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Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles

NACE 95
Current registrations 20,326
Starters, 12 months 2,24811.1 per 100 · Belgium 8.9
Bankruptcies, 12 months 1266.2 per 1,000 registrations · Belgium 6.2
Employment (FTE) 14,2311,173 employers · latest accounts
Median age 8.0 yearsBelgium 8.1 years
E-invoicing via Peppol 90.8%18,451 of 20,325 companies in the Peppol Directory · Belgium 85.0%

Activities

NACE division 95 · 16 activities
Show all 16 activities

Filed accounts

NACE division 95 · financial year 2025 · 6,391 filed annual accounts
Median solvency
39.0%
Belgium 46.1%
Median net result
€13,687
Belgium €16,468
Median equity
€98,402
Belgium €98,204
Loss-making
24.6%
Belgium 26.7%
Negative equity
14.5%
Belgium 12.4%
Median return on equity
14.7%
Belgium 15.9%
Median liquidity
1.48
Belgium 1.66
Filed late
47.1%
financial year 2024, 5,133 filings · Belgium 38.5%
Missing or 90 days late
7.6%
of 7,110 companies with annual accounts · Belgium 5.5%
Per financial year20182019202020212022202320242025
Median solvency --35.4%35.9%36.2%37.1%38.5%39.6%
Median net result --€9,038€9,426€10,649€10,845€12,027€12,364
Filed late 47.5%53.9%51.1%49.8%49.1%47.7%47.1%-

Hold your customer's or competitor's figures against them in the Sector benchmark

Staff cost per FTE in NACE division 95

1,087 employers
Median
€59,700
Belgium €61,400
Middle half
€49,900 to €68,200
half of the employers lie between
Place among sectors
59 of 78
sectors with a median staff cost per FTE, highest first
By size class
SizeMedianMiddle halfEmployers
fewer than 10 FTE €57,400 €48,100 to €65,600 784
10 to 49 FTE €63,500 €55,700 to €72,100 264
50 to 249 FTE €69,100 €61,800 to €77,100 36

Bankruptcies

Bankruptcies, 5 years, still registered
336
1.65% of the registrations · Belgium 1.68%

Bankruptcies per year in division 95

Per year201520162017201820192020202120222023202420252026
Bankruptcies222021282817182525202217
Jobs lost2746613561213164581073228

2026 through September. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.

Recent bankruptcies

Date Company
09-11-2026 M J POLAD
BE 1015.251.092
05-11-2026 DR Engines
BE 0787.177.467
30-10-2026 JD TRADING
BE 0647.639.801
30-10-2026 Waseem Khan, Shahid
BE 0647.988.407 · sole trader
28-10-2026 A1 CAR WASH
BE 1022.114.833
26-10-2026 HELMET CARS
BE 0427.955.882
22-10-2026 KAYA C
BE 0707.525.720
21-10-2026 I & J 3D-DESIGN
BE 0792.217.113

Every bankruptcy in division 95, last 90 days

Running bankruptcies in the sector

NACE division 95
Number
252
Half have run longer than
19 months
Belgium: 20 months
Longer than three years
29%
Belgium: 31%

Measured nationally: Of 108,810 bankruptcies of legal entities across Belgium, 49% were closed within five years for insufficient assets and 29% after liquidation, 3% were withdrawn. After five years, 20% were still open. Half had ended after 26 months (a quarter after 15, three quarters after 51 months).

This counts companies with this main activity in the register on 14 November 2026. The outcome itself is not measured by sector. The activity of a company that leaves the register after its bankruptcy is too often not kept to compare closed cases fairly.

Outcome by court and division

Spread across the country

by region and province · 8,870 of 20,326 enterprises with a registered office on file · a sole trader has no published seat
  • Flanders 5,576 · 62.9%
  • Wallonia 2,408 · 27.1%
  • Brussels 851 · 9.6%
  • Abroad 35 · 0.4%
fewer moremax 1,501

Largest employers

NACE division 95 · staff from the latest accounts
  1. 1 CARGLASSBilzen-Hoeselt 775 FTEfinancial year 2025
  2. 2 VABBeveren-Kruibeke-Zwijndrecht 634 FTEfinancial year 2025
  3. 3 Robert Bosch ProduktieTienen 491 FTEfinancial year 2025
  4. 4 AFRIMALeuven 228 FTEfinancial year 2025
  5. 5 QTeam NoordSint-Niklaas 218 FTEfinancial year 2025

Joint committees

from the latest accounts of 2,295 companies
  • 112 Garages 1,377
  • 200 Auxiliary committee for white-collar workers 1,093
  • 149.02 Coachwork 367
  • 201 Independent retail 110
  • 149 Sectors related to metal, mechanical and electrical engineering 75
  • 149.04 Metal trade 65
  • 111 Metal, mechanical and electrical engineering 53
  • 149.01 Electricians: installation and distribution 52
Show the 12 others
  • 209 White-collar workers in metal manufacturing 44
  • 100 Auxiliary committee for blue-collar workers 32
  • 121 Cleaning 30
  • 124 Construction 22
  • 140.03 Road transport and logistics for third parties 17
  • 126 Furnishing and woodworking 16
  • 302 Hotels and catering 13
  • 109 Clothing and garment industry 12
  • 226 White-collar workers in international trade, transport and logistics 12
  • 128 Hides, leather and substitutes 10
  • 140 Transport and logistics 8
  • 116 Chemical industry 6

Source: the annual accounts at the National Bank. One filing can name more than one committee.

14 of the 7,429 companies in NACE division 95 have a parent company abroad. Main parent countries: Netherlands (6), Germany (3) and Luxembourg (3). Together they employ 816 of the division's 14,231 FTE: 5.7%, against 14% for Belgium as a whole.

Subsidies in this sector

per register · legal entities with an enterprise number
  • Flemish subsidies €10.1m awarded 1,190 recipients · 2022 to 2025 · largest: Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
  • Federal transfers 47,528 amount as published 1 recipient · 2024 · largest: Investeringsbijdrage aan de hulpverleningszones voor allerhande investeringsuitgaven met betrekking tot de risico's van zware ongevallen
  • EU budget €118,385 attributed share 1 recipient · 2022 to 2025 · largest: General equipment, vehicle, furniture
  • EU research €164,900 EU contribution 1 recipient · 2016 · largest: Horizon 2020

Explore every recipient in this sector

Insights on Repair of computers and personal goods

Balance sheet and result. The median net result of €13,687 is below Belgium's €16,468. 14.5% of the annual accounts show negative equity, against 12.4% in Belgium. Solvency of 39.0% is below Belgium's 46.1%.

Bankruptcies. The median bankruptcy probability of 0.6% is above Belgium's 0.2%. By size, the median bankruptcy probability is 0.5% at under 10 FTE, 0.4% at 10 to 49 FTE and 0.4% at 50 to 249 FTE.

Inflow and structure. 56.4% of the companies are sole traders, against 41.6% in Belgium. In 12 months, 11.1 of 100 companies started, against 8.9 in Belgium. That is more than in 84% of the 86 other NACE divisions. Wallonia holds 27.3% of the seats, against 22.7% in Belgium.

Staff and filing. 47.1% of the financial year 2024 accounts were filed late, against 38.5% in Belgium. The 5 largest employers hold 2,345 of the 14,231 FTE: 16.5%.

Direction. Median solvency rose from 35.4% in financial year 2020 to 39.6% in financial year 2025. The median net result rose from €9,038 in financial year 2020 to €12,364 in financial year 2025. In 2025, Statbel counted 22 bankruptcies and 32 jobs lost, against 17 bankruptcies in 2020.

The comparison with Belgium as a whole and with the other divisions is as of 14-11-2026 05:30.

Method and sources

Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 95 exists.

The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.

The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,430 companies with a main activity, because only those belong to a division. The other 700,464 registrations publish no activity.

Each median is the value of the middle company, computed over the annual accounts of financial year 2025, and is shown only from 30 accounts. A share (loss-making, negative equity) counts that year's accounts with that trait. Accounts are late when they are filed after the statutory deadline. Missing or 90 days late counts the companies with accounts missing today, or whose latest were filed more than 90 days after the deadline. The dossier follows the same rule.