Equity
-€7,220
Debts exceed assets in financial year 2025.
TMP CONSTRUCTION
Overview
Lifetime
1 annual account with figurespeak €55,380 (2025)
€55,380
lowest -€9,220 (2025)
-€9,220
peak -€7,220 (2025)
-€7,220
€12,633
Board2 names since 2024
2 directorsFRIERI PATRICIA and 1 other
Documentsfilings and deeds
24-09-202655 days late
2025abbreviated format
Loss of €9,220First year with figures
Key points
from the 2025 annual accountsDebts
€12,633 233% of the balance sheet
Suppliers 9%Taxes and wages 88%Other 3%
Position in the sector
-133.4%
Lower solvency than 95% of companies in construction of buildings. Sector median 38.6% · 2,818 companies.
2025 accounts filed 55 days after the deadline
Checked score
35
Weak
Financially stronger than 10% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 3.6%lowest value
10-2025: 3.6%● unchanged vs 09-2025lowest value
11-2025: 3.7%▲ +0.1 percentage points vs 10-2025
12-2025: 4.0%▲ +0.3 percentage points vs 11-2025
01-2026: 4.2%▲ +0.2 percentage points vs 12-2025
02-2026: 4.5%▲ +0.3 percentage points vs 01-2026
03-2026: 4.5%● unchanged vs 02-2026
04-2026: 5.0%▲ +0.5 percentage points vs 03-2026
05-2026: 4.9%▼ -0.1 percentage points vs 04-2026
06-2026: 4.7%▼ -0.2 percentage points vs 05-2026
07-2026: 4.8%▲ +0.1 percentage points vs 06-2026
08-2026: 5.2%▲ +0.4 percentage points vs 07-2026
09-2026: 5.2%● unchanged vs 08-2026highest value
10-2026: 4.6%▼ -0.6 percentage points vs 09-2026
11-2026: 4.6%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Founded in 2024
Last filed accounts filed 55 days late; 1 of the last 3 accounts late
lowers risk
Size: turnover €55,380, total assets €5,413
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 21% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as TMP CONSTRUCTION has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TMP CONSTRUCTION itself: 4.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for TMP CONSTRUCTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.43, below 1. Short-term debt is 233.4% and cash 20.9% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · 2025 accounts filed 55 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
55 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- MIGEOTTE,Thierry Joseph Maurice 50 sharesdeed of 30-08-2024
- FRIERI,Patricia 30 sharesdeed of 30-08-2024
- DENIS,Hugo 20 sharesdeed of 30-08-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1012896071
First establishment
Rue Hecq 31, Chapelle-lez-Herlaimont
Incorporation
Founding capital of €2,000, 100 shares · Founders: MIGEOTTE, Thierry Joseph Maurice; FRIERI, Patricia; DENIS, Hugo · Appointments: MIGEOTTE, Thierry Joseph Maurice (director) and FRIERI, Patricia (director) · published on 30-08-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TMP CONSTRUCTION Chapelle-lez-Herlaimont | €5,413 | -€7,412 | -133.4% | - |
| KONCEPT RENOVATION Mons | €5,810 | -€5,396 | 78.6% | - |
| DANVAL Dilbeek | €5,000 | -€1,254 | 74.9% | - |
| DeltAquila Boortmeerbeek | €5,722 | -€315 | 1.6% | - |
| AG RENOVATION Wemmel | €5,694 | -€1,649 | 13.8% | - |
| A&E Tech Beringen | €6,220 | -€1,350 | -16.1% | - |
| SUBCON BOUW Wemmel | €5,466 | -€1,414 | -96.7% | - |
These companies have the same main activity as TMP CONSTRUCTION: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €5,000 and €6,220, founded in 2024.
Official details
Source: KBO- Status
- Active since 28-08-2024Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.366.942.2337160 Chapelle-lez-Herlaimont, since 01-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2026
Annual accounts 2025
- €55,380
- €9,220
- -€7,220
- €5,413
- ≈ 0.1 FTEestimated
- Filing
- Filed on 24-09-2026
Insights on TMP CONSTRUCTION
The computed 12-month bankruptcy probability of TMP CONSTRUCTION is 4.6% (elevated). The 2025 annual accounts show negative equity (-€7,220) and a net result of -€9,220.
Its solvency ranks better than 5% of 2,818 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 24-09-2026, 55 days late€55,380
-€8,988
-
-
-133.4%
0.43
Money flows
of every €100 of turnover, €16.65 was lost in 2025Balance sheet
balance sheet total €5,413 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
-133.4%
Lower than 95% of 2,818 companies in 2025.
0.43
Higher than 7% of 2,746 companies in 2025.
-170.3%
Lower than 95% of 2,782 companies in 2025.
TMP CONSTRUCTION
Middle half of the sector
80% of the sector
Abbreviated accounts in construction of buildings (NACE 41)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
5,413 | |
29/58 |
5,413 | |
40/41 |
4,284 | |
40 |
677 | |
41 |
3,607 | |
54/58 |
1,129 | |
| Balance sheet: equity and liabilities | ||
10/49 |
5,413 | |
10/15 |
-7,220 | |
10/11 |
2,000 | |
10 |
2,000 | |
100 |
2,000 | |
14 |
-9,220 | |
17/49 |
12,633 | |
42/48 |
12,633 | |
44 |
1,114 | |
440/4 |
1,114 | |
45 |
11,161 | |
450/3 |
321 | |
454/9 |
10,840 | |
47/48 |
358 | |
| Income statement | ||
70 |
55,380 | |
76A |
24 | |
9900 |
-7,412 | |
60/61 |
62,816 | |
62 |
1,404 | |
640/8 |
149 | |
66A |
23 | |
9901 |
-8,988 | |
65/66B |
232 | |
65 |
232 | |
9903 |
-9,220 | |
9904 |
-9,220 | |
9905 |
-9,220 | |
| Appropriation of the result | ||
9906 |
-9,220 | |
| Document | ||
Source: Annual accounts 2025 at the NBB, filed on 24-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 55 days after the deadline. Filed on 24 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00525262.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 24-09-2026 | 2026-00525262 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| -7,220 | ||
| -16.2% | ||
| -133.4% | ||
| 0.43 | ||
| -170.3% | ||
| 4 days | ||
| 6 days |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on TMP CONSTRUCTION
Equity is negative. Debt (€12,633) exceeds the balance-sheet total (€5,413).
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
appointed by deed of 30-08-2024
term without a fixed end
Director (not named in the articles)
appointed by deed of 30-08-2024
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 30-08-2024
Mandates through the years
2 names, the dashed line is todayFRIERI PATRICIA
Director (not named in the articles)
Director (not named in the articles)
MIGEOTTE,Thierry Joseph Maurice
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- FRIERI PATRICIA
- Director (not named in the articles), appointed by deed of 30-08-2024, still in office
- MIGEOTTE,Thierry Joseph Maurice
- Director (not named in the articles), appointed by deed of 30-08-2024, still in office
Control
Founders
MIGEOTTE,Thierry Joseph Maurice, FRIERI,Patricia, DENIS,Hugo
This company
TMP CONSTRUCTION
Equity -€7,220
Loss €9,220 in 2025
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- -€72.20 in 2025
- Source
- deed of 30-08-2024
Articles of association
deed of 30-08-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Shareholders
At incorporation
deed of 30-08-2024 ↗
- MIGEOTTE,Thierry Joseph Maurice 50 shares (50%) · €1,000
- FRIERI,Patricia 30 shares (30%) · €600
- DENIS,Hugo 20 shares (20%) · €400
Network & group
No group
TMP CONSTRUCTION has no parent and no holdings in its annual accounts. TMP CONSTRUCTION shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBabbreviated format · 55 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1012896071
2024
First establishment Rue Hecq 31, Chapelle-lez-Herlaimont
IncorporationFounding capital of €2,000, 100 shares · Founders: MIGEOTTE, Thierry Joseph Maurice; FRIERI, Patricia; DENIS, Hugo · Appointments: MIGEOTTE, Thierry Joseph Maurice (director) and FRIERI, Patricia (director) · published on 30-08-20248 points ▸
- Founder, MIGEOTTE, Thierry Joseph Maurice
- Founder, FRIERI, Patricia
- Founder, DENIS, Hugo
- Founding capital, €2,000, 100 shares
- 100 shares
- Registered office clause, rue Hecq 31, 7160 Chapelle-lez-Herlaimont
- Director appointment, MIGEOTTE, Thierry Joseph Maurice (director (not named in the articles))
- Director appointment, FRIERI, Patricia (director (not named in the articles))
- The deed holds 2 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1012.896.071
- VAT number
- BE 1012.896.071
- Peppol ID
- 0208:1012896071
- Other Peppol ID
- 9925:BE1012896071
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-08-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 30-08-2024 (in French)
- Peppol
- Reachable since 07-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- TMP CONSTRUCTION in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 30-08-2024 (in French)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
Codes under NACEBEL 2008
41201
General construction of buildings main activity
41101
Real estate development
41203
Construction of residential and non-residential buildings
43994
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L'achat,l'échange,la vente,la prise en location et en souslocation,ainsi que la cession en location et en souslocation,le tout avec ou sans…”deed of 30-08-2024 (in French)
18 activities
- L'achat,l'échange,la vente,la prise en location et en souslocation,ainsi que la cession en location et en souslocation,le tout avec ou sans option d'achat,l'exploitation et l'entretien de maisons,appartements,bureaux,magasins,fonds de commerce,terrains,terres et domaines,et de manière générale,de tous biens immobiliers,ainsi que toutes opérations de financement.
- Elle pourra ériger toutes constructions pour son compte ou pour compte de tiers,en tant que maître de l'ouvrage ou entrepreneur général,et effectuer,éventuellement aux biens immobiliers,des transformations et mises en valeur ainsi que l'étude et l'aménagement de lotissements y compris la construction de routes et égouts;souscrire des engagements en tant que conseiller en construction(études de génie civil et des divers équipements techniques des immeubles);acheter tous matériaux,signer tous contrats d'entreprises qui seraient nécessaires;réaliser toutes opérations de change,commission et courtage,ainsi que la gérance d'immeubles.
- Elle peut acheter,exploiter et construire tant pour ellemême que pour des tiers,par location ou autrement,tous parkings,garages,stationservice et d'entretien.
- La conception,l'invention,la fabrication,la construction,l'importation,l'exportation l'achat et la vente,la distribution,l'entretien,l'exploitation tant en nom propre qu'en qualité d'agent,de commissionnaire ou de courtier de tout bien immobilier accessoire aux biens immobiliers visés au numéro un;
- L'achat et la vente d'œuvres d'arts et d'objets de collection.
- La promotion immobilière.
- La location de tous matériels de construction.
- L’entreprise générale de construction,soit directement soit par sous-traitance;la gestion de projets immobiliers;la coordination de chantier.
- L’entreprise générale du bâtiment,menuiserie,peinture,maçonnerie,travaux de toiture,pose de chapes de tout type,travaux de carrelage et placement de cloisons en gyproc;
- Toutes opérations se rapportant directement ou indirectement à l’entretien,la rénovation,les travaux de réparations,d’embellissements,de renouvellement,de modernisation,et la maintenance de tous types d’ouvrages d’art,de biens immeubles,et plus généralement toutes opérations se rapportant directement ou indirectement aux secteurs des travaux publics,privés et du bâtiment;
- Tous travaux de maçonnerie,de pavage et de rejointoiement,y compris la pose de pierres mais également le placement de joints élastiques(fenêtres,plinthes);
- Tous travaux de restauration des bâtiments;
- Toutes opérations se rapportant directement ou indirectement à l’entretien,la rénovation,les travaux de réparations,d’embellissement,de démolition(en ce compris l’arasement et le déblayage des déchets),de renouvellement et de modernisation,la construction et la maintenance de tous les types d’ouvrage d’art,de biens immeubles,et plus généralement toutes opérations se rapportant directement ou indirectement aux secteurs des travaux publics et privés et du bâtiment.
- Elle pourra notamment effectuer les travaux suivants,sans que cette liste soit limitative:terrassement,maçonnerie et bêton,couvertures métalliques ou non,zinguerie,étanchéité de bâtiments,travaux hydrofuges,menuiserie,charpente et ébénisterie,travaux de couverture en tuile,chaume,ardoises naturelles et artificielles,en acier,pose de parquets,garnissage de meubles non métalliques,menuiserie en pvc,placement de plinthes et portes,cloisons,faux plafonds,lambris,placement de serrurerie et quincaillerie,ferronnerie,volets,pose de marbrerie et pierre de taille et de vitrage,placement,entretien et réparation de tous les brûleurs,tubage de cheminée,carrelage,plafonnage,rejointoyage,pose de chapes,peinture(industrielle ou non),restauration,nettoyage et lavage de bâtiments,façades et monument,démoussage de toiture,assèchement des bâtiments,plafonnage,cimentage et pose de tous enduits,crépissage,travaux de stuc et staff,installation d’échafaudage,isolation thermique et acoustique,placards et cuisines équipées,frigoriste,enseignes lumineuses,entretien de terrains divers,placement de clôtures et palissades,etc.,l’achat,la vente,la location,l’importation,l’exportation de tous matériaux,marchandises,appareils et outillages nécessaires aux travaux de construction,d’entretien,de maintenance,de réparation et de renouvellement des ouvrages d’art et bâtiments,la préparation,la rédaction et la conclusion en tant que mandataire ou pour compte propre,de tous marchés de travaux publics ou privé ou de fournitures;
- La préparation,la rédaction et la conclusion en tant que mandataire ou pour compte propre,de tous marchés de travaux publics,privés ou de fourniture;
- L’étude et la réalisation de décorations tant intérieures qu’extérieures,l’entreprise générale de construction avec ou sans coordination des travaux par sous-traitants.
- La société pourra également fournir d'une manière générale tous travaux d'entreprise générale de construction,de transformation et de restauration d'immeubles,par elle-même ou par sous-traitance,ainsi que le commerce de tous matériaux servant à la construction en général.
- La prestation de tous services dans le cadre de son objet,y compris la gestion de patrimoine.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue Hecq 31 registered office 7160 Chapelle-lez-Herlaimont 4100101 General construction of residential buildings | 01-09-2024 | 2.366.942.233 |
Buildings and parcels at the address
- Ground area
- 1,030 m²
- Buildings
- 51 m²
- Volume, LiDAR
- 315 m³
- Tallest building
- 7.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 52010A0202/00A017 | 1,030 m² | 1 · 51 m² | 7.3 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1012.896.071