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PASVER

Active
Private limited companyfounded 2021active for 5 yearsTerbermenweg 51, 3540 Herk-de-Stad, BelgiumKBO/BCE: BE 0763.479.278

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The annual accounts of PASVER for financial year 2025 show a net loss of 53% of total assets. The 2025 annual accounts show equity of €51,413 and a net result of -€40,652. Equity has been growing by about 23% per year since 2021. Its solvency ranks better than 78% of 3,298 sector peers (NACE 95, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

KBO
Status
Active since 10-02-2021 Normal situation
Legal form
Private limited company
Registered office
Terbermenweg 51, 3540 Herk-de-Stad
Activity
Repair and maintenance of other personal and household goods NACE 95290and 2 others
Establishment unit
2.313.255.406 3540 Herk-de-Stad, since 10-02-2021
Financial year end
31 December
Peppol
Reachable since 30-10-2023

Board and ownership

Board
  • Guldentops VeroniqueDirector
  • Pauwels PascalDirector

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
-€18,545
Loss
€40,652
Equity
€51,413
▼ 44.2%
Total assets
€76,518
▼ 55.1%
Turnover not published (micro format)2025 accounts filed 9 days before the deadline
Filed on 22-07-2026at the National Bank
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €40,652 (financial year 2025)Founded in 2021lowers riskLiquidity: current ratio 3.03, cash €20,470, halvedEquity €51,413 (67.2% of total assets)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 43% of micro companies in repair of computers and personal goods (NACE 95)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 92+13
equity 67.2% of total assets
Liquidity 77-10
short-term debt 20.1% · cash 26.8%
Profitability 0-84
return on assets -53.1%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,130 companies, NACE 95, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.6%▲ +0.1 percentage points vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.3%▼ -0.3 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.8%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.8%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 3.03 (2.72 in 2024), above the usual 1.5. Short-term debt is 20.1% and cash 26.8% of total assets. 32.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 77% of them on solvency, 78% on liquidity, 5% on profitability and 11% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.03, cash €20,470, halved
NBB · annual accounts
raises risk · Loss of €40,652 (financial year 2025)
NBB · annual accounts
lowers risk · Equity €51,413 (67.2% of total assets)
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
9 days early
2024
7 days early
2023
7 days early
2022
6 days early
2021
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 6 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €21,346 in 2024 -€40,652 View
  • Caution: Lower net result than 95% of companies in repair of computers and personal goodssector median €8,472 · 3,297 companies -€40,652 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

Documents

Annual accounts at the NBB

All 5 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about PASVER

What is the company number of PASVER?
The company number of PASVER is 0763.479.278. The VAT number is the same number with BE in front: BE 0763.479.278.
Where is PASVER based?
The registered office is at Terbermenweg 51, 3540 Herk-de-Stad.Company details
What does PASVER do?
According to the KBO register, the main activity is repair and maintenance of other personal and household goods (NACE 95290).
What is the legal form of PASVER?
The legal form of PASVER is Private limited company (BV).
When was PASVER founded?
PASVER was founded on 10-02-2021.
Is PASVER still active?
Yes, PASVER is an active enterprise in the KBO register.
What is the turnover of PASVER?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is PASVER profitable?
In financial year 2025, PASVER made a loss of €40,652.
Where can I find the annual accounts of PASVER?
PASVER filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of PASVER due?
PASVER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as PASVER: repair and maintenance of other personal and household goods (NACE 95290). They are comparable in size and age: total assets between €18,500 and €143,000, founded between 2015 and 2024.

CompanyTotal assetsGross margin
PASVER Herk-de-Stad€76,518-€18,545
STEP BELGIUM Zaventem€143,275-€62,394
CONFORT ET CHALEUR HANNUT Faimes€60,711-€11,881
United Music & Media Publishers Kasterlee€43,751-€4,541
JacoFabro Willebroek€25,595€2,293
Janssens-Service Oostende€21,848-€2,351
ALL-ENTRY Brecht€18,534-€2,292
Full comparison

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