Financial service activities, except insurance and pension funding
No bankruptcy in the past five years.
6 companies file their annual accounts outside the standard format, for example in a sector format. Their figures and staff are missing from the employment, the medians and the largest employers.
Filed accounts
NACE 64921 · financial year 2025 · 40 filed annual accounts| Per financial year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Median solvency | 18.7% | 34.7% | 26.2% | 24.8% | 23.1% | 25.4% |
| Median net result | €52,715 | €34,849 | €62,793 | €67,330 | €95,462 | €88,380 |
Hold your customer's or competitor's figures against them in the Sector benchmark
Spread across the country
by region and province · 58 of 59 enterprises with a registered office on file · a sole trader has no published seat- Flanders
- Brussels
- Wallonia
- Abroad
The balance sheets of division 64 on the map, by municipality and down to the address
Largest employers
NACE 64921 as first main activity · staff from the latest accounts- 1 ALPHA CREDITBrussels 455 FTEfinancial year 2025
- 2 COFIDISTournai 433 FTEfinancial year 2025
- 3 Stellantis Financial Services BeluxBrussels 107 FTEfinancial year 2025
- 4 FIMASERBrussels 90.3 FTEfinancial year 2025
- 5 MOZZENOBrussels 23.5 FTEfinancial year 2025
Companies
59 with this main activity- ALPHA CREDIT Brussels · 455 FTE
- COFIDIS Tournai · 433 FTE
- Fiducre Brussels · 193 FTE
- Buy Way Personal Finance Brussels · 145 FTE
- Radius Business Solutions (Belgium) Ronse · 143 FTE
- Stellantis Financial Services Belux Brussels · 107 FTE
- FIMASER Brussels · 90.3 FTE
- EOS AREMAS BELGIUM Brussels · 77.8 FTE
- BUY WAY SERVICES Brussels · 53.0 FTE
- Alpha Trains Belgium Antwerp · 41.4 FTE
- MOZZENO Brussels · 23.5 FTE
- EGIDE GROUP Herstal · 12.3 FTE
- Deloitte Finance Zaventem · 9.0 FTE
- Bekaert Wire Rope Industry NV Zwevegem · 7.5 FTE
- CREDIT MUTUEL LEASING BENELUX Brussels · 7.1 FTE
- Société de Crédit et Financement belge Charleroi · 7.1 FTE
- Euroports Finco 2 Beveren-Kruibeke-Zwijndrecht · 3.1 FTE
- IMMOLUX Namur · 3.0 FTE
- Tapmaz Finance Ghent · 2.5 FTE
- DENTCAP FINANCE Antwerp · 2.0 FTE
- LEENKAS LEEMANS Antwerp · 1.5 FTE
- SOCOFIN Ixelles · 1.5 FTE
- VLAAMS LEENKANTOOR Wetteren · 0.7 FTE
- ARLON - CREDIT Arlon
- ASSURANCES ET CREDITS VERSCHILDE - GRIMONPREZ Mouscron
- AXUS Finance Brussels
- BISCONTI Court-Saint-Etienne
- CA Auto Bank S.p.A. TURIN
- COLLINES SERVICES Ardooie
- CONNECTING BROKERS Anderlecht
- CREDIT CONSULT MORIAU-SCORIER Tournai
- CREDIT FONCIER ET COMMUNAL D'ALSACE ET DE LORRAINE-BANQUE STRASBOURG
- Credo&co Herstal
- De Corte S. Consulting Opwijk
- DENTCAP Antwerp
- DETA CONSULTING & MANAGEMENT Antwerp
- Faes Solutions Herent
- Finance Tower Belgium Saint-Josse-ten-Noode
- FINTECH CONSULT Hasselt
- HERVAN INVEST Menen
- J. BAATS Antwerp
- JOCHMANS HOLDING Jette
- MELiSSA FOUNDATION Brussels
- Metro Kredieten Zonhoven
- Open Bank, S.A. Boadilla del Monte
- PATRIMONIS Juprelle
- Revolut Bank UAB Vilnius
- RIDDHI Ham-sur-Heure-Nalinnes
- SALVATORE IMBORNONE MAES VASTGOED Maasmechelen
- SolidBriQ Temse
- Sorce, Salvatore sole trader · Liège
- STARMACHA Crisnée
- Stellantis Financial Services Nederland B.V. Amsterdam
- Unité GARCIA Esneux
- UNITE SEG Enghien
- unité TVA Ravenstein Brussels
- UTVA INSTITUTIONAL SECURITIES SERVICES (ISS) Etterbeek
- VISA BELGIUM Saint-Josse-ten-Noode
- ZAKENKANTOOR E. VAN TILBORGH Kasterlee
Joint committees
from the latest accounts of 16 companies- 200 Auxiliary committee for white-collar workers 12
- 341 Intermediation in banking and investment services 2
- 307 Insurance brokers and agencies 1
- 310 Banks 1
- 336 Liberal professions 1
Source: the annual accounts at the National Bank. One filing can name more than one committee.
Division 64: Financial services
Related activities
7 other activities| Activity | Registrations | Starters, 12 months | Bankruptcies, 12 months | FTE |
|---|---|---|---|---|
| Other financial services64999 | 793 | 49 | 2 | 7,962 |
| Financial service activities, except insurance and pension funding64910 | 181 | 1 | 0 | 1,318 |
| Financial service activities, except insurance and pension funding64922 | 91 | 3 | 0 | 730 |
| Financial service activities, except insurance and pension funding64929 | 53 | 2 | 0 | 107 |
| Financial service activities, except insurance and pension funding64991 | 30 | 0 | 0 | - |
| Financial service activities, except insurance and pension funding64923 | 28 | 1 | 0 | 268 |
Show all 7 activities
| Activity | Registrations | Starters, 12 months | Bankruptcies, 12 months | FTE |
|---|---|---|---|---|
| Financial service activities, except insurance and pension funding64924 | 2 | 1 | 0 | - |
Bankruptcies per year in division 64
| Per year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bankruptcies | 35 | 24 | 16 | 15 | 10 | 11 | 10 | 18 | 9 | 8 | 15 | 16 |
| Jobs lost | 88 | 198 | 18 | 16 | 12 | 16 | 12 | 59 | 13 | 10 | 15 | 20 |
2026 through September. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.
Staff cost per FTE in NACE division 64
1,865 employers| Size | Median | Middle half | Employers |
|---|---|---|---|
| fewer than 10 FTE | €77,800 | €59,300 to €99,700 | 1,488 |
| 10 to 49 FTE | €93,300 | €75,500 to €119,600 | 293 |
| 50 to 249 FTE | €98,300 | €79,800 to €133,700 | 73 |
Employers with the highest staff cost per FTE in this division All sectors by staff cost In the Analysis workbench
Running bankruptcies in the sector
NACE division 64Measured nationally: Of 108,767 bankruptcies of legal entities across Belgium, 49% were closed within five years for insufficient assets and 29% after liquidation, 3% were withdrawn. After five years, 20% were still open. Half had ended after 26 months (a quarter after 15, three quarters after 51 months).
This counts companies with this main activity in the register on 12 November 2026. The outcome itself is not measured by sector. The activity of a company that leaves the register after its bankruptcy is too often not kept to compare closed cases fairly.
209 of the 24,564 companies in NACE division 64 have a parent company abroad. Main parent countries: France (63), Netherlands (44) and Luxembourg (30). Together they employ 4,238 of the division's 30,646 FTE: 14%, against 14% for Belgium as a whole.
Subsidies in this sector
per register · legal entities with an enterprise number- Flemish subsidies €177.1m awarded
- Wallonia-Brussels Federation €649,932 paid
- Federal transfers 96.0m amount as published
- EU budget €544.9m attributed share
- EU research €23.2m EU contribution
Insights on Financial service activities, except insurance and pension funding
Balance sheet and result. The median net result of €88,380 is above Belgium's €16,490. Solvency of 25.4% is below Belgium's 46.1%. Return on equity of 10.4% is below Belgium's 15.9%.
Inflow and structure. Brussels holds 34.0% of the seats, against 12.5% in Belgium. Half of the companies are younger than 20.1 years, against 8.1 years in Belgium. 1.7% of the companies are sole traders, against 41.6% in Belgium.
Staff and filing. 27.1% of the financial year 2024 accounts were filed late, against 38.4% in Belgium. The 5 largest employers hold 1,109 of the 1,151 FTE: 96.4%.
Direction. Median solvency rose from 18.7% in financial year 2020 to 25.4% in financial year 2025. The median net result rose from €52,715 in financial year 2020 to €88,380 in financial year 2025.
The comparison with Belgium as a whole and with the other divisions is as of 11-11-2026 05:30.
Method and sources
Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 64921 exists.
The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.
The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,472 companies with a main activity, because only those belong to a division. The other 699,781 registrations publish no activity.
Each median is the value of the middle company, computed over the annual accounts of financial year 2025, and is shown only from 30 accounts. A share (loss-making, negative equity) counts that year's accounts with that trait. Accounts are late when they are filed after the statutory deadline. The direction per financial year follows the companies still registered today. Missing or 90 days late counts the companies with accounts missing today, or whose latest were filed more than 90 days after the deadline. The dossier follows the same rule.