ECTA
ActiveECTA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.52M and a net result of €224k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 88% of 709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-15
Solvency100▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 9.03 against 9.18 in 2024; short-term debt: 11% and cash: 47.9% of total assets), and 11.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.7%
Return on assets
13%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
27 d early
2023
1 d early
2022
4 d early
2021
17 d early
2020
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€224k▼ 54.3%
2024 · €490k
2021: €-264k
2022: €-179k
2023: €30k
2024: €490k
2021 → 2025
Working capital
€1.52M▼ 13.6%
2024 · €1.76M
2021: €947k
2022: €772k
2023: €806k
2024: €1.76M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€959k-€780k▼ 18.7%€810k▲ 3.8%€1.30M▲ 60.6%€1.52M▲ 17.2%
Operating result€-253k-€-158k▲ 37.4%€57k€495k▲ 770%€225k▼ 54.5%
Net result€-264k-€-179k▲ 32.2%€30k€490k▲ 1,559%€224k▼ 54.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.72M
Fixed assets
€10k▲ 400%
Current assets
€1.71M▼ 13.5%
Equity and liabilities €1.72M
Equity
€1.52M▲ 17.2%
Debt
€195k▼ 71.2%
The debt ratio falls from 34.2% to 11.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€227k▼
2024 · €499k
Cash flow
€226k▼
2024 · €495k
Solvency
88.7%▲
2024 · 65.8%
Current ratio
9.03▼
2024 · 9.18
Quick ratio
9.03▼
2024 · 9.18
Debt / equity
0.13▼
2024 · 0.52
ROE
14.7%▼
2024 · 37.7%
ROA
13.0%▼
2024 · 24.8%
Interest coverage
119.74▲
2024 · 64.66
Debt
€195k▼
2024 · €677k
Debt ≤ 1 year
€189k▼
2024 · €215k
Staff costs
€461k▲
2024 · €450k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.98M€1.72M▼
Fixed assets21/28€2k€10k▲
Tangible fixed assets22/27€2k€10k▲
Furniture and vehicles24€2k€10k▲
Current assets29/58€1.98M€1.71M▼
Amounts receivable within one year40/41€606k€358k▼
Trade receivables40€600k€332k▼
Other amounts receivable41€6k€26k▲
Current investments50/53-€500k
Cash at bank and in hand54/58€1.24M€823k▼
Deferred charges and accrued income490/1€132k€28k▼
Equity and liabilities
Total equity and liabilities10/49€1.98M€1.72M▼
Equity10/15€1.30M€1.52M▲
Contributions10/11€1.88M€1.88M=
Capital10€1.88M€1.88M=
Profit (loss) carried forward14€-577k€-353k▲
Amounts payable17/49€677k€195k▼
Amounts payable within one year42/48€215k€189k▼
Trade debts44€158k€145k▼
Suppliers440/4€158k€145k▼
Taxes, remuneration and social security45€57k€44k▼
Taxes450/3€5k€0▼
Remuneration and social security454/9€52k€44k▼
Accrued charges and deferred income492/3€461k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€450k€461k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€5k€2k▼
Gross operating margin9900€954k€690k▼
Operating profit (loss)9901€495k€225k▼
Financial income75/76B€3k€940▼
Recurring financial income75€3k€940▼
Financial charges65/66B€8k€2k▼
Recurring financial charges65€8k€2k▼
Profit (loss) for the period before taxes9903€490k€224k▼
Profit (loss) for the period9904€490k€224k▼
Profit (loss) for the period to be appropriated9905€490k€224k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-577k€-353k▲
Profit (loss) brought forward from the previous period14P€-1.07M€-577k▲
Social balance
Average headcount (FTE)90874.13.3▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2021net €490k ▲1559%
Operating result €495k, net result €490k, both a record.
31-12
Financial
Equity above €1MEq €1.30M ▲60.6%
2 profitable years in a row build equity to €1.30M.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €30k
Net result €30k after 2 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 47 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koloniënstraat 18/241000 BrusselGround area
182 m²
Building footprint
155 m²
Volume, LiDAR
4,438 m³
Parcel 21804D1419/00L002, Brussels · tallest building 32.9 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
ECTA
since 20192.297.993.346
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D1419/00L002 | Brussels | 182 m² | 1 · 155 m² | 32.9 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 2,375 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formInt'l non-profit association
Founded02-12-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.