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Delcredere

Active
Openbare instelling·Rechtstreekse verzekeringsverrichtingen niet-leven· 86 yrs active
Montoyerstraat 3 ·1000 Brussel, Belgium
KBO/BCE: BE 0203.286.759
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Age86 yrs

Summary

Conclusion

the dossier summarised in one paragraph

Delcredere is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1939 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
No filing deadline can be computed
The statutory deadline is seven months after the close of the financial year, and that close is far from always 31 December. For this company we see no filed accounts and no founding deed stating the year end, so we compute no deadline and make no claim. This is expressly not a confirmation that anything was filed on time.
How we compute the deadline
We do not know this company's financial year end, so we compute no filing deadline.

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1939, 86 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
No annual accounts filed
We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
8 companies at this address See who is registered here

Establishment units

1 location
Credendo – Export Credit Agency
Montoyerstraat 3, 1000 BrusselRechtstreekse verzekeringsverrichtingen niet-leven
since 19392.151.301.533
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,685 m²
Buildings1
Building footprint787 m²
Volume (LiDAR)23,531 m³
Tallest building33.4 m · ±10 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21805E0466/00F000 Brussels 1,685 m² 1 · 787 m² 33.4 m · 10 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Company purpose
De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, alle activiteiten van verzekering, medeverzekering en herverzekering van schuldvorderingen tegen commerciële of politieke risico's te verrichten...
Per act of 06-12-2024
Capital history · 4
06-12-2024
Capital increase: note: La Société Absorbante n'émettra pas de nouvelles actions en contrepartie de cette augmentation de capital, before: 113.400.000,00 EUR, currency: EUR, delta_source: capital de la Société Absorbée, soit actuellement 515.000.000,00 CZK, exchange_rate_date: 01/01/2025
06-12-2024
Capital decrease: note: sans annulation d'actions, amount: 10000000.0, reason: aligner sur les exigences en matière de ratio de capital, currency: EUR
06-12-2024
Capital increase: note: geen nieuwe aandelen uitgegeven, before: EUR 113.400.000,00, currency: EUR, delta_description: het equivalent in euro's van het bedrag van het kapitaal van de Overgenomen Vennootschap, momenteel 515.000.000,00 CZK, bepaald door toepassing van de wisselkoers CZK/EUR op 1 januari 2025 (00:00)
06-12-2024
Capital decrease: note: zonder vernietiging van aandelen, amount: 10000000.0, reason: om het in overeenstemming te brengen met de solvabiliteitskapitaalvereisten, currency: EUR
All acts · 2 updated 1 year ago
2024
06-12-2024 Act object · Notarial deed · Merger · Name change Open-capture extraction
  • Act object: Dépôt d'un projet de fusion transfrontalière. · Credendo - Short - Term Non - EU Risks
  • Publication: 06/12/2024 · Credendo - Short - Term Non - EU Risks
  • Filing: 28/11/2024 · Credendo - Short - Term Non - EU Risks
  • Notarial deed: 31/10/2024 · Credendo - Short - Term Non - EU Risks
  • Merger: type: absorption · Credendo - Short - Term Non - EU Risks
  • Name change: to: CREDENDO-TRADE CREDIT INSURANCE · Credendo - Short - Term Non - EU Risks
  • Capital increase: note: La Société Absorbante n'émettra pas de nouvelles actions en contrepartie de cette augmentation de capital, before: 113.400.000,00 EUR, currency: EUR, delta_source: capital de la Société Absorbée, soit actuellement 515.000.000,00 CZK, exchange_rate_date: 01/01/2025 · Credendo - Short - Term Non - EU Risks
  • Capital decrease: note: sans annulation d'actions, amount: 10000000.0, reason: aligner sur les exigences en matière de ratio de capital, currency: EUR · Credendo - Short - Term Non - EU Risks
  • Accounting effect: 01/01/2025 · Credendo - Short - Term Non - EU Risks
  • Filing representative: accomplir toutes les formalités de dépôt et de publication nécessaires ou utiles en rapport avec le présent Projet de Fusion · Loyens & Loeff Advocaten-Avocats SRL
  • Conditions precedent: approbation préalable de la Banque nationale tchèque et de la Banque nationale de Belgique · Credendo - Short - Term Non - EU Risks
  • Branch details: succursale polonaise transférée à la Société Absorbante; succursale slovaque fermée par la Société Absorbée avant la Fusion · Credendo - Short - Term Non - EU Risks
Summary: Act object · Notarial deed · Merger · Name change
06-12-2024 Act object · Notarial deed · Merger · Name change Open-capture extraction·Peter Van Melkebeke
  • Act object: Neerlegging van een gemeenschappelijk voorstel voor een grensoverschrijdende fusie. · CREDENDO - SHORT-TERM NON-EU RISKS
  • Publication: 06/12/2024 · CREDENDO - SHORT-TERM NON-EU RISKS
  • Filing: 28/11/2024 · CREDENDO - SHORT-TERM NON-EU RISKS
  • Notarial deed: 31/10/2024 · CREDENDO - SHORT-TERM NON-EU RISKS
  • Merger: type: grensoverschrijdende fusie door overneming · CREDENDO - SHORT-TERM NON-EU RISKS
  • Name change: to: CREDENDO - TRADE CREDIT INSURANCE · CREDENDO - SHORT-TERM NON-EU RISKS
  • Capital increase: note: geen nieuwe aandelen uitgegeven, before: EUR 113.400.000,00, currency: EUR, delta_description: het equivalent in euro's van het bedrag van het kapitaal van de Overgenomen Vennootschap, momenteel 515.000.000,00 CZK, bepaald door toepassing van de wisselkoers CZK/EUR op 1 januari 2025 (00:00) · CREDENDO - SHORT-TERM NON-EU RISKS
  • Capital decrease: note: zonder vernietiging van aandelen, amount: 10000000.0, reason: om het in overeenstemming te brengen met de solvabiliteitskapitaalvereisten, currency: EUR · CREDENDO - SHORT-TERM NON-EU RISKS
  • Accounting effect: 01/01/2025 · CREDENDO - SHORT-TERM NON-EU RISKS
  • Purpose: De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, alle activiteiten van verzekering, medeverzekering en herverzekering van schuldvorderingen tegen commerciële of politieke risico's te verrichten... · CREDENDO - SHORT-TERM NON-EU RISKS
  • Filing representative: scope: alle neerleggings- en publicatieformaliteiten uit te voeren die nodig of nuttig zijn in verband met dit Fusievoorstel · Loyens & Loeff Advocaten-Avocats SRL
  • Merger condition · CREDENDO - SHORT-TERM NON-EU RISKS
  • Dissolution: type: ontbinding zonder vereffening · CREDENDO - SHORT-TERM EU RISKS ÚVĚROVÁ POJIŠŤOVNA, A.S.
Summary: Act object · Notarial deed · Merger · Name changeNotary: Peter Van Melkebeke

Analysis

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Rechtstreekse verzekeringsverrichtingen niet-leven65121Rechtstreekse verzekeringsverrichtingen niet-leven65121Rechtstreekse verzekeringsverrichtingen niet-leven66031Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999
Primary activity highlighted.
Names & trade names
Legal nameFR Ducroire
Legal nameNL Delcredere
Trade nameEN Credendo Re
Trade nameFR Credendo – Export Credit Agency
Registered office
Montoyerstraat 3
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.