JD Média
ActiveThe computed 12-month bankruptcy probability of JD Média is 1.6% (moderate). The 2025 annual accounts show equity of €335k and a net result of €332k. Equity is growing by ~81.4% per year across the filed fiscal years. Its solvency ranks better than 28% of 10345 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency43▼-23
Growth78=
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.63 in 2024; short-term debt: 58.3% and cash: 22.2% of total assets), and 82.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.9%
Return on assets
17.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
31 d late
2023
27 d late
2022
9 d late
2021
65 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€332k▲ 52.0%
2024 · €219k
2021: €-29k
2022: €52k
2023: €101k
2024: €219k
2021 → 2025
Working capital
€32k▼ 88.4%
2024 · €274k
2021: €-25k
2022: €22k
2023: €59k
2024: €274k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-25k-€25k€125k▲ 399%€313k▲ 151%€335k▲ 7.0%
Operating result€-28k-€59k€130k▲ 118%€296k▲ 128%€450k▲ 52.1%
Net result€-29k-€52k€101k▲ 96.8%€219k▲ 115%€332k▲ 52.0%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 52% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.88M
Fixed assets
€749k▲ 1,114%
Current assets
€1.13M▲ 58.4%
Equity and liabilities €1.88M
Equity
€335k▲ 7.0%
Debt
€1.54M▲ 235%
The debt ratio rises from 59.5% to 82.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€483k▲
2024 · €314k
Cash flow
€366k▲
2024 · €237k
Solvency
17.9%▼
2024 · 40.5%
Current ratio
1.03▼
2024 · 1.63
Quick ratio
1.03▼
2024 · 1.63
Debt / equity
4.59▲
2024 · 1.47
ROE
99.0%▲
2024 · 69.8%
ROA
17.7%▼
2024 · 28.3%
Interest coverage
27.34▼
2024 · 54.95
Debt
€1.54M▲
2024 · €459k
Debt ≤ 1 year
€1.09M▲
2024 · €437k
Debt > 1 year
€436k
Income taxes
€101k▲
2024 · €72k
Staff costs
€285k▲
2024 · €153k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€773k€1.88M▲
Fixed assets21/28€62k€749k▲
Intangible fixed assets21€56k€51k▼
Tangible fixed assets22/27€3k€697k▲
Land and buildings22-€661k
Furniture and vehicles24€3k€36k▲
Financial fixed assets28€3k€1k▼
Current assets29/58€711k€1.13M▲
Amounts receivable within one year40/41€483k€690k▲
Trade receivables40€444k€640k▲
Other amounts receivable41€39k€50k▲
Cash at bank and in hand54/58€213k€416k▲
Deferred charges and accrued income490/1€15k€20k▲
Equity and liabilities
Total equity and liabilities10/49€773k€1.88M▲
Equity10/15€313k€335k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€309k€331k▲
Amounts payable17/49€459k€1.54M▲
Amounts payable after more than one year17-€436k
Financial debts170/4-€434k
Other amounts payable178/9-€2k
Amounts payable within one year42/48€437k€1.09M▲
Current portion of amounts payable after more than one year42-€62k
Trade debts44€278k€570k▲
Suppliers440/4€278k€570k▲
Taxes, remuneration and social security45€125k€136k▲
Taxes450/3€103k€100k▼
Remuneration and social security454/9€21k€36k▲
Other amounts payable47/48€35k€326k▲
Accrued charges and deferred income492/3€23k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62€153k€285k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€34k▲
Other operating charges640/8€810€78k▲
Non-recurring operating charges66A-€237
Gross operating margin9900€468k€846k▲
Operating profit (loss)9901€296k€450k▲
Financial income75/76B€343€1k▲
Recurring financial income75€343€1k▲
Financial charges65/66B€6k€18k▲
Recurring financial charges65€6k€18k▲
Profit (loss) for the period before taxes9903€290k€433k▲
Income taxes67/77€72k€101k▲
Profit (loss) for the period9904€219k€332k▲
Profit (loss) for the period to be appropriated9905€219k€332k▲
Appropriation of the result
Profit (loss) to be appropriated9906€339k€641k▲
Profit (loss) brought forward from the previous period14P€121k€309k▲
Profit to be distributed694/7€30k€310k▲
Return on contributions (dividend)694€30k€300k▲
Directors or managers695-€10k
Social balance
Average headcount (FTE)90872.75.5▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €332k ▲52%
Operating result €450k, net result €332k, both a record.
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-12
Financial
Equity above €200kEq €313k ▲151%
3 profitable years in a row build equity to €313k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Equity above €100kEq €125k ▲399%
2 profitable years in a row build equity to €125k.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 65 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de la Vecquée 365000 NamurGround area
4,266 m²
Building footprint
498 m²
Volume, LiDAR
4,673 m³
2 parcels, Wallonia · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JD Média
since 20212.312.374.684
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302F0004/00L009 | Wallonia | 4,041 m² | 1 · 220 m² | 8.8 m · 2 fl. |
| 92302G0241/00S000 | Wallonia | 225 m² | 1 · 278 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488JSX771U24JF7O264
Similar companies · same sector, comparable size
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IBO FRUIT
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B-CONNECTED
BE 0466.663.040
Aalst · Eq €335k
COOREVITS LIFTSERVICE
BE 0643.608.163
Kortrijk · Eq €336k
COOLFOODS
BE 0525.741.087
Destelbergen · Eq €336k
Of 12,959 companies in sector 47120 we hold annual accounts for 2,190. 1,234 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2020
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
68203Renting and operating of own or leased non-residential real estate, excluding land
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:+32479552440
E-mail:hugojac6@gmail.com