Payment terms
12 days to suppliers
CONSTRUCTUS pays its suppliers 107 days earlier than in 2024. Customers pay 21 days earlier.
CONSTRUCTUS
Lifetime
3 annual accounts with figures on one time axispeak €104,935 (2024)
€93,254▼ 11.1%
peak €2,764 (2025)
€2,764▲ 4.4%
peak €12,733 (2025)
€12,733▲ 10.6%
€16,941▼ 50.5%
Board1 name since 2023
1 directorCICIO Florin-Vasile
Documentsfilings and deeds
09-09-202640 days late
2025micro format
Debts from €34,199 to €16,941Cash from €23,273 to €15,283
Key points
from the 2025 annual accountsFilings
3 annual accounts 3 late
The 2024 accounts came latest: 56 days after the end of the period.
At the same address
617 companies
Checked score
50
Fair
Financially stronger than 51% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.0%lowest value
01-2025: 3.0%● unchanged vs 12-2024
02-2025: 3.0%● unchanged vs 01-2025
03-2025: 3.1%▲ +0.1 percentage points vs 02-2025
04-2025: 3.7%▲ +0.6 percentage points vs 03-2025
05-2025: 4.5%▲ +0.8 percentage points vs 04-2025
06-2025: 4.5%● unchanged vs 05-2025
07-2025: 5.0%▲ +0.5 percentage points vs 06-2025
08-2025: 6.1%▲ +1.1 percentage points vs 07-2025
09-2025: 6.2%▲ +0.1 percentage points vs 08-2025
10-2025: 8.7%▲ +2.5 percentage points vs 09-2025
11-2025: 8.7%● unchanged vs 10-2025
12-2025: 8.7%● unchanged vs 11-2025
01-2026: 8.8%▲ +0.1 percentage points vs 12-2025
02-2026: 8.9%▲ +0.1 percentage points vs 01-2026
03-2026: 9.0%▲ +0.1 percentage points vs 02-2026highest value
04-2026: 6.3%▼ -2.7 percentage points vs 03-2026
05-2026: 6.3%● unchanged vs 04-2026
06-2026: 6.3%● unchanged vs 05-2026
07-2026: 6.3%● unchanged vs 06-2026
08-2026: 7.7%▲ +1.4 percentage points vs 07-2026
09-2026: 8.4%▲ +0.7 percentage points vs 08-2026
10-2026: 3.6%▼ -4.8 percentage points vs 09-2026
11-2026: 3.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Size: turnover €93,254, total assets €29,674
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 1.75, cash €15,283
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 51% of them on solvency, 75% on liquidity, 34% on profitability and 46% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as CONSTRUCTUS has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CONSTRUCTUS itself is higher: 3.6% within 12 months. It rests on far more data about CONSTRUCTUS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for CONSTRUCTUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.75 (1.34 in 2024), above the usual 1.5. Short-term debt is 57.1% and cash 51.5% of total assets. However, 57.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · 2025 accounts filed 40 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
40 days late
2024
56 days late
2023
9 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 35 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 September (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0801127948
Address struck
effective 18-07-2024 · KBO administration
Deed on the registered office
Gazette deed
Incorporation
Founding capital of €15,000, 100 shares · Founder: CICIO Florin-Vasile · Appointment: CICIO Florin-Vasile (director) · published on 27-04-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CONSTRUCTUS Sint-Pieters-Leeuw | €93,254 | 4.3% | 42.9% | - |
| SCM CONSTRUCT Sint-Pieters-Leeuw | - | - | 10.5% | - |
| JD RENOVATIONS Sint-Pieters-Leeuw | - | - | 45.4% | - |
| ART&CoFamily Sint-Pieters-Leeuw | - | - | 73.0% | - |
| ONIJ Zaventem | - | - | 75.0% | - |
| RMS CONSTRUCT Vilvoorde | - | - | 70.2% | - |
| RO WORKERS Drogenbos | €240,312 | 1.6% | 87.1% | - |
Grey: the largest companies of the sector (construction of buildings (NACE 41)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as CONSTRUCTUS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €24,200 and €34,600, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 25-04-2023Normal situation
- Registered office
- 619 active companies are registered at this address122 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.345.562.8391030 Schaerbeek, since 25-04-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 01-05-2025
Insights on CONSTRUCTUS
Solvency rose in 2025 from 25.2% to 42.9% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CONSTRUCTUS
- What is the company number of CONSTRUCTUS?
- The company number of CONSTRUCTUS is 0801.127.948. The VAT number is the same number with BE in front: BE 0801.127.948.
- Where is CONSTRUCTUS based?
- The registered office is at Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw.Company details
- What does CONSTRUCTUS do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of CONSTRUCTUS?
- CONSTRUCTUS is a private limited company (BV).
- When was CONSTRUCTUS founded?
- CONSTRUCTUS was founded on 25-04-2023.
- Is CONSTRUCTUS still active?
- Yes, CONSTRUCTUS is an active enterprise in the KBO register.
- What is the turnover of CONSTRUCTUS?
- The turnover of CONSTRUCTUS was €93,254 in financial year 2025, according to the filed annual accounts.Financials
- Is CONSTRUCTUS profitable?
- In financial year 2025, CONSTRUCTUS made a profit of €2,764.
- Where can I find the annual accounts of CONSTRUCTUS?
- CONSTRUCTUS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CONSTRUCTUS due?
- CONSTRUCTUS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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