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Repair and maintenance of other personal and household goods

Current registrations 2,525division 95: 20,335
Starters, 12 months 2499.9 per 100 · Belgium 8.9
Bankruptcies, 12 months 62.4 per 1,000 registrations · Belgium 6.2
Employment (FTE) 63436 employers · latest accounts
Median age 7.7 yearsBelgium 8.1 years
E-invoicing via Peppol 87.7%2,214 of 2,525 companies in the Peppol Directory · Belgium 85.0%

Filed accounts

NACE 95290 · financial year 2025 · 409 filed annual accounts
Median solvency
44.2%
division 39.0% · Belgium 46.1%
Median net result
€8,721
division €13,753 · Belgium €16,520
Median equity
€65,856
division €99,643 · Belgium €98,421
Loss-making
28.0%
division 24.6% · Belgium 26.7%
Negative equity
15.2%
division 14.4% · Belgium 12.4%
Median return on equity
12.8%
division 14.7% · Belgium 15.9%
Median liquidity
1.81
division 1.48 · Belgium 1.66
Filed late
43.4%
financial year 2024, 403 filings · division 47.0% · Belgium 38.4%
Missing or 90 days late
6.0%
of 447 companies with annual accounts · division 7.5% · Belgium 5.4%
Per financial year202020212022202320242025
Median solvency 47.0%44.6%43.0%45.6%43.6%44.2%
Median net result €10,210€9,566€8,961€9,402€8,260€8,721

Hold your customer's or competitor's figures against them in the Sector benchmark

Bankruptcies

Bankruptcies, 5 years, still registered
21
0.83% of the registrations · Belgium 1.68%
Running bankruptcies
17
6.7 per 1,000 registrations

Recent bankruptcies

Date Company
22-10-2026 KAYA C
BE 0707.525.720
22-09-2026 TEXPLUS
BE 0689.748.291
26-05-2026 Roegiers, Rudi
BE 0740.320.133 · sole trader · Lievegem
11-05-2026 LCE RUAS SERVICES
BE 0759.740.028
16-03-2026 MEPLAPACK
BE 0406.794.145
30-12-2025 SERAT
BE 0717.887.397
14-07-2025 MIDDLE CORNER
BE 0711.964.063
30-06-2025 Lallo, Giovanni
BE 0653.651.029 · sole trader · Binche

Every bankruptcy in division 95, last 90 days

Spread across the country

by region and province · 601 of 2,525 enterprises with a registered office on file · a sole trader has no published seat
  • Flanders 403 · 67.1%
  • Wallonia 101 · 16.8%
  • Brussels 96 · 16.0%
  • Abroad 1 · 0.2%
fewer moremax 135

Largest employers

NACE 95290 as first main activity · staff from the latest accounts
  1. 1 Howden Maintenance Partners BelgiumBeveren-Kruibeke-Zwijndrecht 127 FTEfinancial year 2025
  2. 2 La ThiéracheMomignies 76.4 FTEfinancial year 2025
  3. 3 ENTRANCE SERVICESSprimont 67.0 FTEfinancial year 2024
  4. 4 CYCLOBrussels 63.4 FTEfinancial year 2025
  5. 5 MADOLEX BELGIUMGenk 60.7 FTEfinancial year 2025

Joint committees

from the latest accounts of 121 companies
  • 149.04 Metal trade 34
  • 201 Independent retail 28
  • 200 Auxiliary committee for white-collar workers 24
  • 111 Metal, mechanical and electrical engineering 20
  • 209 White-collar workers in metal manufacturing 19
  • 100 Auxiliary committee for blue-collar workers 10
  • 109 Clothing and garment industry 9
  • 124 Construction 9
Show the 12 others
  • 112 Garages 7
  • 149 Sectors related to metal, mechanical and electrical engineering 6
  • 128 Hides, leather and substitutes 4
  • 215 White-collar workers in the clothing and garment industry 4
  • 121 Cleaning 2
  • 102.02 Quarries 1
  • 119 Food trade 1
  • 125.03 Timber trade 1
  • 126 Furnishing and woodworking 1
  • 149.01 Electricians: installation and distribution 1
  • 226 White-collar workers in international trade, transport and logistics 1
  • 302 Hotels and catering 1

Source: the annual accounts at the National Bank. One filing can name more than one committee.

Division 95: Repair of computers and personal goods

Related activities

5 other activities

Bankruptcies per year in division 95

Per year201520162017201820192020202120222023202420252026
Bankruptcies222021282817182525202217
Jobs lost2746613561213164581073228

2026 through September. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.

Staff cost per FTE in NACE division 95

1,087 employers
Median
€59,600
Belgium €61,400
Middle half
€49,900 to €68,200
half of the employers lie between
Place among sectors
59 of 78
sectors with a median staff cost per FTE, highest first
By size class
SizeMedianMiddle halfEmployers
fewer than 10 FTE €57,400 €48,100 to €65,600 784
10 to 49 FTE €63,500 €55,700 to €72,100 264
50 to 249 FTE €69,100 €61,800 to €77,100 36

Running bankruptcies in the sector

NACE division 95
Number
250
Half have run longer than
20 months
Belgium: 20 months
Longer than three years
30%
Belgium: 31%

Measured nationally: Of 108,562 bankruptcies of legal entities across Belgium, 49% were closed within five years for insufficient assets and 28% after liquidation, 3% were withdrawn. After five years, 20% were still open. Half had ended after 26 months (a quarter after 15, three quarters after 51 months).

This counts companies with this main activity in the register on 6 November 2026. The outcome itself is not measured by sector. The activity of a company that leaves the register after its bankruptcy is too often not kept to compare closed cases fairly.

Outcome by court and division

14 of the 7,427 companies in NACE division 95 have a parent company abroad. Main parent countries: Netherlands (6), Germany (3) and Luxembourg (3). Together they employ 816 of the division's 14,230 FTE: 5.7%, against 14% for Belgium as a whole.

Subsidies in this sector

per register · legal entities with an enterprise number
  • Flemish subsidies €10.1m awarded 1,190 recipients · 2022 to 2025 · largest: Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
  • Federal transfers 47,528 amount as published 1 recipient · 2024 · largest: Investeringsbijdrage aan de hulpverleningszones voor allerhande investeringsuitgaven met betrekking tot de risico's van zware ongevallen
  • EU budget €118,385 attributed share 1 recipient · 2022 to 2025 · largest: General equipment, vehicle, furniture
  • EU research €164,900 EU contribution 1 recipient · 2016 · largest: Horizon 2020

Explore every recipient in this sector

Insights on Repair and maintenance of other personal and household goods

Balance sheet and result. The median net result of €8,721 is below Belgium's €16,520. 15.2% of the annual accounts show negative equity, against 12.4% in Belgium. Return on equity of 12.8% is below Belgium's 15.9%.

Bankruptcies. In 12 months, 2.4 of 1,000 companies went bankrupt, against 6.2 in Belgium. That is fewer than in 72% of the 88 NACE divisions. The median bankruptcy probability of 0.5% is above Belgium's 0.2%.

Inflow and structure. 76.2% of the companies are sole traders, against 41.6% in Belgium. Brussels holds 16.0% of the seats, against 12.5% in Belgium. In 12 months, 9.9 of 100 companies started, against 8.9 in Belgium. That is more than in 77% of the 87 NACE divisions.

Staff and filing. 43.4% of the financial year 2024 accounts were filed late, against 38.4% in Belgium. The 5 largest employers hold 394 of the 634 FTE: 62.2%.

Direction. Median solvency fell from 47.0% in financial year 2020 to 44.2% in financial year 2025. The median net result fell from €10,210 in financial year 2020 to €8,721 in financial year 2025.

The comparison with Belgium as a whole and with the other divisions is as of 06-11-2026 05:30.

Method and sources

Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 95290 exists.

The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.

The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,581 companies with a main activity, because only those belong to a division. The other 698,987 registrations publish no activity.

Each median is the value of the middle company, computed over the annual accounts of financial year 2025, and is shown only from 30 accounts. A share (loss-making, negative equity) counts that year's accounts with that trait. Accounts are late when they are filed after the statutory deadline. The direction per financial year follows the companies still registered today. Missing or 90 days late counts the companies with accounts missing today, or whose latest were filed more than 90 days after the deadline. The dossier follows the same rule.