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KONCEPT RENOVATION

Active
Private limited companyfounded 2024active for 2 yearsBoulevard Sainctelette 39, 7000 Mons, Belgium71 active companies are registered at this addressKBO/BCE: BE 1009.069.224
Summary

The computed 12-month bankruptcy probability of KONCEPT RENOVATION is 5.7% (elevated). The annual accounts of KONCEPT RENOVATION for financial year 2025 show a net loss of 93% of total assets. The 2025 annual accounts show equity of €4,568 and a net result of -€5,432. Its solvency ranks better than 87% of 9,368 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

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KONCEPT RENOVATIONActiveChecked score 37/100
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Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€5,810total assets 2025
Equity
€4,568
Loss
-€5,432
Turnover not published (micro format)
Financial health
37 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.7%
Structure
2025 accounts filed 66 days late
Why 37raises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)Last filed accounts filed 66 days late; 1 of the last 3 lateLiquidity: current ratio 3.87, cash €6Show the evidence

Checked score

Score 2025
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 46% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength
Average
Solvency 100
equity 78.6% of total assets
Liquidity 43
short-term debt 21.4% · cash 0.1%
Profitability 0
return on assets -93.5%
Bankruptcy probability, 12 months
5.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,448 companies, NACE 41, micro)
Last 24 months 06-2025: 3.6%lowest value 07-2025: 3.7%▲ +0.1 percentage points vs 06-2025 08-2025: 4.0%▲ +0.3 percentage points vs 07-2025 09-2025: 4.2%▲ +0.2 percentage points vs 08-2025 10-2025: 4.5%▲ +0.3 percentage points vs 09-2025 11-2025: 4.5%● unchanged vs 10-2025 12-2025: 5.0%▲ +0.5 percentage points vs 11-2025 01-2026: 4.9%▼ -0.1 percentage points vs 12-2025 02-2026: 4.7%▼ -0.2 percentage points vs 01-2026 03-2026: 4.8%▲ +0.1 percentage points vs 02-2026 04-2026: 5.2%▲ +0.4 percentage points vs 03-2026 05-2026: 5.2%● unchanged vs 04-2026 06-2026: 5.2%● unchanged vs 05-2026 07-2026: 5.2%● unchanged vs 06-2026 08-2026: 5.2%● unchanged vs 07-2026 09-2026: 5.2%● unchanged vs 08-2026 10-2026: 5.7%▲ +0.5 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.87, above the usual 1.5; short-term debt: 21.4% and cash: 0.1% of total assets), and 21.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 41% on liquidity and 5% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Last filed accounts filed 66 days late; 1 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 3.87, cash €6
NBB · annual accounts
raises risk · 2025 accounts filed 66 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-10-2026, 66 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
66 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: Michel Alou (director)Director discharge
  3. IncorporationAppointments: ALOU Michel José Camille…

Key points

  • Caution: Among the weakest 16% on equitysector median €45,643 · 9,371 companies €4,568 View
  • Caution: Latest accounts filed lateafter the legal deadline 66 days View
  • Caution: A director leftlatest change 17-03-2026 · 1 in office 1 left View

By topic

Financials

Financial year
2025
Total assets
€5,810
Loss
-€5,432
Solvency
78.6%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
03-05-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
15
Annual meeting
Last Friday of June at 18:00
Purpose
“L’étude et la réalisation de tous travaux de construction,publics et privés,en qualité…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about KONCEPT RENOVATION

What is the company number of KONCEPT RENOVATION?
1009.069.224. In Belgium the VAT number is the company number with BE in front: BE 1009.069.224.
Where is KONCEPT RENOVATION based?
The registered office is at Boulevard Sainctelette 39, 7000 Mons.Company details
What does KONCEPT RENOVATION do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of KONCEPT RENOVATION?
Private limited company (BV).
When was KONCEPT RENOVATION founded?
On 03-05-2024.
Is KONCEPT RENOVATION still active?
Yes, KONCEPT RENOVATION is an active enterprise in the KBO register.
What is the turnover of KONCEPT RENOVATION?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is KONCEPT RENOVATION profitable?
In financial year 2025, KONCEPT RENOVATION made a loss of €5,432.
Where can I find the annual accounts of KONCEPT RENOVATION?
KONCEPT RENOVATION filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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