SBI PROF
ActiveSummary
The computed 12-month bankruptcy probability of SBI PROF is 2.3% (moderate). The 2025 annual accounts show equity of €5k and a net result of €870. Its solvency ranks better than 86% of 7500 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-29
Solvency100▲+27
Growth68
Track record82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€357k▲ 1,133%
2024 · €29k
EBIT margin
0.4%▼ 18.0pp
2024 · 18.3%
Net result
€870▼ 79.3%
2024 · €4k
Working capital
€5k▲ 20.7%
2024 · €4k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Turnover€29k-€357k▲ 1,133%
Operating result€5k-€1k▼ 76.4%
Net result€4k-€870▼ 79.3%
EBIT margin18.3%-0.4%▼ 18.0pp
Equity€4k-€5k▲ 20.7%
Total assets€9k-€6k▼ 25.5%
Debt€5k-€1k▼ 68.6%
Working capital€4k-€5k▲ 20.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €6k
Equity
€5k ▲ 20.7%
Debt
€1k ▼ 68.6%
Debt's share of the balance-sheet total falls from 51.7% to 21.8%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
4.58▲
2024 · 1.93
Debt to equity
0.28▼
2024 · 1.07
ROE
17.2%▼
2024 · 100.0%
ROA
13.4%▼
2024 · 48.3%
Debt ≤ 1 year
€1k▼
2024 · €5k
Income taxes
€365▼
2024 · €1k
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €29k | €357k | ▲ 1,133% |
| Goods, raw materials, services and sundry goods60/61 | €24k | €355k | ▲ 1,397% |
| Remuneration, social security and pensions62 | - | €1k | - |
| Other operating charges640/8 | - | €221 | - |
| Non-recurring operating charges66A | €0 | - | - |
| Gross operating margin9900 | €5k | €3k | ▼ 47.0% |
| Operating profit (loss)9901 | €5k | €1k | ▼ 76.4% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €64 | €18 | ▼ 72.7% |
| Recurring financial charges65 | €64 | €18 | ▼ 72.7% |
| Profit (loss) for the period before taxes9903 | €5k | €1k | ▼ 76.5% |
| Income taxes67/77 | €1k | €365 | ▼ 65.2% |
| Profit (loss) for the period9904 | €4k | €870 | ▼ 79.3% |
| Profit (loss) for the period to be appropriated9905 | €4k | €870 | ▼ 79.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €9k | €6k | ▼ 25.5% |
| Current assets29/58 | €9k | €6k | ▼ 25.5% |
| Amounts receivable within one year40/41 | €5k | €5k | ▲ 4.0% |
| Trade receivables40 | €4k | €2k | ▼ 56.9% |
| Other amounts receivable41 | €807 | €3k | ▲ 305% |
| Cash at bank and in hand54/58 | €4k | €1k | ▼ 61.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €9k | €6k | ▼ 25.5% |
| Equity10/15 | €4k | €5k | ▲ 20.7% |
| Profit (loss) carried forward14 | €4k | €5k | ▲ 20.7% |
| Amounts payable17/49 | €5k | €1k | ▼ 68.6% |
| Amounts payable within one year42/48 | €5k | €1k | ▼ 68.6% |
| Trade debts44 | €3k | - | - |
| Suppliers440/4 | €3k | - | - |
| Taxes, remuneration and social security45 | €1k | €1k | ▲ 34.8% |
| Taxes450/3 | €1k | €1k | ▲ 34.8% |
| Other amounts payable47/48 | €110 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €870 | ▼ 79.3% |
| Operating cash flow (approximation) | €4k | €870 | ▼ 79.3% |
| Change in cash | - | €-2k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 4.58
Current ratio from 1.93 to 4.58; short-term debt falls from €5k to €1k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2024
Ground area
1,283 m²
Building footprint
1,283 m²
Volume, LiDAR
7,301 m³
Parcel 23095B0028/00F002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
98
companies at this address
See who is registered here
1 establishment unit
SBI PROF
since 20242.363.187.937
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095B0028/00F002 | Flanders | 1,283 m² | 1 · 1,283 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BL Solutions
BE 0783.947.169
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GASPAR CONSTRUCTIONS
BE 0464.796.086
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TALA AT
BE 0757.737.472
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 6,517 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43110Demolition
43120Site preparation
43130Specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.