SACLIM
ActiveSACLIM has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.54M and a net result of €535k. Equity is growing by ~38.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency98▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 4.55 against 2.65 in 2024; short-term debt: 14.2% and cash: 8.5% of total assets), and 27% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73%
Return on assets
25.3%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
28 d late
2022
28 d late
2021
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€535k▲ 19.6%
2024 · €447k
2021: €265k
2022: €438k
2023: €471k
2024: €447k
2021 → 2025
Working capital
€1.07M▼ 14.4%
2024 · €1.25M
2021: €242k
2022: €680k
2023: €921k
2024: €1.25M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€242k-€680k▲ 181%€1.15M▲ 69.2%€1.60M▲ 38.9%€1.54M▼ 3.4%
Operating result€355k-€584k▲ 64.5%€628k▲ 7.5%€592k▼ 5.7%€717k▲ 21.0%
Net result€265k-€438k▲ 65.2%€471k▲ 7.5%€447k▼ 5.0%€535k▲ 19.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.11M
Fixed assets
€746k▲ 62.2%
Current assets
€1.37M▼ 31.8%
Equity and liabilities €2.11M
Equity
€1.54M▼ 3.4%
Debt
€570k▼ 34.1%
The debt ratio falls from 35.1% to 27.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€740k▲
2024 · €602k
Cash flow
€558k▲
2024 · €457k
Solvency
73.0%▲
2024 · 64.9%
Current ratio
4.55▲
2024 · 2.65
Quick ratio
4.55▲
2024 · 2.65
Debt / equity
0.37▼
2024 · 0.54
ROE
34.7%▲
2024 · 28.0%
ROA
25.3%▲
2024 · 18.2%
Interest coverage
35.99▼
2024 · 131.11
Debt
€570k▼
2024 · €865k
Debt ≤ 1 year
€300k▼
2024 · €756k
Debt > 1 year
€262k▲
2024 · €101k
Income taxes
€179k▲
2024 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.46M€2.11M▼
Fixed assets21/28€460k€746k▲
Tangible fixed assets22/27€460k€746k▲
Other tangible fixed assets26€460k€746k▲
Current assets29/58€2.00M€1.37M▼
Amounts receivable after more than one year29€60k€160k▲
Other amounts receivable291€60k€160k▲
Amounts receivable within one year40/41€871k€674k▼
Trade receivables40€672k€596k▼
Other amounts receivable41€199k€78k▼
Current investments50/53€1.00M€350k▼
Cash at bank and in hand54/58€64k€179k▲
Deferred charges and accrued income490/1€8k€3k▼
Equity and liabilities
Total equity and liabilities10/49€2.46M€2.11M▼
Equity10/15€1.60M€1.54M▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€1.60M€1.54M▼
Amounts payable17/49€865k€570k▼
Amounts payable after more than one year17€101k€262k▲
Financial debts170/4€100k€259k▲
Other amounts payable178/9€1k€3k▲
Amounts payable within one year42/48€756k€300k▼
Current portion of amounts payable after more than one year42€10k€30k▲
Trade debts44€310k€1k▼
Suppliers440/4€310k€1k▼
Taxes, remuneration and social security45€265k€20k▼
Taxes450/3€265k€20k▼
Other amounts payable47/48€171k€249k▲
Accrued charges and deferred income492/3€7k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€23k▲
Other operating charges640/8€46k€70k▲
Gross operating margin9900€648k€810k▲
Operating profit (loss)9901€592k€717k▲
Financial income75/76B€4k€18k▲
Recurring financial income75€4k€18k▲
Financial charges65/66B€5k€21k▲
Recurring financial charges65€5k€21k▲
Profit (loss) for the period before taxes9903€592k€714k▲
Income taxes67/77€144k€179k▲
Profit (loss) for the period9904€447k€535k▲
Profit (loss) for the period to be appropriated9905€447k€535k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.60M€2.13M▲
Profit (loss) brought forward from the previous period14P€1.15M€1.60M▲
Profit to be distributed694/7-€590k
Return on contributions (dividend)694-€590k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
30-06
Financial
Highest result since 2021net €535k ▲19.6%
Operating result €717k, net result €535k, both a record.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
30-06
Financial
Equity above €1MEq €1.15M ▲69.2%
3 profitable years in a row build equity to €1.15M.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
30-06
Financial
Equity above €500kEq €680k ▲181%
2 profitable years in a row build equity to €680k.
26-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Awans · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Liège 344340 AwansGround area
861 m²
Building footprint
120 m²
Volume, LiDAR
828 m³
Parcel 62077B0665/00D000, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SACLIM
since 20192.296.926.346
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62077B0665/00D000 | Wallonia | 861 m² | 1 · 120 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845008CBCF0D7F1AC04
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 2,354 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2019
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.