Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
3 of 3 acts readfiscal year 2026 expected by 31-12-2026
2026
02-06-2026 State Gazette act Open capture
Seat change · General meeting · Act object
2025
01-12-2025 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
03-04-2025 State Gazette act Director changes
v3.2
06-01-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
20-12-2023 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
03-03-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
10-05-2021 State Gazette act Incorporation
oprichting
Financials
Equity€3k+126.2%
2022: €4k
2023: €9k
2024: €1k
Total assets€6k+111.9%
2022: €284k
2023: €160k
2024: €3k
Net result€2k
2022: €4k
2023: €5k
2024: €-7k
Working capital€3k+126.2%
2022: €4k
2023: €9k
2024: €1k
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2025 · micro schemaSector comparison
Fiscal year 2025 · NACE 41, Construction of residential and non-residential buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 51.4% | 42.3% | |
| Net result | €2k | €11k | |
| Equity | €3k | €35k | |
| Gross operating margin | €2k | €29k | |
| Total assets | €6k | €96k |
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P60
Improving position over 2022-2025
· n=1093-3845
P27
Weakening position over 2022-2025
· n=1093-3840
P12
Stable position over 2022-2025
· n=1095-3850
P13
Stable position over 2022-2025
· n=1092-3837
€5
-99.7%
22-25
€3k
+98.6%
22-25
€3k
+98.6%
22-25
2.06
+6.7%
22-25
2.06
+6.7%
22-25
51.4%
+6.8%
22-25
0.94
-12.2%
22-25
55.8%
-
22-25
28.7%
-
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | - |
| Net profit | €2k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €6k |
| Equity | €3k |
| Debt | €3k |
| of which ≤ 1y | €3k |
| of which > 1y | - |
| Working capital | €3k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 2.06 |
| Quick ratio | 2.06 |
| Working capital ratio | 51.4% |
| Solvency | 51.4% |
| Debt / equity | 0.94 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 28.7% |
| ROE | 55.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (16 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €6k |
| Current assets | 29/58 | €6k |
| Amounts receivable within one year | 40/41 | €6k |
| Cash & bank | 54/58 | €4 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €6k |
| Equity | 10/15 | €3k |
| Accumulated profits (losses) | 14 | €3k |
| Amounts payable | 17/49 | €3k |
| Amounts payable within one year | 42/48 | €3k |
| Trade debts payable within one year | 44 | €866 |
| Income statement | ||
| Gross operating margin | 9900 | €2k |
| Operating result | 9901 | €2k |
| Financial charges | 65 | €186 |
| Result before taxes | 9903 | €2k |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
Signals
1 signal
Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 01-12-2025, 30 days ahead of the deadline.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 01-12-2025, 30 days ahead of the deadline.
The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-05. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-05-2025, that is 31-12-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-05-2025 | 31-12-2025 | 01-12-2025 | 30 d early | 2025-00578035 |
| 31-05-2024 | 31-12-2024 | 06-01-2025 | 6 d late | 2025-00000756 |
| 31-05-2023 | 31-12-2023 | 20-12-2023 | 11 d early | 2023-00537015 |
| 31-05-2022 | 31-12-2022 | 03-03-2023 | 62 d late | 2023-00037559 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Directors
3 directors
Current directors & mandates
-
Current25-03-2025 → present
Former directors (2)
-
Former- → 25-03-2025
-
Former- → 25-03-2025
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
Locations & real estate
Registered office
Establishment units
1 locationAYADEE BUILDING
since 20212.317.110.858
Parcels2
Ground area2,246 m²
Buildings2
Building footprint292 m²
Volume (LiDAR)1,713 m³
Tallest building9.4 m · ±2 fl.
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006B0486/00X000 | Flanders | 1,649 m² | 1 · 129 m² | 7.2 m · 2 fl. |
| 24122A0147/00L003 | Flanders | 597 m² | 1 · 163 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
Similar companies
Comparable size, same sectorBE 1006.119.236 · Dilbeek
BE 0805.268.858 · Bastogne
BE 0777.647.713 · Ferrières
BE 1002.266.554 · Linkebeek
BE 0797.981.980 · Sint-Katelijne-Waver
How this selection is made
We hold annual accounts for 15,232 of the 29,665 companies in this sector. 4,327 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
General construction of residential buildings41001General electrical installation work43211Plumbing work43221Installation of electric heating, air conditioning, cooling and ventilation43222Insulation installation43230Other construction installation43240Plastering work43310Joinery installation43320Floor and wall tiling43331Laying of wooden floor and wall coverings43332Painting of buildings43341Other building finishing work43350Other specialised construction activities43990Retail sale of cars and light vans (up to 3.5 tonnes)47811Retail trade47812Activities of head offices70100Business and other management consultancy70200