STARMACHA
ActiveSTARMACHA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.32M and a net result of €178k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 67% of 2791 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
26 d early
2022
22 d late
2021
5 d late
2020
24 d late
2019
49 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Equity
€1.32M▲ 11.5%
2023 · €1.19M
2018: €491k
2019: €626k
2020: €852k
2021: €896k
2022: €1.04M
2023: €1.19M
2018 → 2024
Net result
€178k▼ 6.7%
2023 · €191k
2018: €219k
2019: €175k
2020: €314k
2021: €197k
2022: €200k
2023: €191k
2018 → 2024
Total assets
€1.72M▲ 16.9%
2023 · €1.47M
2018: €1.48M
2019: €1.45M
2020: €1.55M
2021: €1.48M
2022: €1.47M
2023: €1.47M
2018 → 2024
Solvency
77.0%▼ 3.7pp
2023 · 80.7%
2018: 33.3%
2019: 43.1%
2020: 55.0%
2021: 60.4%
2022: 70.6%
2023: 80.7%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€852k-€896k▲ 5.2%€1.04M▲ 16.2%€1.19M▲ 13.9%€1.32M▲ 11.5%
Operating result€218k-€222k▲ 2.0%€266k▲ 20.0%€267k▲ 0.2%€245k▼ 8.3%
Net result€314k-€197k▼ 37.2%€200k▲ 1.5%€191k▼ 4.5%€178k▼ 6.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 8% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.72M
Fixed assets
€1.71M▲ 16.6%
Current assets
€5k▲ 934%
Equity and liabilities €1.72M
Equity
€1.32M▲ 11.5%
Debt
€394k▲ 39.4%
The debt ratio rises from 19.3% to 23.0%: debt grows faster than equity.
Key figures and ratios
Solvency
77.0%▼
2023 · 80.7%
ROE
13.5%▼
2023 · 16.1%
ROA
10.4%▼
2023 · 13.0%
Debt
€394k▲
2023 · €283k
Debt ≤ 1 year
€149k▼
2023 · €154k
Debt > 1 year
€245k▲
2023 · €129k
Income taxes
€60k▼
2023 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.47M€1.72M▲
Fixed assets21/28€1.47M€1.71M▲
Tangible fixed assets22/27€29k€273k▲
Land and buildings22-€179k
Furniture and vehicles24€25k€16k▼
Other tangible fixed assets26€4k€77k▲
Financial fixed assets28€1.44M€1.44M=
Current assets29/58€457€5k▲
Amounts receivable within one year40/41-€5k
Other amounts receivable41-€5k
Cash at bank and in hand54/58€457€124▼
Equity and liabilities
Total equity and liabilities10/49€1.47M€1.72M▲
Equity10/15€1.19M€1.32M▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€1.17M€1.30M▲
Amounts payable17/49€283k€394k▲
Amounts payable after more than one year17€129k€245k▲
Financial debts170/4€129k€245k▲
Amounts payable within one year42/48€154k€149k▼
Current portion of amounts payable after more than one year42€90k€71k▼
Financial debts43€19k€26k▲
Credit institutions430/8€19k€26k▲
Trade debts44€476€7k▲
Suppliers440/4€476€7k▲
Taxes, remuneration and social security45€42k€24k▼
Taxes450/3€42k€24k▼
Other amounts payable47/48€2k€20k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€11k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€278k€258k▼
Operating profit (loss)9901€267k€245k▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€259k€239k▼
Income taxes67/77€68k€60k▼
Profit (loss) for the period9904€191k€178k▼
Profit (loss) for the period to be appropriated9905€191k€178k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.21M€1.34M▲
Profit (loss) brought forward from the previous period14P€1.02M€1.17M▲
Profit to be distributed694/7€47k€42k▼
Return on contributions (dividend)694€47k€42k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 22 days late
2022
31-12
Financial
Equity above €1MEq €1.04M ▲16.2%
5 profitable years in a row build equity to €1.04M.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Highest result since 2018net €314k ▲79.8%
Net result €314k, the highest in the series.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
31-12
Financial
Weakest financial yearnet €175k ▼20.3%
Net result drops to €175k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €626k ▲27.5%
2 profitable years in a row build equity to €626k.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Crisnée · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sylvain Panis 754367 CrisnéeGround area
1,103 m²
Building footprint
155 m²
Volume, LiDAR
1,008 m³
Parcel 64021A0683/00G000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Sylvain Panis 75, 4367 Crisnée
since 20142.229.964.474
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64021A0683/00G000 | Wallonia | 1,103 m² | 1 · 155 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VISA BELGIUM
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EOS AREMAS BELGIUM
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Of 61 companies in sector 64921 we hold annual accounts for 39. 17 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2014
Fiscal year end31-12
Activities, NACEBEL
64921Financial service activities, except insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.