Insurance, reinsurance and pension funding, except compulsory social…NACE 65121
Founded
11-04-2001
Year ends
30-06
Peppol
Still in the Peppol directory
Go to Company details

Articles of association

Provisions read
29
Who signs
Each director alone
Financial year
From 30 June to 29 June
Annual meeting
First Monday of December at 19:00
Purpose
“1.au courtage en crédits et prêts hypothécaires,sous l’appellation « CREDITEL »,le…” (deed in French)
Go to Articles of association

Key facts about FIDUCIA

What is the company number of FIDUCIA?
0474.568.441. In Belgium the VAT number is the company number with BE in front: BE 0474.568.441.
Where was FIDUCIA based?
The last known address of the registered office is Rue des Fougères 10, 6110 Montigny-le-Tilleul.Company details
What does FIDUCIA do?
According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65121).
What is the legal form of FIDUCIA?
Private limited company (BV).
When was FIDUCIA founded?
On 11-04-2001.
Is FIDUCIA still active?
A bankruptcy is running: a bankruptcy trustee manages the company.
What is the turnover of FIDUCIA?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is FIDUCIA profitable?
In financial year 2025, FIDUCIA made a profit of €15,812.
Where can I find the annual accounts of FIDUCIA?
FIDUCIA filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

Companies related to FIDUCIA

Go further with this company

What became of the directors' other companies?Supplier due diligence Who ran this company, and where was it based, on a given date before it ended?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?Process a list How is the insurance, reinsurance and pension funding, except compulsory social security sector doing?Sector figures

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure