STUNZI CONSTRUCTION
ActiveThe computed 12-month bankruptcy probability of STUNZI CONSTRUCTION is 5.0% (elevated). The 2024 annual accounts show negative equity (€-694) and a net result of €-3k. Its solvency ranks better than 10% of 9984 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
7
/ 100
Critical▼ -56 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency33▼-30
Growth32
Stability94
Bankruptcy probability, 12 months
5.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.38 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-9.6%
Return on assets
-41.4%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year -€694
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-12-2025, 123 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
123 d late
2023
106 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-694
2023 · €5k
2023: €5k
2023 → 2024
Total assets
€7k▼ 19.7%
2023 · €9k
2023: €9k
2023 → 2024
Net result
€-3k
2023 · €2k
2023: €2k
2023 → 2024
Working capital
€-6k▼ 137%
2023 · €-3k
2023: €-3k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€5k-€-694
Operating result€3k-€-6k
Net result€2k-€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €3k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7k
Fixed assets
€6k▼ 25.2%
Current assets
€2k▲ 5.3%
Key figures and ratios
EBITDA
€-3k▼
2023 · €6k
Cash flow
€20▼
2023 · €5k
Solvency
-9.6%▼
2023 · 52.9%
Current ratio
0.22▼
2023 · 0.38
Quick ratio
0.22▼
2023 · 0.38
ROA
-41.4%▼
2023 · 25.6%
Interest coverage
-10.82▼
2023 · 83.27
Debt
€8k▲
2023 · €4k
Debt ≤ 1 year
€8k▲
2023 · €4k
Equity ratios withheld: equity of €-694 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€9k€7k▼
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€7k€6k▼
Furniture and vehicles24€7k€6k▼
Current assets29/58€2k€2k▲
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40€433€2k▲
Other amounts receivable41€703-
Cash at bank and in hand54/58€496-
Equity and liabilities
Total equity and liabilities10/49€9k€7k▼
Equity10/15€5k€-694▼
Revaluation surpluses12€2k-
Profit (loss) carried forward14€2k€-694▼
Amounts payable17/49€4k€8k▲
Amounts payable within one year42/48€4k€8k▲
Trade debts44€3k€5k▲
Suppliers440/4€2k€1k▼
Bills of exchange payable441€2k€3k▲
Taxes, remuneration and social security45€769€769=
Taxes450/3€769€769=
Other amounts payable47/48-€3k
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€31k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€126€40▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€6k€1k▼
Operating profit (loss)9901€3k€-6k▼
Financial income75/76B-€3k
Recurring financial income75-€3k
Non-recurring financial income76B-€3k
Financial charges65/66B€67€275▲
Recurring financial charges65€67€275▲
Profit (loss) for the period before taxes9903€3k€-3k▼
Income taxes67/77€769-
Profit (loss) for the period9904€2k€-3k▼
Profit (loss) for the period to be appropriated9905€2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-694▼
Profit (loss) brought forward from the previous period14P-€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 123 days late
2024
14-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 106 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Romeinsesteenweg 4641853 GrimbergenGround area
1,265 m²
Building footprint
301 m²
Volume, LiDAR
3,592 m³
2 parcels, Flanders, Wallonia · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
STUNZI CONSTRUCTION
since 20232.346.974.584
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0514/00N002 | Flanders | 901 m² | 1 · 246 m² | 15.9 m · 4 fl. |
| 62096A0308/00H004 | Wallonia | 364 m² | 1 · 54 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,859. 6,186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2023
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.