JD RENOVATIONS
ActiveSummary
The computed 12-month bankruptcy probability of JD RENOVATIONS is 2.7% (moderate). The 2025 annual accounts show equity of €12k and a net result of €-1k. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 52% of 7500 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability62▼-8
Solvency70▼-13
Growth78=
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.38 in 2024; short-term debt: 54.6% and cash: 2.8% of total assets), and 54.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.4%
Return on assets
-5.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
29 d late
2024
32 d late
2023
28 d late
2022
7 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▼ 11.3%
2024 · €14k
2022: €-3klowest in 4 years
2023: €13k▲ +573% vs 2022
2024: €14k▲ +2.1% vs 2023highest in 4 years
2025: €12k▼ -11.3% vs 2024
2022 → 2025
Total assets
€26k▲ 13.2%
2024 · €23k
2022: €13klowest in 4 years
2023: €19k▲ +45.9% vs 2022
2024: €23k▲ +23.7% vs 2023
2025: €26k▲ +13.2% vs 2024highest in 4 years
2022 → 2025
Net result
€-1k
2024 · €272
2022: €-4klowest in 4 years
2023: €16k▲ +522% vs 2022highest in 4 years
2024: €272▼ -98.3% vs 2023
2025: €-1k▼ -626% vs 2024
2022 → 2025
Working capital
€7k▲ 82.2%
2024 · €4k
2022: €-10klowest in 4 years
2023: €6k▲ +161% vs 2022
2024: €4k▼ -36.6% vs 2023
2025: €7k▲ +82.2% vs 2024highest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-3k-€13k€14k▲ 2.1%€12k▼ 11.3%
2022: €-3klowest in 4 years
2023: €13k▲ +573% vs 2022
2024: €14k▲ +2.1% vs 2023highest in 4 years
2025: €12k▼ -11.3% vs 2024
Operating result€-4k-€19k€914▼ 95.3%€-1k
2022: €-4klowest in 4 years
2023: €19k▲ +614% vs 2022highest in 4 years
2024: €914▼ -95.3% vs 2023
2025: €-1k▼ -238% vs 2024
Net result€-4k-€16k€272▼ 98.3%€-1k
2022: €-4klowest in 4 years
2023: €16k▲ +522% vs 2022highest in 4 years
2024: €272▼ -98.3% vs 2023
2025: €-1k▼ -626% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €914 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€5k ▼ 47.7%
Current assets
€21k ▲ 56.8%
Equity and liabilities €26k
Equity
€12k ▼ 11.3%
Debt
€14k ▲ 46.9%
Debt's share of the balance-sheet total rises from 42.1% to 54.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €6k
Cash flow
€4k▼
2024 · €5k
Current ratio
1.48▲
2024 · 1.38
Quick ratio
0.99▲
2024 · 0.67
Debt to equity
1.20▲
2024 · 0.73
ROE
-11.9%▼
2024 · 2.0%
ROA
-5.4%▼
2024 · 1.2%
Interest coverage
21.34▲
2024 · 18.51
Debt ≤ 1 year
€14k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€23k€26k▲
Formation expenses20€0-
Fixed assets21/28€10k€5k▼
Tangible fixed assets22/27€10k€5k▼
Plant, machinery and equipment23€1k€978▼
Furniture and vehicles24€8k€4k▼
Current assets29/58€14k€21k▲
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Amounts receivable within one year40/41€3k€13k▲
Trade receivables40€817€12k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€4k€728▼
Deferred charges and accrued income490/1€0€120▲
Equity and liabilities
Total equity and liabilities10/49€23k€26k▲
Equity10/15€14k€12k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€13k€11k▼
Amounts payable17/49€10k€14k▲
Amounts payable within one year42/48€10k€14k▲
Trade debts44€381€303▼
Suppliers440/4€381€303▼
Taxes, remuneration and social security45€4k€328▼
Taxes450/3€4k€328▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€6k€14k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€170€381▲
Gross operating margin9900€6k€4k▼
Operating profit (loss)9901€914€-1k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€315€176▼
Recurring financial charges65€315€176▼
Profit (loss) for the period before taxes9903€600€-1k▼
Income taxes67/77€328-
Profit (loss) for the period9904€272€-1k▼
Profit (loss) for the period to be appropriated9905€272€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€11k▼
Profit (loss) brought forward from the previous period14P€12k€12k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2k | - | - | - |
| Remuneration, social security and pensions62 | - | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €5k | €5k | ▲ 1.9% |
| Other operating charges640/8 | - | €746 | €170 | €381 | ▲ 124% |
| Non-recurring operating charges66A | - | €0 | - | - | - |
| Gross operating margin9900 | €-2k | €22k | €6k | €4k | ▼ 31.2% |
| Operating profit (loss)9901 | €-4k | €19k | €914 | €-1k | ▼ 238% |
| Financial income75/76B | - | €2 | €0 | €1 | ▲ 135% |
| Recurring financial income75 | - | €2 | €0 | €1 | ▲ 135% |
| Financial charges65/66B | €39 | €64 | €315 | €176 | ▼ 44.2% |
| Recurring financial charges65 | €39 | €64 | €315 | €176 | ▼ 44.2% |
| Profit (loss) for the period before taxes9903 | €-4k | €19k | €600 | €-1k | ▼ 339% |
| Income taxes67/77 | - | €3k | €328 | - | - |
| Profit (loss) for the period9904 | €-4k | €16k | €272 | €-1k | ▼ 626% |
| Profit (loss) for the period to be appropriated9905 | €-4k | €16k | €272 | €-1k | ▼ 626% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €13k | €19k | €23k | €26k | ▲ 13.2% |
| Formation expenses20 | €1k | €0 | €0 | - | - |
| Fixed assets21/28 | €6k | €7k | €10k | €5k | ▼ 47.7% |
| Tangible fixed assets22/27 | €6k | €7k | €10k | €5k | ▼ 47.7% |
| Plant, machinery and equipment23 | €963 | €633 | €1k | €978 | ▼ 21.9% |
| Furniture and vehicles24 | €5k | €7k | €8k | €4k | ▼ 51.5% |
| Current assets29/58 | €6k | €12k | €14k | €21k | ▲ 56.8% |
| Stocks and contracts in progress3 | €2k | €0 | €7k | €7k | = |
| Stocks30/36 | €2k | €0 | €7k | €7k | = |
| Amounts receivable within one year40/41 | €4k | €2k | €3k | €13k | ▲ 391% |
| Trade receivables40 | €3k | €670 | €817 | €12k | ▲ 1,341% |
| Other amounts receivable41 | €828 | €2k | €2k | €2k | ▼ 10.5% |
| Cash at bank and in hand54/58 | €326 | €2k | €4k | €728 | ▼ 81.2% |
| Deferred charges and accrued income490/1 | - | €7k | €0 | €120 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €13k | €19k | €23k | €26k | ▲ 13.2% |
| Equity10/15 | €-3k | €13k | €14k | €12k | ▼ 11.3% |
| Contributions10/11 | €1k | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €-4k | €12k | €13k | €11k | ▼ 12.2% |
| Amounts payable17/49 | €16k | €6k | €10k | €14k | ▲ 46.9% |
| Amounts payable within one year42/48 | €16k | €6k | €10k | €14k | ▲ 46.9% |
| Trade debts44 | €2k | €2k | €381 | €303 | ▼ 20.4% |
| Suppliers440/4 | €2k | €2k | €381 | €303 | ▼ 20.4% |
| Advances received on contracts in progress46 | - | €0 | - | - | - |
| Taxes, remuneration and social security45 | €200 | €4k | €4k | €328 | ▼ 90.8% |
| Taxes450/3 | €200 | €4k | €4k | €328 | ▼ 90.8% |
| Remuneration and social security454/9 | €0 | €0 | €0 | €0 | - |
| Other amounts payable47/48 | €13k | €381 | €6k | €14k | ▲ 134% |
| Accrued charges and deferred income492/3 | - | €13 | €0 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-4k | €16k | €272 | €-1k | ▼ 626% |
| + Depreciation and write-downs630 | €2k | €2k | €5k | €5k | ▲ 1.9% |
| Operating cash flow (approximation) | €-2k | €18k | €5k | €4k | ▼ 31.1% |
| Investment in fixed assets (approximation) | - | €-4k | €-7k | €-359 | ▲ 95.1% |
| Change in cash | - | €2k | €2k | €-3k | ▼ 278% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 2.06
Current ratio from 0.38 to 2.06; short-term debt falls from €16k to €6k.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2022
Ground area
8,816 m²
Building footprint
1,399 m²
Volume, LiDAR
462 m³
2 parcels, Flanders, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
301
companies at this address
See who is registered here
1 establishment unit
JD RENOVATIONS
since 20222.333.753.484
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,330 m² | - |
| 62354C0124/00X253 | Wallonia | 504 m² | 1 · 69 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 9,959 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43110Demolition
43211General electrical installation work
43221Plumbing work
43410Roofing work
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.