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FINTECH CONSULT

Dissolution or liquidation
Private limited company (pre-2019)founded 2009Hasseltsesteenweg 32, 3720 Hasselt, BelgiumKBO/BCE: BE 0818.590.225
Summary

The KBO register records for FINTECH CONSULT the legal situation: dissolution or liquidation; this is today's state according to the register itself, which carries no start date. The 2025 annual accounts show negative equity (-€247,724) and a net result of -€1,498.

FINTECH CONSULTDissolution or liquidation

Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8094 sector peers (2025).
NBB · sector comparison
Position among 8094 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · Register: dissolution or liquidation
The KBO register records the legal situation: dissolution or liquidation. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
13 d early
2023
21 d late
2022
27 d early
2021
31 d late
2020
81 d late
2019
122 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 September 2009, FINTECH CONSULT was incorporated.1 Total assets went from EUR 6,835 in 2018 to EUR 55,999 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€247,724▼ 0.6%
2024 · -€246,226
Net result
-€1,498▲ 62.3%
2024 · -€3,974
Total assets
€55,999▼ 2.6%
2024 · €57,497
Solvency
-442.4%▼ 14.1pp
2024 · -428.2%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,030▲ 12.7%-€767▲ 62.2%-€3,824▼ 398%-€3,974▼ 3.9%-€1,498▲ 62.3%
Net result-€2,030below the sector's middle half-€767below the sector's middle half▲ 62.2%-€3,824below the sector's middle half▼ 398%-€3,974below the sector's middle half▼ 3.9%-€1,498below the sector's middle half▲ 62.3%
Equity-€237,661below the sector's middle half▼ 0.9%-€238,428below the sector's middle half▼ 0.3%-€242,252below the sector's middle half▼ 1.6%-€246,226below the sector's middle half▼ 1.6%-€247,724below the sector's middle half▼ 0.6%
Total assets€67,858below the sector's middle half▼ 1.7%€65,295below the sector's middle half▼ 3.8%€64,432below the sector's middle half▼ 1.3%€57,497below the sector's middle half▼ 10.8%€55,999below the sector's middle half▼ 2.6%
Debt€305,519▲ 0.3%€303,723▼ 0.6%€306,684▲ 1.0%€303,723▼ 1.0%€303,723=
Working capital-€237,661below the sector's middle half▼ 0.9%-€238,428below the sector's middle half▼ 0.3%-€242,252below the sector's middle half▼ 1.6%-€246,226below the sector's middle half▼ 1.6%-€247,724below the sector's middle half▼ 0.6%
Solvency-350.2%below the sector's middle half▼ 8.8pp-365.2%below the sector's middle half▼ 14.9pp-376.0%below the sector's middle half▼ 10.8pp-428.2%below the sector's middle half▼ 52.3pp-442.4%below the sector's middle half▼ 14.1pp
Current ratio0.22below the sector's middle half=0.21below the sector's middle half▼ 0.010.21below the sector's middle half=0.19below the sector's middle half▼ 0.020.18below the sector's middle half=
Return on assets (ROA)-3.0%below the sector's middle half▼ 117.2pp-1.2%below the sector's middle half▲ 1.8pp-5.9%below the sector's middle half▼ 4.8pp-6.9%below the sector's middle half▼ 1.0pp-2.7%below the sector's middle half▲ 4.2pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€3,000-€2,000-€1,000€0Operating result 2021: -€2,030-€2,030Net result 2021: -€2,030-€2,030Operating result 2022: -€767-€767Net result 2022: -€767-€767Operating result 2023: -€3,824-€3,824Net result 2023: -€3,824-€3,824Operating result 2024: -€3,974-€3,974Net result 2024: -€3,974-€3,974Operating result 2025: -€1,498-€1,498Net result 2025: -€1,498-€1,49820212022202320242025-€4,000-€3,000-€2,000-€1,000€0Operating result 2023: -€3,824-€3,820Net result 2023: -€3,824-€3,820Operating result 2024: -€3,974-€3,970Net result 2024: -€3,974-€3,970Operating result 2025: -€1,498-€1,500Net result 2025: -€1,498-€1,500202320242025
The operating result stays negative: a loss of €1,498 in 2025 against €3,974 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€303,723=
2024 · €303,723
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet Code20242025
Assets
Total assets20/58€57,497€55,999▼
Current assets29/58€57,497€55,999▼
Amounts receivable within one year40/41€2,734€3,035▲
Trade receivables40€1,871€1,871=
Other amounts receivable41€863€1,164▲
Cash at bank and in hand54/58€54,763€52,964▼
Equity and liabilities
Total equity and liabilities10/49€57,497€55,999▼
Equity10/15-€246,226-€247,724▼
Contributions10/11€20,000€20,000=
Reserves13€5,927€5,927=
Non-distributable reserves130/1€2,000€2,000=
Reserves not available under the articles1311€2,000€2,000=
Tax-exempt reserves132€3,927€3,927=
Profit (loss) carried forward14-€272,154-€273,651▼
Amounts payable17/49€303,723€303,723=
Amounts payable within one year42/48€303,723€303,723=
Trade debts44€11,596€11,596=
Suppliers440/4€11,596€11,596=
Other amounts payable47/48€292,127€292,127=
Income statement Code20242025
Other operating charges640/8€444-
Gross operating margin9900-€3,531-€1,498▲
Operating profit (loss)9901-€3,974-€1,498▲
Profit (loss) for the period before taxes9903-€3,974-€1,498▲
Profit (loss) for the period9904-€3,974-€1,498▲
Profit (loss) for the period to be appropriated9905-€3,974-€1,498▲
Appropriation of the result
Profit (loss) to be appropriated9906-€272,154-€273,651▼
Profit (loss) brought forward from the previous period14P-€268,179-€272,154▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8--€300€444--
Gross operating margin9900-€2,030-€767-€3,524-€3,531-€1,498▲ 57.6%
Operating profit (loss)9901-€2,030-€767-€3,824-€3,974-€1,498▲ 62.3%
Financial income75/76B--€0---
Recurring financial income75--€0---
Profit (loss) for the period before taxes9903-€2,030-€767-€3,824-€3,974-€1,498▲ 62.3%
Profit (loss) for the period9904-€2,030-€767-€3,824-€3,974-€1,498▲ 62.3%
Profit (loss) for the period to be appropriated9905-€2,030-€767-€3,824-€3,974-€1,498▲ 62.3%
Line20212022202320242025Change
Assets
Total assets20/58€67,858€65,295€64,432€57,497€55,999▼ 2.6%
Current assets29/58€67,858€65,295€64,432€57,497€55,999▼ 2.6%
Amounts receivable within one year40/41€3,022€2,023€1,895€2,734€3,035▲ 11.0%
Trade receivables40€1,871€1,871€1,871€1,871€1,871=
Other amounts receivable41€1,151€152€24€863€1,164▲ 34.9%
Cash at bank and in hand54/58€64,836€63,272€62,537€54,763€52,964▼ 3.3%
Equity and liabilities
Total equity and liabilities10/49€67,858€65,295€64,432€57,497€55,999▼ 2.6%
Equity10/15-€237,661-€238,428-€242,252-€246,226-€247,724▼ 0.6%
Contributions10/11€20,000€20,000€20,000€20,000€20,000=
Reserves13€5,927€5,927€5,927€5,927€5,927=
Non-distributable reserves130/1€2,000€2,000€2,000€2,000€2,000=
Reserves not available under the articles1311€2,000€2,000€2,000€2,000€2,000=
Tax-exempt reserves132€3,927€3,927€3,927€3,927€3,927=
Profit (loss) carried forward14-€263,588-€264,355-€268,179-€272,154-€273,651▼ 0.6%
Amounts payable17/49€305,519€303,723€306,684€303,723€303,723=
Amounts payable within one year42/48€305,519€303,723€306,684€303,723€303,723=
Trade debts44€13,391€11,596€14,518€11,596€11,596=
Suppliers440/4€13,391€11,596€14,518€11,596€11,596=
Taxes, remuneration and social security45--€39---
Taxes450/3--€39---
Other amounts payable47/48€292,127€292,127€292,127€292,127€292,127=
Line20212022202320242025Change
Profit (loss) for the period9904-€2,030-€767-€3,824-€3,974-€1,498▲ 62.3%
Operating cash flow (approximation)-€2,030-€767-€3,824-€3,974-€1,498▲ 62.3%
Change in cash--€1,563-€735-€7,775-€1,798▲ 76.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
04-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
20-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 81 days late
2020
31-12
Financial Back to profitnet €78,836
Net result €78,836 after 2 loss-making years.
30-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
27-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 423 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts

We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
1,915 m²
Building footprint
286 m²
Volume, LiDAR
1,566 m³
Parcel 73040E0538/00C000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
FINTECH CONSULT
Hasseltsesteenweg 32, 3720 HasseltBook publishing
since 20092.181.554.051
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73040E0538/00C000 Flanders 1,915 m² 1 · 286 m² 9.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector. Of 61 companies in sector 64921 we hold annual accounts for 40. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded14-09-2009
Fiscal year end31-12
Activities, NACEBEL 2025
64921Financial service activities, except insurance and pension funding
82300Organisation of conventions and trade shows
Contact
Phone 011/272064Hasselt
E-invoicing
Reachable via Peppol
Peppol ID 0208:0818590225
Registered 22-12-2025

The company is no longer active; its Peppol card can remain until its access point withdraws it.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.