Financials
- Fiscal year
- 2025
- Total assets
- €5,694
- Loss
- -€2,217
- Solvency
- 13.8%
AG RENOVATION
ActiveSummary
The computed 12-month bankruptcy probability of AG RENOVATION is 4.8% (elevated). The 2025 annual accounts show equity of €783 and a net result of -€2,217. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€5,694total assets 2025
- Equity
- €783
- Loss
- -€2,217
Turnover not published (abridged schema)
Structure
Accounts filed 61 d late0 of 1 deed read
Why 43- Founded in 2024- Sector Construction of residential and non-residential buildings (NACE 41)Show the evidence
Checked score
Score 2025
43
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Place in the band from the probability alone: no sector peers known
Financial strength
Weak
Solvency
39
equity 13.8% of total assets
Liquidity
29
short-term debt 86.2% · cash 20.9%
Profitability
0
return on assets -38.9%
Bankruptcy probability, 12 months
4.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 3.6%lowest value
02-2026: 3.6%● 0.0% vs 01-2026lowest value
03-2026: 3.8%▲ +4.1% vs 02-2026
04-2026: 4.1%▲ +7.9% vs 03-2026
05-2026: 4.2%▲ +3.8% vs 04-2026
06-2026: 4.6%▲ +8.7% vs 05-2026
07-2026: 4.6%● 0.0% vs 06-2026
08-2026: 5.0%▲ +9.1% vs 07-2026highest value
09-2026: 4.8%▼ -3.2% vs 08-2026
10-2026: 4.8%▼ -1.0% vs 09-2026
- Founded in 2024 raises the probability for this profile
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.96; short-term debt: 86.2% and cash: 20.9% of total assets), and 86.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: from the bankruptcy probability alone, as no sector peers are known.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 30-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 19-12-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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