STEP BELGIUM
Judicial reorganisationThe file of STEP BELGIUM contains 2 judicial reorganisations, as published in the Belgian State Gazette. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2024 annual accounts show negative equity (€-644k) and a net result of €-311k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 3539 sector peers (fiscal year 2024).
Checked score
Score 2024
0
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32=
Track record54
Credit verdict
No credit on open account during an ongoing judicial reorganisation
Liquidity short (current ratio 0.26 against 0.73 in 2023; short-term debt: 232.1% and cash: 2.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year €-644k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
180 d late
2022
118 d late
2021
52 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-644k▼ 93.5%
2023 · €-333k
2021: €50k
2022: €86k
2023: €-333k
2021 → 2024
Total assets
€143k▼ 37.8%
2023 · €230k
2021: €134k
2022: €230k
2023: €230k
2021 → 2024
Net result
€-311k▲ 25.6%
2023 · €-418k
2021: €45k
2022: €-257k
2023: €-418k
2021 → 2024
Working capital
€-247k▼ 305%
2023 · €-61k
2021: €51k
2022: €89k
2023: €-61k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€50k-€86k▲ 72.0%€-333k€-644k▼ 93.5%
Operating result€51k-€-253k€-409k▼ 61.7%€-290k▲ 29.1%
Net result€45k-€-257k€-418k▼ 62.8%€-311k▲ 25.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €290k in 2024 against €409k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €143k
Fixed assets
€58k▼ 9.8%
Current assets
€86k▼ 48.5%
Key figures and ratios
EBITDA
€-273k▲
2023 · €-394k
Cash flow
€-295k▲
2023 · €-403k
Solvency
-449.6%▼
2023 · -144.6%
Current ratio
0.26▼
2023 · 0.73
Quick ratio
0.06▼
2023 · 0.44
Debt / equity
-1.22▲
2023 · -1.69
ROA
-217.3%▼
2023 · -181.8%
Interest coverage
-12.55▲
2023 · -39.31
Debt
€787k▲
2023 · €563k
Debt ≤ 1 year
€333k▲
2023 · €227k
Debt > 1 year
€455k▲
2023 · €336k
Staff costs
€207k▼
2023 · €301k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€230k€143k▼
Fixed assets21/28€64k€58k▼
Tangible fixed assets22/27€54k€38k▼
Furniture and vehicles24€34k€21k▼
Leasing and similar rights25€7k€5k▼
Other tangible fixed assets26€14k€12k▼
Financial fixed assets28€9k€19k▲
Current assets29/58€166k€86k▼
Stocks and contracts in progress3€66k€67k▲
Stocks30/36€66k€67k▲
Amounts receivable within one year40/41€39k€4k▼
Trade receivables40€26k€700▼
Other amounts receivable41€13k€3k▼
Current investments50/53-€433
Cash at bank and in hand54/58€39k€3k▼
Deferred charges and accrued income490/1€22k€11k▼
Equity and liabilities
Total equity and liabilities10/49€230k€143k▼
Equity10/15€-333k€-644k▼
Contributions10/11€298k€298k=
Profit (loss) carried forward14€-631k€-942k▼
Amounts payable17/49€563k€787k▲
Amounts payable after more than one year17€336k€455k▲
Financial debts170/4€336k€455k▲
Amounts payable within one year42/48€227k€333k▲
Current portion of amounts payable after more than one year42€14k€878▼
Financial debts43€195€23k▲
Credit institutions430/8€0€17k▲
Other loans439€195€6k▲
Trade debts44€176k€286k▲
Suppliers440/4€176k€286k▲
Taxes, remuneration and social security45€34k€17k▼
Taxes450/3€2k€5k▲
Remuneration and social security454/9€33k€12k▼
Other amounts payable47/48€3k€5k▲
Income statement
Code20232024
Remuneration, social security and pensions62€301k€207k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€-90k€-62k▲
Operating profit (loss)9901€-409k€-290k▲
Financial income75/76B€358€135▼
Recurring financial income75€358€135▼
Financial charges65/66B€10k€22k▲
Recurring financial charges65€10k€22k▲
Profit (loss) for the period before taxes9903€-418k€-311k▲
Profit (loss) for the period9904€-418k€-311k▲
Profit (loss) for the period to be appropriated9905€-418k€-311k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-631k€-942k▼
Profit (loss) brought forward from the previous period14P€-212k€-631k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-09
Judicial reorganisation
Opening
ondernemingsrechtbank Brussel · collectif · event 10-09-2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
15-04
Judicial reorganisation
Opening
ondernemingsrechtbank Brussel · collectif · event 08-04-2025
27-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 180 days late
2023
31-12
Financial
Weakest financial yearnet €-418k
Net result drops to €-418k, the lowest in the series; recovery starts the following year.
26-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 118 days late
2022
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 5 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brixtonlaan 9-101930 ZaventemGround area
3.4 ha
Building footprint
1.6 ha
Volume, LiDAR
116,177 m³
6 parcels, Brussels, Flanders · tallest building 33.2 m, ±6 floors. Linked by address, not a title deed.
5 establishment units
STEP BELGIUM
since 20202.309.788.942
STEP BELGIUM
since 20212.323.835.829
Sudermanstraat 2, 2000 Antwerpen
since 20242.355.160.394
Middelweg 130, 1130 Brussel
since 20252.368.811.957
Molenberglei 28, 2627 Schelle
since 20262.387.108.434
6 parcels
Flanders
4
(66.7%)
Brussels
2
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21821B0501/00E000 | Brussels | 1.3 ha | 1 · 3,375 m² | 33.2 m · 2 fl. |
| 23057C0044/00F000 | Flanders | 6,458 m² | 1 · 3,210 m² | 8.1 m · 2 fl. |
| 21809K1420/00G000 | Brussels | 4,945 m² | 1 · 309 m² | 24.6 m · 6 fl. |
| 12040A0530/00Y009 | Flanders | 4,872 m² | 1 · 5,631 m² | 9.6 m · 3 fl. |
| 11038C0332/00R000 | Flanders | 2,968 m² | 1 · 3,216 m² | 8.2 m · 2 fl. |
| 11803C2393/00E000 | Flanders | 1,268 m² | 1 · 173 m² | 21.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 5
6 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2024 · 7 entries · 56,763 EUR awarded · 56,763 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 3 | 3,500 EUR | 5,638 EUR |
| 2023 | 3 | 3,263 EUR | 26,125 EUR |
| 2022 | 1 | 50,000 EUR | 25,000 EUR |
Schemes
Innovatieve starterssteun
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Hinderpremie bij openbare werken
Subsidies voor internationaal ondernemen
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Of 2,544 companies in sector 95290 we hold annual accounts for 417. 333 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2020
Fiscal year end31-12
Activities, NACEBEL
77210Renting and leasing of sports and recreation goods
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.