Turnover
≈ €56,000 estimated
The micro format states no turnover.
SCM CONSTRUCT
Overview
Lifetime
2 annual accounts with figures on one time axispeak €4,638 (2025)
€4,638▲ €7,583
lowest -€3,505 (2024)
€3,756▲ €7,262
peak €2,751 (2025)
€2,751▲ €3,756
€23,393▲ 160%
Board1 name since 2023
1 directorPATRAU Constantin
Documentsfilings and deeds
29-12-202533 days before the deadline
2025micro format
Gross margin from -€2,945 to €4,638Back to profit: €3,756Equity from -€1,005 to €2,751Debts from €8,993 to €23,393Cash from €91 to €6,299
Key points
from the 2025 annual accountsDebts
€23,393 89% of the balance sheet
Suppliers 20%Taxes and wages 11%Other 69%
Of this, €19,873 falls due within a year.
Liquidity
1.32 was 0.89 in 2024
Short-term debts rose from €8,993 to €19,873.
Starting capital
€2,500 100 shares
At the same address
617 companies
Position in the sector
€2,751
Less equity than 85% of companies in construction of buildings. Sector median €45,544 · 9,459 companies.
Checked score
52
Fair
Financially stronger than 50% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.6%
01-2025: 5.0%▲ +0.4 percentage points vs 12-2024highest value
02-2025: 4.0%▼ -1.0 percentage point vs 01-2025
03-2025: 3.9%▼ -0.1 percentage points vs 02-2025
04-2025: 3.9%● unchanged vs 03-2025
05-2025: 4.0%▲ +0.1 percentage points vs 04-2025
06-2025: 4.0%● unchanged vs 05-2025
07-2025: 4.0%● unchanged vs 06-2025
08-2025: 4.0%● unchanged vs 07-2025
09-2025: 4.0%● unchanged vs 08-2025
10-2025: 4.1%▲ +0.1 percentage points vs 09-2025
11-2025: 4.1%● unchanged vs 10-2025
12-2025: 4.1%● unchanged vs 11-2025
01-2026: 2.4%▼ -1.7 percentage points vs 12-2025
02-2026: 2.4%● unchanged vs 01-2026
03-2026: 2.4%● unchanged vs 02-2026
04-2026: 2.4%● unchanged vs 03-2026
05-2026: 2.4%● unchanged vs 04-2026
06-2026: 2.4%● unchanged vs 05-2026
07-2026: 2.4%● unchanged vs 06-2026lowest value
08-2026: 2.4%● unchanged vs 07-2026lowest value
09-2026: 2.4%● unchanged vs 08-2026
10-2026: 2.6%▲ +0.2 percentage points vs 09-2026
11-2026: 2.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2023
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €26,144
lowers risk
Liquidity: current ratio 1.32, cash €6,299
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 19% of them on solvency, 35% on liquidity, 49% on profitability and 97% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as SCM CONSTRUCT has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SCM CONSTRUCT itself: 2.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for SCM CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9456 sector peers (2025).
NBB · sector comparisonPosition among 9456 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
33 days early
2024
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 19 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0802121407
Incorporation
Founding capital of €2,500, 100 shares · Founder: PATRAU Constantin (comparant) · Appointment: PATRAU Constantin (director) · published on 30-05-2023 · Gazette deed
First establishment
Sint-Agatha-Berchemselaan 8, Koekelberg
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SCM CONSTRUCT Sint-Pieters-Leeuw | - | - | 10.5% | - |
| CONSTRUCTUS Sint-Pieters-Leeuw | €93,254 | 4.3% | 42.9% | - |
| BF TEAM Sint-Pieters-Leeuw | - | - | 29.3% | - |
| JD RENOVATIONS Sint-Pieters-Leeuw | - | - | 45.4% | - |
| RO WORKERS Drogenbos | €240,312 | 1.6% | 87.1% | - |
| ONIJ Zaventem | - | - | 75.0% | - |
| RMS CONSTRUCT Vilvoorde | - | - | 70.2% | - |
These companies have the same main activity as SCM CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €24,200 and €30,800, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 25-05-2023Normal situation
- Registered office
- 619 active companies are registered at this address122 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.345.427.1381081 Koekelberg, since 25-05-2023
- Financial year end
- 30 June
- Peppol
- Reachable since 07-12-2025
Annual accounts to 30-06-2025
- €4,638
- €3,756
- €2,751
- €26,144▲ 227%
- Filing
- Filed on 29-12-2025, 33 days before the end of the filing period
Insights on SCM CONSTRUCT
The computed 12-month bankruptcy probability of SCM CONSTRUCT is 2.6% (moderate). The 2025 annual accounts show equity of €2,751 and a net result of €3,756.
Its solvency ranks better than 19% of 9,456 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-12-2025, 33 days before the deadline€4,638
▲ €7,583
€4,105
▲ €7,435
-
-
10.5%
▲ 23.1 percentage points
1.32
▲ 0.43
Balance sheet
balance sheet total €26,144 on 30-06-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
10.5%
Higher than 19% of 9,456 companies in 2025.
1.32
Higher than 37% of 9,204 companies in 2025.
14.4%
Higher than 66% of 9,276 companies in 2025.
SCM CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
26,144 | 7,987 | |
29/58 |
26,144 | 7,987 | |
40/41 |
19,846 | 7,897 | |
40 |
19,554 | 7,225 | |
41 |
292 | 672 | |
54/58 |
6,299 | 91 | |
| Balance sheet: equity and liabilities | |||
10/49 |
26,144 | 7,987 | |
10/15 |
2,751 | -1,005 | |
10/11 |
2,500 | 2,500 | |
14 |
251 | -3,505 | |
17/49 |
23,393 | 8,993 | |
42/48 |
19,873 | 8,993 | |
44 |
4,720 | 3,028 | |
440/4 |
4,720 | 3,028 | |
45 |
2,458 | 0 | |
450/3 |
158 | 0 | |
454/9 |
2,300 | 0 | |
47/48 |
12,695 | 5,964 | |
492/3 |
3,520 | - | |
| Income statement | |||
70 |
- | 0 | |
9900 |
4,638 | -2,945 | |
60/61 |
- | 0 | |
62 |
- | 0 | |
640/8 |
532 | 384 | |
9901 |
4,105 | -3,330 | |
65/66B |
250 | 176 | |
65 |
250 | 176 | |
9903 |
3,855 | -3,505 | |
67/77 |
99 | - | |
9904 |
3,756 | -3,505 | |
9905 |
3,756 | -3,505 | |
| Appropriation of the result | |||
9906 |
251 | -3,505 | |
14P |
-3,505 | - | |
| Document | |||
The notes to these accounts have 1 item. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 29-12-2025.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 6,208 | - | ||
| 6,271 | -1,005 | ||
| 10.5% | -12.6% | ||
| 1.32 | 0.89 | ||
| 8.50 | - | ||
| 136.5% | - | ||
| 14.4% | -43.9% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on SCM CONSTRUCT
The operating result for 2025 is a profit of €4,105, after a loss of €3,330 in 2024.
Debt's share of the balance-sheet total is 89.5%.
Board & ownership
Board
1 director, since incorporationDirector
since 25-05-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 29-12-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 30-05-2023
Mandates through the years
1 name, the dashed line is todayPATRAU Constantin
Director
Director
Board
Mandates as a list
- PATRAU Constantin
- Director, from 25-05-2023 to date
Control
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €27.51 in 2025
- Source
- deed of 30-05-2023
Articles of association
deed of 30-05-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Voor helft overdrager en helft koper(s) naar evenredigheid verworven aantal bij meer kopers, in gemeen overleg of bij gebrek aan akkoord…”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Inbreng in geld met uitgifte van nieuwe aandelen - Recht van voorkeur, orgaan dat overgaat tot uitgifte”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Saturday of December at 20:00
Shareholders
At incorporation
deed of 30-05-2023 ↗
- PATRAU Constantin 100 shares (100%) · €2,500 in cash
Network & group
No group
SCM CONSTRUCT has no parent and no holdings in its annual accounts. PATRAU Constantin is the only director. SCM CONSTRUCT shares no director with another company.
At the same address
Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw · 618 other companies| BILD CONCEPT
registered office since 26-10-2022 · founded in 2022 |
turnover €2.2m (2025) 0792.929.369 |
| DEMO GROUP
registered office since 09-03-2021 · founded in 2021 · accounts filed late |
turnover €1.8m (2024) 0764.843.020 |
| ED MOTOR
registered office since 13-07-2022 · founded in 2022 |
turnover €1.8m (2025) 0788.556.154 |
| LUITRADE
registered office since 14-05-2019 · founded in 2019 |
1.2 FTE (2023) 0726.753.001 |
| LIMO TRENDS
registered office since 16-11-2017 · founded in 2017 · accounts filed late |
total assets €1.5m (2024) 0684.767.837 |
| M.A. Solution
registered office since 02-12-2021 · founded in 2021 · accounts filed late |
turnover €606,633 (2025) 0777.963.952 |
| OST CONCEPT TOITURE
registered office since 02-06-2023 · founded in 2023 |
turnover €1.3m (2025) 0802.364.895 |
| ARKHE
registered office since 10-12-1987 · founded in 1987 |
turnover €1.3m (2025) 0432.804.694 |
| ANATOLI CONSTRUCT
registered office since 08-11-2022 · founded in 2022 |
turnover €1.3m (2025) 0793.406.352 |
| S&B PROF CONSTRUCT
registered office since 30-08-2022 · founded in 2022 · accounts filed late |
turnover €1.1m (2024) 0790.208.619 |
Timeline
Timeline
6 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-01-2027
2025
Annual accounts 2025 filed PDFmicro format · 33 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0802121407
Back to profit net €3,756 The net result is €3,756, after one loss-making year.
Annual accounts 2024 filed PDFmicro format · 4 days before the deadline
2023
IncorporationFounding capital of €2,500, 100 shares · Founder: PATRAU Constantin (comparant) · Appointment: PATRAU Constantin (director) · published on 30-05-20236 points ▸
- Founder, PATRAU Constantin (comparant)
- Registered office clause, Bergensesteenweg 24/8, 1600 Sint-Pieters-Leeuw
- Founding capital, €2,500, 100 shares
- 100 shares
- Board rule, 1
- Director appointment, PATRAU Constantin
- The deed holds 2 more points.
First establishment Sint-Agatha-Berchemselaan 8, Koekelberg
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
SCM CONSTRUCT was incorporated on 25 May 2023 as a private limited company by one natural person, with a starting capital of €2,500.12 Since 2023, PATRAU Constantin has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4
Company details
Identity
- Enterprise number
- 0802.121.407
- VAT number
- BE 0802.121.407
- Peppol ID
- 0208:0802121407
- Other Peppol ID
- 9925:BE0802121407
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 25-05-2023
- Financial year
- ends on 30 June
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Saturday of December at 20:00deed of 30-05-2023 (in Dutch)
- Peppol
- Reachable since 07-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SCM CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 30-05-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 30-05-2023 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
Codes under NACEBEL 2008
41201
General construction of buildings main activity
41203
Construction of residential and non-residential buildings
43999
Specialised construction activities
81210
General cleaning of buildings
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Alle bouwondernemingsactiviteiten in de breedste zin van het woord, het optrekken van de ruwbouw, de algemene bouwonderneming, bekisting…”deed of 30-05-2023 (in Dutch)
3 activities
- Alle bouwondernemingsactiviteiten in de breedste zin van het woord, het optrekken van de ruwbouw, de algemene bouwonderneming, bekisting, betonwapening; de coördinatie van onderaannemers, de afbraak-, vlak- en afgravingwerken, alle metsel-, voeging- en waterdichtheidwerken; alle asfalteringwerken; de montage van daken en het onderhoud ervan; het plaatsen van dakbedekking van ongeacht welk materiaal en van dakgoten en regenafvoerbuizen; alle geraamtewerken (hout- en stalconstructies, of andere); akoestische en thermische isolatie; de bekleding van wanden, vloeren, plafonds, gevels; al dan niet industriële schilderwerken; betegelen- en mozaïekwerken; deklaag- en stucwerken; de montage van buiten- en binnenschrijnwerk van hout en kunststof: deuren, vensters, kozijnen, trappen, muurkasten, inbouwkeukens, winkelinrichtingen, enzovoort; de installatie van al dan niet verplaatsbare tussenwanden en de installatie van garagepoorten, luiken, zonneblinden, traliewerk, hekken, enzovoort in hout of kunststof; de natuursteen- en marmerbewerking; alle vernieuwingswerken, schoonmaakwerken; het schoorsteenvegen; het plaatsen van stellingen, ijzerwaren, smeedwerk, alle metaalwerken; alle werken van glazenmakervak, het plaatsen van ruiten, spiegels, glas-in-loodramen, het vervaardigen van doorzichtige wanden; alle sanitair- en loodgieterijwerken; de installatie van elektrische bedrading en toebehoren, van de installatie van bewakingssystemen en alarminstallaties tegen diefstal; het garneren van meubilair; de kleinhandel, de invoer en de uitvoer van constructiematerialen; alle hydraulische werken, maritieme of rivierwerken, constructie of herstelling van sluizen, stuwdammen, dijken, kanalen en kunstwerken, doorleggings- afwatering- en pompenwerken, irrigatie- en uitbaggeringwerken, créatie en onderhoud van vijvers, rivieren en beekjes; het aanleggen van wegen, fietspaden, enzovoort
- Het schoonmaken en het onderhoud van onroerende goederen, het schoonmaken van vensters en van bureaus, kleine bureauwerkjes, interimdiensten, onderaanneming. Het aanbieden van thuishulp van huishoudelijke aard in het kader van dienstencheques: schoonmaak van de woning met inbegrip van de ramen; wassen en strijken; occasionele kleine naaiwerken; bereiden van maaltijden; strijken in een lokaal van de onderneming alsook activiteiten verricht buiten het huis van de gebruiker zoals onder andere boodschappendienst, mindermobielencentra voor bejaarden en strijkateliers
- Nationale en internationale personen- en koopwarentransport, express courrier
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Bergensesteenweg 24 registered office 1600 Sint-Pieters-Leeuw | ||
| Sint-Agatha-Berchemselaan 8 1081 Koekelberg | 25-05-2023 | 2.345.427.138 |
Buildings and parcels at the addresses
- Ground area
- 1,734 m²
- Buildings
- 479 m²
- Volume, LiDAR
- 4,243 m³
- Tallest building
- 16.1 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 |
| 21011A0041/00X002 | Brussels | 96 m² | 1 · 81 m² | 16.1 m · 4 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0802.121.407