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Sector benchmark

You see every sector's ratios. For a company you see every ratio over five financial years, with its place among its sector peers. The report is ready to print for your client.

Sector · NACE 64

Financial services

The table shows every ratio of the sector for financial year 2025, with the median and the middle half of the companies and the median over the last years. Compare a company of this sector with it.

All sectors
Ratios of NACE 64, financial year 2025
Ratio Lower quartile Median Upper quartile Median 2021 to 2025 Accounts
SolvencySolvency23.6% 52.8% 79.3% 19,261
Debt to equitySolvency0.18 0.68 2.23 18,998
Long-term debt ratioSolvency0.12 0.54 1.68 11,142
Interest coverageSolvency2.33 9.56 47.29 14,912
Current ratioLiquidity0.48 1.29 3.62 18,780
Quick ratioLiquidity0.45 1.26 3.57 18,789
Working-capital ratioLiquidity-10.4% 6.5% 43.8% 19,198
Return on equityProfitability1.8% 14.0% 39.6% 17,937
Return on assetsProfitability0.5% 5.8% 17.8% 19,288
Net marginProfitability0.7% 26.3% 142% 1,598
EBITDA marginProfitability0.5% 17.2% 53.0% 1,105
Gross marginProfitability21.9% 60.3% 93.9% 515
Days sales outstandingCredit terms30 days 81 days 213 days 1,571
Days payable outstandingCredit termstoo few accounts
Days inventoryCredit terms0 days 0 days 137 days 184

A quarter of the companies sit below the lower quartile, a quarter above the upper quartile. The figures come from every schema's own (statutory) accounts. A financial year counts once it holds at least half as many accounts as the year before. For financial year 2026, 842 accounts have been filed so far.

Report contents for a company

Fifteen ratios

You see solvency, leverage, liquidity, returns, margins and credit terms from the filed annual accounts.

Real sector peers

Each financial year is set against the quartiles of every Belgian company in the same NACE division or class, of the same size if you like.

Ready for your client

Every ratio is in a sentence your client understands, with a percentile bar and five years of history. You can print the report or save it as PDF.