Equity
€5,589 ▲ 5.1%
RUBEN'S CONSTRUCT has made a profit in every financial year since 2023.
RUBEN'S CONSTRUCT
Lifetime
3 annual accounts with figures on one time axispeak €5,204 (2023)
€2,197▲ 41.0%
peak €3,017 (2023)
€273▼ 8.7%
peak €5,589 (2025)
€5,589▲ 5.1%
€777▲ 133%
Board1 name since 2023
1 director
Documentsfilings and deeds
09-07-202622 days before the deadline
2025micro format
Gross margin from €1,559 to €2,197Debts from €334 to €777Cash from €103 to €5
Key points
from the 2025 annual accountsTurnover
≈ €26,000 estimated
The micro format states no turnover.
Liquidity
6.03 was 8.66 in 2024
Short-term debts rose from €334 to €777.
Filings
3 annual accounts 2 late
The 2024 accounts came latest: 67 days after the end of the period.
At the same address
33 companies
Position in the sector
87.8%
Higher solvency than 93% of companies in construction of buildings. Sector median 43.1% · 10,159 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,547 companies had the same profile as RUBEN'S CONSTRUCT has now. Each dot stands for 7 companies, two years later.
94.1%
were still trading
3.4%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,547 companies, not a prediction for RUBEN'S CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0798979102
Incorporation
Founding capital of €2,000, 100 shares · Founder: (comparant) · Appointment: (director) · published on 03-03-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RUBEN'S CONSTRUCT Vilvoorde | €6,367 | €2,197 | 87.8% | - |
| ANAS CONSTRUCT Sint-Gillis (bij-Brussel) | €6,121 | €2,049 | 27.1% | - |
| NENY CONSTRUCT Wezembeek-Oppem | €8,306 | €3,081 | 77.6% | - |
| STUNZI CONSTRUCTION Grimbergen | €7,252 | €1,385 | -9.6% | - |
| AYADEE BUILDING Wezembeek-Oppem | €6,255 | €2,030 | 51.4% | - |
| BIG WORK COMPANY Zaventem | €5,237 | €1,604 | 25.4% | - |
| SBI PROF Asse | €6,484 | €2,815 | 78.2% | - |
These companies have the same main activity as RUBEN'S CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €5,240 and €8,310, founded between 2021 and 2024.
Official details
Source: KBO- Status
- Active since 01-03-2023Normal situation
- Registered office
- 34 active companies are registered at this address6 started in the 12 months before. Source: KBO register, as of 13 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Financial year end
- 31 December
- Peppol
- Reachable since 26-04-2026
Annual accounts 2025
- €6,367▲ 12.7%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on RUBEN'S CONSTRUCT
RUBEN'S CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €5,204 in 2023 to €2,197 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RUBEN'S CONSTRUCT
- What is the company number of RUBEN'S CONSTRUCT?
- The company number of RUBEN'S CONSTRUCT is 0798.979.102. The VAT number is the same number with BE in front: BE 0798.979.102.
- Where is RUBEN'S CONSTRUCT based?
- The registered office is at Mechelsesteenweg 151A, 1800 Vilvoorde.Company details
- What does RUBEN'S CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of RUBEN'S CONSTRUCT?
- RUBEN'S CONSTRUCT is a private limited company (BV).
- When was RUBEN'S CONSTRUCT founded?
- RUBEN'S CONSTRUCT was founded on 01-03-2023.
- Is RUBEN'S CONSTRUCT still active?
- Yes, RUBEN'S CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of RUBEN'S CONSTRUCT?
- The turnover in financial year 2025 is ≈ €26,000. This figure is estimated from the gross margin of €2,197 and 286 comparable companies (NACE 41001). It probably lies between €13,000 and €47,000. It is a rough estimate. In financial year 2024 turnover was €37,175.Financials
- Is RUBEN'S CONSTRUCT profitable?
- In financial year 2025, RUBEN'S CONSTRUCT made a profit of €273.
- Where can I find the annual accounts of RUBEN'S CONSTRUCT?
- RUBEN'S CONSTRUCT filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RUBEN'S CONSTRUCT due?
- RUBEN'S CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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