Summary
EGIDE GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €269,513 and a net result of €110,005. Equity is growing by ~51.2% per year across the filed fiscal years. The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
1 d early
2022
28 d early
2021
5 d early
2020
5 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, full schema
In the rankings
#7 oldest company in Herstal, Finance and insurance sector
Equity
€269,513▲ 8.9%
2023 · €247,508
Net result
€110,005▲ 9,721%
2023 · €1,120
Total assets
€2.0m▼ 3.9%
2023 · €2.1m
Solvency
13.5%▲ 1.6pp
2023 · 11.9%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€52,672▼ 52.1%€216,639▲ 311%€191,200▼ 11.7%€24,409▼ 87.2%€190,029▲ 679%
Net result€39,024within the sector's middle half▼ 57.2%€165,262within the sector's middle half▲ 323%€134,110within the sector's middle half▼ 18.9%€1,120within the sector's middle half▼ 99.2%€110,005within the sector's middle half▲ 9,721%
Equity€50,853below the sector's middle half▲ 49.1%€157,694below the sector's middle half▲ 210%€246,388below the sector's middle half▲ 56.2%€247,508below the sector's middle half▲ 0.5%€269,513below the sector's middle half▲ 8.9%
Total assets€1.8mwithin the sector's middle half▲ 230%€2.1mwithin the sector's middle half▲ 17.5%€1.7mbelow the sector's middle half▼ 16.9%€2.1mwithin the sector's middle half▲ 20.0%€2.0mwithin the sector's middle half▼ 3.9%
Debt€1.7m▲ 242%€1.9m▲ 11.8%€1.5m▼ 22.9%€1.8m▲ 23.2%€1.7m▼ 5.6%
Working capital-€173,375within the sector's middle half▼ 149%-€112,700within the sector's middle half▲ 35.0%-€118,304within the sector's middle half▼ 5.0%-€160,052within the sector's middle half▼ 35.3%-€135,696within the sector's middle half▲ 15.2%
Solvency2.9%below the sector's middle half▼ 3.5pp7.5%below the sector's middle half▲ 4.7pp14.2%below the sector's middle half▲ 6.6pp11.9%below the sector's middle half▼ 2.3pp13.5%below the sector's middle half▲ 1.6pp
Current ratio0.53within the sector's middle half▼ 0.100.83within the sector's middle half▲ 0.300.74within the sector's middle half▼ 0.090.62within the sector's middle half▼ 0.120.72within the sector's middle half▲ 0.10
Return on assets (ROA)2.2%within the sector's middle half▼ 14.7pp7.9%within the sector's middle half▲ 5.7pp7.7%within the sector's middle half▼ 0.2pp0.1%within the sector's middle half▼ 7.7pp5.5%within the sector's middle half▲ 5.4pp
Staff (FTE)9.7within the sector's middle half▲ 439%10.3within the sector's middle half▲ 6.2%10.7above the sector's middle half▲ 3.9%11.2above the sector's middle half▲ 4.7%11.7above the sector's middle half▲ 4.5%
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 679% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.0m
Fixed assets
€1.7m ▼ 9.4%
Current assets
€347,785 ▲ 35.3%
Equity and liabilities €2.0m
Equity
€269,513 ▲ 8.9%
Debt
€1.7m ▼ 5.6%
Debt's share of the balance-sheet total falls from 88.1% to 86.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
40.8%▲
2023 · 0.5%
Debt ≤ 1 year
€483,481▲
2023 · €417,128
Debt > 1 year
€1.3m▼
2023 · €1.4m
Income taxes
€41,056▲
2023 · €1,134
Staff costs
€616,923▲
2023 · €584,254
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €6,204 | €7,352 | - | - | - |
| Remuneration, social security and pensions62 | - | €539,337 | €565,095 | €584,254 | €616,923 | ▲ 5.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €45,166 | €153,621 | €149,328 | €168,327 | €179,912 | ▲ 6.9% |
| Other operating charges640/8 | - | €26,735 | €7,503 | €92,914 | €9,208 | ▼ 90.1% |
| Gross operating margin9900 | €273,874 | €936,333 | €913,126 | €869,904 | €996,073 | ▲ 14.5% |
| Operating profit (loss)9901 | €52,672 | €216,639 | €191,200 | €24,409 | €190,029 | ▲ 679% |
| Financial income75/76B | - | €394 | €5 | €7,125 | €1,380 | ▼ 80.6% |
| Recurring financial income75 | €1,384 | €394 | €5 | €2,125 | €1,380 | ▼ 35.1% |
| Non-recurring financial income76B | - | - | - | €5,000 | - | - |
| Financial charges65/66B | - | €21,803 | €20,347 | €29,280 | €40,348 | ▲ 37.8% |
| Recurring financial charges65 | €14,968 | €21,803 | €20,347 | €29,280 | €40,348 | ▲ 37.8% |
| Profit (loss) for the period before taxes9903 | €39,088 | €195,230 | €170,858 | €2,254 | €151,061 | ▲ 6,602% |
| Income taxes67/77 | €64 | €29,968 | €36,748 | €1,134 | €41,056 | ▲ 3,520% |
| Profit (loss) for the period9904 | €39,024 | €165,262 | €134,110 | €1,120 | €110,005 | ▲ 9,721% |
| Profit (loss) for the period to be appropriated9905 | €39,024 | €165,262 | €134,110 | €1,120 | €110,005 | ▲ 9,721% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.8m | €2.1m | €1.7m | €2.1m | €2.0m | ▼ 3.9% |
| Fixed assets21/28 | €1.6m | €1.5m | €1.4m | €1.8m | €1.7m | ▼ 9.4% |
| Intangible fixed assets21 | €1.0m | €995,905 | €882,783 | €811,658 | €694,112 | ▼ 14.5% |
| Tangible fixed assets22/27 | €539,446 | €541,374 | €522,695 | €1.0m | €961,593 | ▼ 5.3% |
| Land and buildings22 | - | €526,258 | €514,323 | €1.0m | €950,360 | ▼ 5.2% |
| Plant, machinery and equipment23 | - | - | - | €1,722 | €1,371 | ▼ 20.4% |
| Furniture and vehicles24 | - | €15,116 | €8,372 | €11,930 | €9,862 | ▼ 17.3% |
| Financial fixed assets28 | - | €2,012 | - | - | - | - |
| Current assets29/58 | €195,776 | €552,502 | €331,956 | €257,076 | €347,785 | ▲ 35.3% |
| Amounts receivable within one year40/41 | €164,254 | €62,230 | €56,358 | €131,670 | €29,109 | ▼ 77.9% |
| Trade receivables40 | - | €23,434 | €7,642 | €69,599 | €451 | ▼ 99.4% |
| Other amounts receivable41 | - | €38,796 | €48,716 | €62,071 | €28,658 | ▼ 53.8% |
| Cash at bank and in hand54/58 | €28,744 | €351,818 | €132,556 | €45,748 | €181,714 | ▲ 297% |
| Deferred charges and accrued income490/1 | - | €138,455 | €143,043 | €79,658 | €136,962 | ▲ 71.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.8m | €2.1m | €1.7m | €2.1m | €2.0m | ▼ 3.9% |
| Equity10/15 | €50,853 | €157,694 | €246,388 | €247,508 | €269,513 | ▲ 8.9% |
| Contributions10/11 | - | €93,000 | €93,000 | €93,000 | €93,000 | = |
| Capital10 | - | €93,000 | €93,000 | €93,000 | €93,000 | = |
| Issued capital100 | - | €93,000 | €93,000 | €93,000 | €93,000 | = |
| Reserves13 | €3,100 | €9,300 | €9,300 | €9,300 | €176,300 | ▲ 1,796% |
| Non-distributable reserves130/1 | - | €9,300 | €9,300 | €9,300 | €9,300 | = |
| Legal reserve130 | - | €9,300 | €9,300 | €9,300 | €9,300 | = |
| Distributable reserves133 | - | - | - | - | €167,000 | - |
| Profit (loss) carried forward14 | €16,753 | €55,394 | €144,088 | €145,208 | €213 | ▼ 99.9% |
| Amounts payable17/49 | €1.7m | €1.9m | €1.5m | €1.8m | €1.7m | ▼ 5.6% |
| Amounts payable after more than one year17 | €1.4m | €1.3m | €1.0m | €1.4m | €1.3m | ▼ 11.9% |
| Financial debts170/4 | - | €1.3m | €1.0m | €1.4m | €1.3m | ▼ 11.9% |
| Amounts payable within one year42/48 | €369,151 | €665,202 | €450,261 | €417,128 | €483,481 | ▲ 15.9% |
| Current portion of amounts payable after more than one year42 | - | €152,242 | €148,110 | €166,607 | €169,158 | ▲ 1.5% |
| Financial debts43 | - | €49,000 | €39,857 | €38,000 | €59,265 | ▲ 56.0% |
| Credit institutions430/8 | - | €49,000 | €39,857 | €38,000 | €59,265 | ▲ 56.0% |
| Trade debts44 | €23,279 | €11,196 | €20,580 | €53,854 | €11,863 | ▼ 78.0% |
| Suppliers440/4 | - | €11,196 | €20,580 | €53,854 | €11,863 | ▼ 78.0% |
| Advances received on contracts in progress46 | - | €27,863 | €40,078 | €36,138 | - | - |
| Taxes, remuneration and social security45 | - | €114,088 | €93,304 | €94,331 | €120,633 | ▲ 27.9% |
| Taxes450/3 | - | €43,097 | €21,147 | €16,534 | €28,842 | ▲ 74.4% |
| Remuneration and social security454/9 | - | €70,992 | €72,157 | €77,797 | €91,791 | ▲ 18.0% |
| Other amounts payable47/48 | - | €310,813 | €108,332 | €28,198 | €122,562 | ▲ 335% |
| Accrued charges and deferred income492/3 | - | - | - | €159 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €39,024 | €165,262 | €134,110 | €1,120 | €110,005 | ▲ 9,721% |
| + Depreciation and write-downs630 | €45,166 | €153,621 | €149,328 | €168,327 | €179,912 | ▲ 6.9% |
| Operating cash flow (approximation) | €84,190 | €318,883 | €283,438 | €169,447 | €289,917 | ▲ 71.1% |
| Investment in fixed assets (approximation) | - | -€108,439 | -€15,516 | -€590,223 | -€8,244 | ▲ 98.6% |
| Change in cash | - | €323,074 | -€219,262 | -€86,808 | €135,966 | ▲ 257% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €1,120 ▼99.2%
Net result drops to €1,120, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €200,000Eq €246,388 ▲56.2%
5 profitable years in a row build equity to €246,388.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €165,262 ▲323%
Operating result €216,639, net result €165,262, both a record.
31-12
Financial
Equity above €150,000Eq €157,694 ▲210%
4 profitable years in a row build equity to €157,694.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 2 establishment units since 2008
Ground area
4,249 m²
Building footprint
106 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
FINTRO
since 20082.171.210.188
FINTRO
since 20212.315.488.780
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62019B0792/00A000 | Wallonia | 4,059 m² | - | - |
| 62051C0974/00S000 | Wallonia | 190 m² | 1 · 106 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
4 ownersOwners 4
-
16.94%
-
16.61%
-
16.61%
-
16.61%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 61 companies in sector 64921 we hold annual accounts for 40. 16 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded05-02-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64921Financial service activities, except insurance and pension funding
66191Agents and brokers in banking services
65122Insurance, reinsurance and pension funding, except compulsory social security
68321Property management for co-owned buildings (syndics)
Contact
E-mail
admin@egide-group.be
Phone
04/264.42.85Herstal
Fax
04/240.06.68Herstal
E-invoicing
Reachable via Peppol
Peppol ID
0208:0895490736
Registered
29-07-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.