Turnover
€11.2m ▲ 26×
Turnover rose in 2025: 12-month financial year.
OPTIMCO
Lifetime
2 annual accounts with figures on one time axis, 20 filings since 2005peak €11.2m (2025)
€11.2m▲ 26×
lowest -€7.6m (2024)
€2.6m▲ €10.2m
peak €3.1m (2025)
€3.1m▲ 623%
€1.4m▼ 94.0%
peak 59.7 FTE (2025)
59.7 FTE▲ 2.8%
Board45 names since 2005all names
5 directorsTom MEEUS and 4 others
Owners5 names in the annual accounts
99.91%FEDERALE VERZEKERING and 2 others
Documentsfilings and deeds
23-04-202699 days before the deadline
2025financial year
Turnover from €423,767 to €11.2mBack to profit: €2.6mResignation: Gisèle DECOSTER (ceo / cfo, voorzitter college v… 10-07Capital decrease of €18,000,000 to €1,999,967.56 08-01Equity from €423,229 to €3.1mDebts from €23.4m to €1.4m
Key points
from the 2025 annual accountsPayment terms
74 days to suppliers
OPTIMCO pays its suppliers 72 days later than in 2024.
Liquidity
3.03 was 1.11 in 2024
Short-term debts fell from €20.9m to €1.2m.
Filings
20 annual accounts 21 filings since 2005
The last five annual accounts were filed 24 to 99 days before the end of the period.
At the same address
45 companies
Board
3 joined · 2 left
Board changed. Latest change 22-04-2026 · 4 in office.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
99 days early
2024
50 days early
2024
91 days early
2023
33 days early
2022
41 days early
2021
24 days early
2020
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 51 days before the deadline. In the sector (NACE 65), the median for financial year 2024 was 29 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
and 3 others
- FEDERALE VERZEKERING 99.91%annual accounts 2025
- Peter Ryckebusch 0.09%annual accounts 2025
- Marc - Ilse Peeters - Thys 0.01%annual accounts 2025
Recent changes
3 directors appointed, 2 resignations, 1 reappointment, 1 statutory auditor reappointed
Appointments: Mathieu Dubois, Deborah van den Hoven and Steven Jansen · Resignations: Viviane Vangeel (member of the executive committee) and Yves Peeters · Reappointments: Viviane Vangeel and Deloitte Bedrijfsrevisoren BV (statutory auditor) · General meeting of 22-04-2026 · Gazette deed
New ceo, lid en voorzitter college van dagelijks bestuur, gedelegeerd bestuurder
Michel, Patrick appointed, Benjamin Eyckmans resigned · General meeting of 19-12-2025 · Gazette deed
Resignation: Gisèle DECOSTER (ceo / cfo, voorzitter college van dagelijks bestuur, uitvoerend bestuurder, lid van het directiecomité)
General meeting of 23-04-2025 · Gazette deed
Capital decrease of €18,000,000 to €1,999,967.56
Capital from €19,999,967.56 to €1,999,967.56 · General meeting of 17-12-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OPTIMCO Antwerp | €11.2m | 22.4% | 68.5% | 59.7 |
| Mutualistische Alarmcentrale MUTAS Asse | €10.0m | -0.7% | - | 104.4 |
| YAGO Etterbeek | €5.8m | -1.4% | 4.0% | 54.8 |
| NN INSURANCE SERVICES BELGIUM Sint-Gillis (bij-Brussel) | - | - | 44.8% | 135.2 |
| DELA Enterprises Antwerp | - | - | 46.9% | 10.4 |
| LEGAL VILLAGE Brussels | €12.9m | 8.4% | 75.5% | 87.4 |
| TRIALIS Saint-Vith | - | - | 63.2% | 9.5 |
Grey: the largest companies of the sector (insurance and pension funding (NACE 65)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as OPTIMCO: insurance, reinsurance and pension funding, except compulsory social security (NACE 65121). They are comparable in size and age: total assets between €3.7m and €17m, founded between 1935 and 2015.
Official details
Source: KBO- Status
- Active since 06-01-2004Normal situation
- Registered office
- 46 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Insurance, reinsurance and pension funding, except compulsory social securityNACE 65121and 2 others
- Establishment unit
- 2.134.845.4822610 Antwerp, since 05-01-2004
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €4.5m▼ 81.2%
- Employeeson 31-12-2025
- 62▲ 1.6%
- Filing
- Filed on 23-04-2026, 99 days before the end of the filing period
Companies linked to OPTIMCO
Parent and group
Insights on OPTIMCO
OPTIMCO has existed since 2004. The present size dates from 2025. Turnover rose that year from €423,767 to €11.2m. The previous financial year ran 3 months, this one 12.
Solvency rose in 2025 from 1.8% to 68.5% because of the retained profit and lower debts.
FEDERALE VERZEKERING holds all the shares. In March 2026, the Official Gazette published the appointment of Patrick MICHEL as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OPTIMCO
- What is the company number of OPTIMCO?
- The company number of OPTIMCO is 0862.475.005. The VAT number is the same number with BE in front: BE 0862.475.005.
- Where is OPTIMCO based?
- The registered office is at Sneeuwbeslaan 14, 2610 Antwerp.Company details
- What does OPTIMCO do?
- According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65121).
- What is the legal form of OPTIMCO?
- OPTIMCO is a public limited company (NV).
- When was OPTIMCO founded?
- OPTIMCO was founded on 06-01-2004.
- Is OPTIMCO still active?
- Yes, OPTIMCO is an active enterprise in the KBO register.
- How many employees does OPTIMCO have?
- OPTIMCO had an average of 59.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of OPTIMCO?
- The turnover of OPTIMCO was €11.2m in financial year 2025, according to the filed annual accounts.
- Is OPTIMCO profitable?
- In financial year 2025, OPTIMCO made a profit of €2.6m.
- Where can I find the annual accounts of OPTIMCO?
- OPTIMCO filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OPTIMCO due?
- OPTIMCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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