SUBCON BOUW
ActiveSummary
The computed 12-month bankruptcy probability of SUBCON BOUW is 5.0% (elevated). The 2025 annual accounts show negative equity (€-5k) and a net result of €-7k. Its solvency ranks better than 5% of 7500 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0
Solvency0▼-100
Growth35
Track record82
Bankruptcy probability, 12 months
5.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.24; short-term debt: 196.7% and cash: 3.8% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-96.7%
Return on assets
-124.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-5k
2024 · €2k
2024: €2k
2025: €-5k▼ -452% vs 2024
2024 → 2025
Total assets
€5k▲ 264%
2024 · €2k
2024: €2k
2025: €5k▲ +264% vs 2024
2024 → 2025
Net result
€-7k
Working capital
€-8k
Trend over the years
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€2k-€-5k
2024: €2k
2025: €-5k▼ -452% vs 2024
Operating result€-6k
Net result€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
2025 is the only fiscal year with figures: the operating result is a loss of €6k.
Balance-sheet composition
Assets €5k
Fixed assets
€3k
Current assets
€3k
Key figures and ratios
EBITDA
€-4k
Cash flow
€-5k
Solvency
-96.7%
Current ratio
0.24
Debt to equity
-2.03
ROA
-124.1%
Interest coverage
-4.64
Debt
€11k
Debt ≤ 1 year
€11k
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2k€5k▲
Fixed assets21/28-€3k
Tangible fixed assets22/27-€3k
Furniture and vehicles24-€3k
Current assets29/58€2k€3k▲
Amounts receivable within one year40/41-€2k
Trade receivables40-€2k
Cash at bank and in hand54/58€2k€206▼
Equity and liabilities
Total equity and liabilities10/49€2k€5k▲
Equity10/15€2k€-5k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14-€-7k
Amounts payable17/49-€11k
Amounts payable within one year42/48-€11k
Trade debts44-€6k
Suppliers440/4-€6k
Other amounts payable47/48-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8-€624
Non-recurring operating charges66A-€2k
Gross operating margin9900-€-1k
Operating profit (loss)9901-€-6k
Financial charges65/66B-€943
Recurring financial charges65-€943
Profit (loss) for the period before taxes9903-€-7k
Profit (loss) for the period9904-€-7k
Profit (loss) for the period to be appropriated9905-€-7k
Appropriation of the result
Profit (loss) to be appropriated9906-€-7k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1k | - |
| Other operating charges640/8 | - | €624 | - |
| Non-recurring operating charges66A | - | €2k | - |
| Gross operating margin9900 | - | €-1k | - |
| Operating profit (loss)9901 | - | €-6k | - |
| Financial charges65/66B | - | €943 | - |
| Recurring financial charges65 | - | €943 | - |
| Profit (loss) for the period before taxes9903 | - | €-7k | - |
| Profit (loss) for the period9904 | - | €-7k | - |
| Profit (loss) for the period to be appropriated9905 | - | €-7k | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €2k | €5k | ▲ 264% |
| Fixed assets21/28 | - | €3k | - |
| Tangible fixed assets22/27 | - | €3k | - |
| Furniture and vehicles24 | - | €3k | - |
| Current assets29/58 | €2k | €3k | ▲ 68.9% |
| Amounts receivable within one year40/41 | - | €2k | - |
| Trade receivables40 | - | €2k | - |
| Cash at bank and in hand54/58 | €2k | €206 | ▼ 86.2% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €2k | €5k | ▲ 264% |
| Equity10/15 | €2k | €-5k | ▼ 452% |
| Contributions10/11 | €2k | €2k | = |
| Profit (loss) carried forward14 | - | €-7k | - |
| Amounts payable17/49 | - | €11k | - |
| Amounts payable within one year42/48 | - | €11k | - |
| Trade debts44 | - | €6k | - |
| Suppliers440/4 | - | €6k | - |
| Other amounts payable47/48 | - | €5k | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | - | €-7k | - |
| + Depreciation and write-downs630 | - | €1k | - |
| Operating cash flow (approximation) | - | €-5k | - |
| Change in cash | - | €-1k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2024
Ground area
483 m²
Building footprint
223 m²
Volume, LiDAR
1,388 m³
2 parcels, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
21
companies at this address
See who is registered here
1 establishment unit
SUBCON BOUW
since 20242.357.820.075
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037D0010/00M003 | Flanders | 284 m² | 1 · 125 m² | 10.6 m · 1 fl. |
| 22662B0604/00X000 | Flanders | 199 m² | 1 · 98 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GREEN BRIDGE
BE 0738.945.703
Gent · Eq €1,500
ARSAY COMPANY
BE 0767.532.987
Zaventem · Eq €1,500
Jonas Build
BE 0769.324.420
Merchtem · Eq €1,502
KRT ARTS
BE 0804.548.880
Wemmel · Eq €1,502
G-BLOCK ENTREPRISES
BE 1006.676.391
Elsene · Eq €1,493
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 2,645 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43310Plastering work
43410Roofing work
43421Specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.