Equity
€22,363 ▲ 9.9%
ONIJ has made a profit in every financial year since 2023.
ONIJ
Lifetime
3 annual accounts with figures on one time axispeak €18,975 (2024)
€4,461▼ 76.5%
peak €13,771 (2024)
€2,009▼ 85.4%
peak €22,363 (2025)
€22,363▲ 9.9%
€7,436unchanged
Board1 name since 2023
1 directorJARDAN Octavian
Documentsfilings and deeds
21-07-202610 days before the deadline
2025micro format
Gross margin from €18,975 to €4,461Result from €13,771 to €2,009Cash from €19,381 to €26,110
Key points
from the 2025 annual accountsTurnover
≈ €54,000 estimated
The micro format states no turnover.
Filings
3 annual accounts 2 late
The 2023 accounts came latest: 27 days after the end of the period.
Starting capital
€2,000 100 shares
At the same address
682 companies
Position in the sector
75.0%
Higher solvency than 83% of companies in construction of buildings. Sector median 42.9% · 9,456 companies.
Checked score
85
Excellent
Financially stronger than 73% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 1.0%▲ +0.1 percentage points vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.1%▲ +0.1 percentage points vs 06-2025
08-2025: 1.5%▲ +0.4 percentage points vs 07-2025highest value
09-2025: 0.8%▼ -0.7 percentage points vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.9%▲ +0.1 percentage points vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 1.0%▲ +0.1 percentage points vs 06-2026
08-2026: 0.7%▼ -0.3 percentage points vs 07-2026
09-2026: 0.5%▼ -0.2 percentage points vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Size: total assets €29,800
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 3.82, cash €26,110
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 92% on liquidity, 56% on profitability and 54% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as ONIJ has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ONIJ itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ONIJ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.82 (3.3 in 2024), above the usual 1.5. Short-term debt is 23.4% and cash 87.6% of total assets. 25% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
10 days early
2024
11 days late
2023
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 9 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0795849762
Incorporation
Founding capital of €2,000, 100 shares · Founder: JARDAN Octavian · Appointment: JARDAN Octavian (director) · published on 10-01-2023 · Gazette deed
First establishment
Veeartsenstraat 31, Anderlecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ONIJ Zaventem | €29,800 | €4,461 | 75.0% | - |
| CONSTRUCTUS Sint-Pieters-Leeuw | €29,674 | €4,212 | 42.9% | - |
| RMS CONSTRUCT Vilvoorde | €30,789 | €5,265 | 70.2% | - |
| SCM CONSTRUCT Sint-Pieters-Leeuw | €26,144 | €4,638 | 10.5% | - |
| JD RENOVATIONS Sint-Pieters-Leeuw | €26,443 | €4,127 | 45.4% | - |
| ART&CoFamily Sint-Pieters-Leeuw | €34,615 | €4,203 | 73.0% | - |
| BF TEAM Sint-Pieters-Leeuw | €26,135 | €5,532 | 29.3% | - |
These companies have the same main activity as ONIJ: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €26,100 and €34,600, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 06-01-2023Normal situation
- Registered office
- 684 active companies are registered at this address137 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.339.854.2891070 Anderlecht, since 06-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 11-02-2026
Annual accounts 2025
- €29,800▲ 7.2%
- Filing
- Filed on 21-07-2026, 10 days before the end of the filing period
Insights on ONIJ
ONIJ files the micro format. That format states no turnover. The gross margin fell from €6,337 in 2023 to €4,461 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ONIJ
- What is the company number of ONIJ?
- The company number of ONIJ is 0795.849.762. The VAT number is the same number with BE in front: BE 0795.849.762.
- Where is ONIJ based?
- The registered office is at Leuvensesteenweg 246, 1932 Zaventem.Company details
- What does ONIJ do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of ONIJ?
- ONIJ is a private limited company (BV).
- When was ONIJ founded?
- ONIJ was founded on 06-01-2023.
- Is ONIJ still active?
- Yes, ONIJ is an active enterprise in the KBO register.
- What is the turnover of ONIJ?
- The turnover in financial year 2025 is ≈ €54,000. This figure is estimated from the gross margin of €4,461 and 263 comparable companies (NACE 41001). It probably lies between €28,000 and €97,000. It is a rough estimate.Financials
- Is ONIJ profitable?
- In financial year 2025, ONIJ made a profit of €2,009.
- Where can I find the annual accounts of ONIJ?
- ONIJ filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ONIJ due?
- ONIJ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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